The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. As of today, National General Insurance Co PSC's share price is د.إ5.85.
National General Insurance Co PSC's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 was د.إ4.29. Hence, National General Insurance Co PSC's PS Ratio for today is 1.37.
During the past 13 years, National General Insurance Co PSC's highest 3-Year average Revenue per Share Growth Rate was 26.60% per year. The lowest was -51.50% per year. And the median was 2.40% per year.
Back to Basics: PS Ratio
National General Insurance Co PSC (DFM:NGI) PS Ratio Explanation
The PS Ratio is an excellent valuation indicator if you want to compare a stock with its historical valuation or with the stocks in the same industry. The PS Ratio works especially well when you want to compare the stock's current valuation with its historical valuation. The PS Ratio is a great valuation tool for evaluating cyclical businesses where the PE Ratio works poorly. It works the best when comparing the current valuation with the historical valuation because over time, a company's profit margin tends to revert to the mean.
When the PS Ratio is applied to the whole stock market, it can be used to evaluate the current market valuation and projected returns. In this case, the price is the total market cap of all stocks that are traded, and sales are the GDP of the country. This is how Warren Buffett estimates the broad market valuation and project future returns.
The PS Ratio does not tell you how cheap or expensive the stock is. It cannot be used to compare companies in different industries. It works better for companies within the same industry because these companies tend to have similar capital structures and profit margins. It works the best when comparing a company with itself in the past.
National General Insurance Co PSC PS Ratio Related Terms
National General Insurance Co PSC PS Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Diversified subindustry, National General Insurance Co PSC's PS Ratio, along with its competitors' market caps and PS Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
National General Insurance Co PSC PS Ratio vs Insurance Industry
For the Insurance industry and Financial Services sector, National General Insurance Co PSC's PS Ratio distribution charts can be found below:
* The bar in red indicates where National General Insurance Co PSC's PS Ratio falls into.
National General Insurance Co PSC PS Ratio Calculation
The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. It is a ratio widely used to value stocks and it was first used by Ken Fisher.
National General Insurance Co PSC's Share Price of today is د.إ5.85. National General Insurance Co PSC's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was د.إ4.29.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
National General Insurance Co PSC (DFM:NGI) has a PS Ratio of 1.37 as of Jul. 06, 2026. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on National General Insurance Co PSC and its competitors. This is 14% above median its historical median of 1.20. Over the past decade, National General Insurance Co PSC's PS Ratio has ranged from 0.72 to 2.09. According to the industry distribution chart, National General Insurance Co PSC ranks #298 out of 501 companies in the Insurance industry, placing it in the top 59.5%.
Is National General Insurance Co PSC's PS Ratio too high?
National General Insurance Co PSC's current PS Ratio of 1.37 is 14% above median its 10-year median of 1.20. Over the past 10 years, this metric has ranged from a low of 0.72 to a high of 2.09. The Insurance industry median PS Ratio is 1.16. National General Insurance Co PSC's value of 1.37 is 18.1% above this industry median. Based on the distribution chart, National General Insurance Co PSC ranks #298 out of 501 companies in the Insurance industry, which is below the industry midpoint. Overall, National General Insurance Co PSC has a GF Score™ of 75/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does National General Insurance Co PSC's PS Ratio compare to BRK.A and AIG?
According to the Insurance industry distribution chart, National General Insurance Co PSC ranks #298 out of 501 companies for PS Ratio. This places National General Insurance Co PSC in the lower half of its industry. The industry median PS Ratio is 1.16. National General Insurance Co PSC's value of 1.37 is 18.1% above this benchmark. Historically, National General Insurance Co PSC's own PS Ratio has ranged from 0.72 to 2.09 over the past decade. While the company's 10-year median is 1.20 vs. the industry median of 1.16, National General Insurance Co PSC has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PS Ratio for an Insurance company?
The median PS Ratio among Insurance companies is 1.16, based on 501 companies in the industry. Companies in the top quartile (top 25%) have a PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. National General Insurance Co PSC's current PS Ratio of 1.37 is 18.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PS Ratio mean?
A high PS Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on National General Insurance Co PSC and its competitors. For the Insurance industry, the median PS Ratio is 1.16 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. National General Insurance Co PSC's current PS Ratio is 1.37, which is 14% above median its own 10-year median of 1.20. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is National General Insurance Co PSC stock overvalued right now?
Based on GuruFocus' analysis, National General Insurance Co PSC (DFM:NGI) is currently considered Modestly Undervalued. The stock's GF Value™ is د.إ6.66, compared to a current price of د.إ5.85 — trading 12.2% below its estimated fair value. The current PS Ratio is 1.37, which is 14% above median its 10-year median of 1.20 and 18.1% above the Insurance industry median of 1.16. National General Insurance Co PSC's overall GF Score™ is 75/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PS Ratio calculated?
PS Ratio is calculated from a company's financial statements. For National General Insurance Co PSC (DFM:NGI), the current PS Ratio is 1.37 as of Jul. 06, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is National General Insurance Co PSC (DFM:NGI) Overvalued in 2026?
Based on GuruFocus' analysis, National General Insurance Co PSC stock appears to be undervalued.
The current stock price of د.إ5.85 is trading 12.2% below its estimated GF Value™ of د.إ6.66.
GuruFocus considers National General Insurance Co PSC to be Modestly Undervalued.
Key valuation signals for DFM:NGI:
PS Ratio: 1.37 (14% above median its 10-year median of 1.20)
GF Value™: د.إ6.66 vs. price of د.إ5.85 (12.2% below fair value)
Industry Position: 18.1% above the Insurance median (#298 of 501)
No single metric tells the full story. See the DFM:NGI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
National General Insurance Co PSC Business Description
National General Insurance Co PSC is an insurance service provider. The company operates in two segments namely insurance and investments. Its majority of the revenue is derived from the General Insurance segment. The company products portfolio includes Motor, Marine, Property and Casualty, Construction, Engineering, Life Protection, Savings, Investment and Health or Medical Insurance.
75GF Score
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