National General Insurance Co PSC (DFM:NGI) FCF Margin %: 11.95% (As of Mar. 2026) — Near Median


DFM:NGI National General Insurance Co PSC DFM:NGI
76 GF Score
Price د.إ5.80
GF Value د.إ6.65
Valuation Modestly Undervalued
! 3 Warning Signs
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What is National General Insurance Co PSC FCF Margin %?

National General Insurance Co PSC DFM:NGI 76 FCF Margin % is 11.95% as of Mar. 2026, which is 9% below its 10-year median of 13.11. GuruFocus rates DFM:NGI with a GF Score™ of 76/100 and a GF Value™ of د.إ6.65 (Modestly Undervalued). The stock has 3 warning signs investors should review. Among 506 Insurance companies, National General Insurance Co PSC ranks better than 84.98% on this metric.

FCF Margin % is calculated as Free Cash Flow divided by its Revenue. National General Insurance Co PSC's Free Cash Flow for the three months ended in Mar. 2026 was د.إ17.5 Mil. National General Insurance Co PSC's Revenue for the three months ended in Mar. 2026 was د.إ146.1 Mil. Therefore, National General Insurance Co PSC's FCF Margin % for the quarter that ended in Mar. 2026 was 11.95%.

As of today, National General Insurance Co PSC's current FCF Yield % is 21.34%.

The historical rank and industry rank for National General Insurance Co PSC's FCF Margin % or its related term are showing as below:

DFM:NGI' s FCF Margin % Range Over the Past 10 Years
Min: 3.18   Med: 13.11   Max: 34.95
Current: 28.88


During the past 13 years, the highest FCF Margin % of National General Insurance Co PSC was 34.95%. The lowest was 3.18%. And the median was 13.11%.

DFM:NGI's FCF Margin % is ranked better than
84.98% of 506 companies
in the Insurance industry
Industry Median: 8.965 vs DFM:NGI: 28.88


National General Insurance Co PSC FCF Margin % Related Terms


National General Insurance Co PSC FCF Margin % Historical Data

* Premium members only.

The historical data trend for National General Insurance Co PSC's FCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

National General Insurance Co PSC FCF Margin % Chart

National General Insurance Co PSC Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
FCF Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 21.12 10.72 34.95 3.18 23.34

National General Insurance Co PSC Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
FCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -17.68 32.87 47.47 21.52 11.95

DFM:NGI vs BRK.A, AIG, HIG: FCF Margin % Comparison

For the Insurance - Diversified subindustry, National General Insurance Co PSC's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


National General Insurance Co PSC FCF Margin % vs Insurance Industry

For the Insurance industry and Financial Services sector, National General Insurance Co PSC's FCF Margin % distribution charts can be found below:

* The bar in red indicates where National General Insurance Co PSC's FCF Margin % falls into.


DFM:NGI
76GF Score
National General Insurance Co PSC DFM:NGI
FCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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National General Insurance Co PSC FCF Margin % Calculation

FCF margin is the ratio of Free Cash Flow divided by net sales or Revenue, usually presented in percent.

National General Insurance Co PSC's FCF Margin for the fiscal year that ended in Dec. 2025 is calculated as

FCF Margin=Free Cash Flow (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=161.093/690.218
=23.34 %

National General Insurance Co PSC's FCF Margin for the quarter that ended in Mar. 2026 is calculated as

FCF Margin=Free Cash Flow (Q: Mar. 2026 )/Revenue (Q: Mar. 2026 )
=17.47/146.134
=11.95 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Margin % →
What does a FCF Margin % of 11.95% mean?
National General Insurance Co PSC (DFM:NGI) has a FCF Margin % of 11.95% as of Mar. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on National General Insurance Co PSC and its competitors. This is near median its historical median of 13.11. Over the past decade, National General Insurance Co PSC's FCF Margin % has ranged from 3.18 to 34.95. According to the industry distribution chart, National General Insurance Co PSC ranks #76 out of 506 companies in the Insurance industry, placing it in the top 15%.
Is National General Insurance Co PSC's FCF Margin % too high?
National General Insurance Co PSC's current FCF Margin % of 11.95% is near median its 10-year median of 13.11. Over the past 10 years, this metric has ranged from a low of 3.18 to a high of 34.95. The Insurance industry median FCF Margin % is 8.97. National General Insurance Co PSC's value of 11.95% is 33.3% above this industry median. Based on the distribution chart, National General Insurance Co PSC ranks #76 out of 506 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, National General Insurance Co PSC has a GF Score™ of 76/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does National General Insurance Co PSC's FCF Margin % compare to BRK.A and AIG?
According to the Insurance industry distribution chart, National General Insurance Co PSC ranks #76 out of 506 companies for FCF Margin %. This places National General Insurance Co PSC in the top 15% of its industry — outperforming the majority of peers. The industry median FCF Margin % is 8.97. National General Insurance Co PSC's value of 11.95% is 33.3% above this benchmark. Historically, National General Insurance Co PSC's own FCF Margin % has ranged from 3.18 to 34.95 over the past decade. While the company's 10-year median is 13.11 vs. the industry median of 8.97, National General Insurance Co PSC has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for an Insurance company?
The median FCF Margin % among Insurance companies is 8.97, based on 506 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. National General Insurance Co PSC's current FCF Margin % of 11.95% is 33.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on National General Insurance Co PSC and its competitors. For the Insurance industry, the median FCF Margin % is 8.97 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. National General Insurance Co PSC's current FCF Margin % is 11.95%, which is near median its own 10-year median of 13.11. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is National General Insurance Co PSC stock overvalued right now?
Based on GuruFocus' analysis, National General Insurance Co PSC (DFM:NGI) is currently considered Modestly Undervalued. The stock's GF Value™ is د.إ6.65, compared to a current price of د.إ5.80 — trading 12.8% below its estimated fair value. The current FCF Margin % is 11.95%, which is near median its 10-year median of 13.11 and 33.3% above the Insurance industry median of 8.97. National General Insurance Co PSC's overall GF Score™ is 76/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For National General Insurance Co PSC (DFM:NGI), the current FCF Margin % is 11.95% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is National General Insurance Co PSC (DFM:NGI) Overvalued in 2026?

Based on GuruFocus' analysis, National General Insurance Co PSC stock appears to be undervalued. The current stock price of د.إ5.80 is trading 12.8% below its estimated GF Value™ of د.إ6.65. GuruFocus considers National General Insurance Co PSC to be Modestly Undervalued.

Key valuation signals for DFM:NGI:

  • FCF Margin %: 11.95% (near median its 10-year median of 13.11)
  • GF Value™: د.إ6.65 vs. price of د.إ5.80 (12.8% below fair value)
  • GF Score™: 76/100 with 3 warning signs
  • Industry Position: 33.3% above the Insurance median (#76 of 506)

No single metric tells the full story. See the DFM:NGI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


National General Insurance Co PSC Business Description

Address Port Saeed Street, P.O. Box 154, Levels Ground, 3, 5, 6, NGI House, Dubai, ARE
National General Insurance Co PSC is an insurance service provider. The company operates in two segments namely insurance and investments. Its majority of the revenue is derived from the General Insurance segment. The company products portfolio includes Motor, Marine, Property and Casualty, Construction, Engineering, Life Protection, Savings, Investment and Health or Medical Insurance.
76GF Score

Get the complete analysis for DFM:NGI

FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

د.إ5.80
Price
د.إ6.65
GF Value