National General Insurance Co PSC (DFM:NGI) FCF Yield %: 21.34 (As of Jul. 03, 2026) — 46% Above Median


DFM:NGI National General Insurance Co PSC DFM:NGI
76 GF Score
Price د.إ5.80
GF Value د.إ6.65
Valuation Modestly Undervalued
! 3 Warning Signs
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What is National General Insurance Co PSC FCF Yield %?

National General Insurance Co PSC DFM:NGI 76 FCF Yield % is 21.34 as of Jul. 03, 2026, which is 46% above its 10-year median of 14.58. GuruFocus rates DFM:NGI with a GF Score™ of 76/100 and a GF Value™ of د.إ6.65 (Modestly Undervalued). The stock has 3 warning signs investors should review. Among 508 Insurance companies, National General Insurance Co PSC ranks better than 83.66% on this metric.

FCF Yield % is calculated as Free Cash Flow divided by Market Capitalization. It is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

As of today, National General Insurance Co PSC's Trailing 12-Month Free Cash Flow is د.إ204.2 Mil, and Market Cap is د.إ956.7 Mil. Therefore, National General Insurance Co PSC's FCF Yield % for today is 21.34%.

The historical rank and industry rank for National General Insurance Co PSC's FCF Yield % or its related term are showing as below:

DFM:NGI' s FCF Yield % Range Over the Past 10 Years
Min: -6.31   Med: 14.58   Max: 37.51
Current: 21.34


During the past 13 years, the highest FCF Yield % of National General Insurance Co PSC was 37.51%. The lowest was -6.31%. And the median was 14.58%.

DFM:NGI's FCF Yield % is ranked better than
83.66% of 508 companies
in the Insurance industry
Industry Median: 6.96 vs DFM:NGI: 21.34

National General Insurance Co PSC's FCF Margin % for the quarter that ended in Mar. 2026 was 11.95%.


National General Insurance Co PSC FCF Yield % Explanation

Similar to Earnings Yield %, FCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high free cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.


National General Insurance Co PSC FCF Yield % Related Terms


National General Insurance Co PSC FCF Yield % Historical Data

* Premium members only.

The historical data trend for National General Insurance Co PSC's FCF Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

National General Insurance Co PSC FCF Yield % Chart

National General Insurance Co PSC Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
FCF Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 17.43 6.83 22.25 2.42 15.53

National General Insurance Co PSC Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
FCF Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -10.83 22.73 33.34 16.42 7.45

DFM:NGI vs BRK.A, AIG, HIG: FCF Yield % Comparison

For the Insurance - Diversified subindustry, National General Insurance Co PSC's FCF Yield %, along with its competitors' market caps and FCF Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


National General Insurance Co PSC FCF Yield % vs Insurance Industry

For the Insurance industry and Financial Services sector, National General Insurance Co PSC's FCF Yield % distribution charts can be found below:

* The bar in red indicates where National General Insurance Co PSC's FCF Yield % falls into.


DFM:NGI
76GF Score
National General Insurance Co PSC DFM:NGI
FCF Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

National General Insurance Co PSC FCF Yield % Calculation

FCF Yield % is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

National General Insurance Co PSC's FCF Yield % for the fiscal year that ended in Dec. 2025 is calculated as

FCF Yield %=Free Cash Flow / Market Cap
=161.093 / 1037.5355
=15.53%

National General Insurance Co PSC's annualized FCF Yield % for the quarter that ended in Mar. 2026 is calculated as

FCF Yield %=Free Cash Flow * Annualized Factor / Market Cap
=17.47 * 4 / 938.5655
=7.45%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Yield % →
What does a FCF Yield % of 21.34 mean?
National General Insurance Co PSC (DFM:NGI) has a FCF Yield % of 21.34 as of Jul. 03, 2026. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on National General Insurance Co PSC and its competitors. This is 46% above median its historical median of 14.58. According to the industry distribution chart, National General Insurance Co PSC ranks #83 out of 508 companies in the Insurance industry, placing it in the top 16.3%.
Is National General Insurance Co PSC's FCF Yield % too high?
National General Insurance Co PSC's current FCF Yield % of 21.34 is 46% above median its 10-year median of 14.58. The Insurance industry median FCF Yield % is 6.96. National General Insurance Co PSC's value of 21.34 is 206.6% above this industry median. Based on the distribution chart, National General Insurance Co PSC ranks #83 out of 508 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, National General Insurance Co PSC has a GF Score™ of 76/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does National General Insurance Co PSC's FCF Yield % compare to BRK.A and AIG?
According to the Insurance industry distribution chart, National General Insurance Co PSC ranks #83 out of 508 companies for FCF Yield %. This places National General Insurance Co PSC in the top 16% of its industry — outperforming the majority of peers. The industry median FCF Yield % is 6.96. National General Insurance Co PSC's value of 21.34 is 206.6% above this benchmark. While the company's 10-year median is 14.58 vs. the industry median of 6.96, National General Insurance Co PSC has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Yield % for an Insurance company?
The median FCF Yield % among Insurance companies is 6.96, based on 508 companies in the industry. Companies in the top quartile (top 25%) have a FCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, FCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. National General Insurance Co PSC's current FCF Yield % of 21.34 is 206.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Yield % mean?
A high FCF Yield % can signal that a stock is expensive relative to its fundamentals. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on National General Insurance Co PSC and its competitors. For the Insurance industry, the median FCF Yield % is 6.96 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. National General Insurance Co PSC's current FCF Yield % is 21.34, which is 46% above median its own 10-year median of 14.58. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is National General Insurance Co PSC stock overvalued right now?
Based on GuruFocus' analysis, National General Insurance Co PSC (DFM:NGI) is currently considered Modestly Undervalued. The stock's GF Value™ is د.إ6.65, compared to a current price of د.إ5.80 — trading 12.8% below its estimated fair value. The current FCF Yield % is 21.34, which is 46% above median its 10-year median of 14.58 and 206.6% above the Insurance industry median of 6.96. National General Insurance Co PSC's overall GF Score™ is 76/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Yield % calculated?
FCF Yield % is calculated from a company's financial statements. For National General Insurance Co PSC (DFM:NGI), the current FCF Yield % is 21.34 as of Jul. 03, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is National General Insurance Co PSC (DFM:NGI) Overvalued in 2026?

Based on GuruFocus' analysis, National General Insurance Co PSC stock appears to be undervalued. The current stock price of د.إ5.80 is trading 12.8% below its estimated GF Value™ of د.إ6.65. GuruFocus considers National General Insurance Co PSC to be Modestly Undervalued.

Key valuation signals for DFM:NGI:

  • FCF Yield %: 21.34 (46% above median its 10-year median of 14.58)
  • GF Value™: د.إ6.65 vs. price of د.إ5.80 (12.8% below fair value)
  • GF Score™: 76/100 with 3 warning signs
  • Industry Position: 206.6% above the Insurance median (#83 of 508)

No single metric tells the full story. See the DFM:NGI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


National General Insurance Co PSC Business Description

Address Port Saeed Street, P.O. Box 154, Levels Ground, 3, 5, 6, NGI House, Dubai, ARE
National General Insurance Co PSC is an insurance service provider. The company operates in two segments namely insurance and investments. Its majority of the revenue is derived from the General Insurance segment. The company products portfolio includes Motor, Marine, Property and Casualty, Construction, Engineering, Life Protection, Savings, Investment and Health or Medical Insurance.
76GF Score

Get the complete analysis for DFM:NGI

FCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

د.إ5.80
Price
د.إ6.65
GF Value