National General Insurance Co PSC (DFM:NGI) OCF Yield %: 21.42 (As of Jul. 03, 2026) — 42% Above Median


DFM:NGI National General Insurance Co PSC DFM:NGI
76 GF Score
Price د.إ5.80
GF Value د.إ6.65
Valuation Modestly Undervalued
! 3 Warning Signs
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What is National General Insurance Co PSC OCF Yield %?

National General Insurance Co PSC DFM:NGI 76 OCF Yield % is 21.42 as of Jul. 03, 2026, which is 42% above its 10-year median of 15.13. GuruFocus rates DFM:NGI with a GF Score™ of 76/100 and a GF Value™ of د.إ6.65 (Modestly Undervalued). The stock has 3 warning signs investors should review. Among 508 Insurance companies, National General Insurance Co PSC ranks better than 81.3% on this metric.

OCF Yield % is calculated as Cash Flow from Operations divided by Market Capitalization. It is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.

As of today, National General Insurance Co PSC's Trailing 12-Month Cash Flow from Operations is د.إ204.9 Mil, and Market Cap is د.إ956.7 Mil. Therefore, National General Insurance Co PSC's OCF Yield % for today is 21.42%.

The historical rank and industry rank for National General Insurance Co PSC's OCF Yield % or its related term are showing as below:

DFM:NGI' s OCF Yield % Range Over the Past 10 Years
Min: -6.13   Med: 15.13   Max: 37.87
Current: 21.42


During the past 13 years, the highest OCF Yield % of National General Insurance Co PSC was 37.87%. The lowest was -6.13%. And the median was 15.13%.

DFM:NGI's OCF Yield % is ranked better than
81.3% of 508 companies
in the Insurance industry
Industry Median: 8.04 vs DFM:NGI: 21.42

National General Insurance Co PSC's OCF Margin % for the quarter that ended in Mar. 2026 was %.


National General Insurance Co PSC OCF Yield % Explanation

Similar to Earnings Yield %, OCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high operating cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.


National General Insurance Co PSC OCF Yield % Related Terms


National General Insurance Co PSC OCF Yield % Historical Data

* Premium members only.

The historical data trend for National General Insurance Co PSC's OCF Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

National General Insurance Co PSC OCF Yield % Chart

National General Insurance Co PSC Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
OCF Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 18.50 7.54 22.69 2.58 15.62

National General Insurance Co PSC Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
OCF Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -10.61 22.74 33.52 16.43 7.56

DFM:NGI vs BRK.A, AIG, HIG: OCF Yield % Comparison

For the Insurance - Diversified subindustry, National General Insurance Co PSC's OCF Yield %, along with its competitors' market caps and OCF Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


National General Insurance Co PSC OCF Yield % vs Insurance Industry

For the Insurance industry and Financial Services sector, National General Insurance Co PSC's OCF Yield % distribution charts can be found below:

* The bar in red indicates where National General Insurance Co PSC's OCF Yield % falls into.


DFM:NGI
76GF Score
National General Insurance Co PSC DFM:NGI
OCF Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
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National General Insurance Co PSC OCF Yield % Calculation

OCF Yield % is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.

National General Insurance Co PSC's OCF Yield % for the fiscal year that ended in Dec. 2025 is calculated as

OCF Yield %=Cash Flow from Operations / Market Cap
=162.084 / 1037.5355
=15.62%

National General Insurance Co PSC's annualized OCF Yield % for the quarter that ended in Mar. 2026 is calculated as

OCF Yield %=Cash Flow from Operations * Annualized Factor / Market Cap
=17.732 * 4 / 938.5655
=7.56%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about OCF Yield % →
What does a OCF Yield % of 21.42 mean?
National General Insurance Co PSC (DFM:NGI) has a OCF Yield % of 21.42 as of Jul. 03, 2026. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on National General Insurance Co PSC and its competitors. This is 42% above median its historical median of 15.13. According to the industry distribution chart, National General Insurance Co PSC ranks #95 out of 508 companies in the Insurance industry, placing it in the top 18.7%.
Is National General Insurance Co PSC's OCF Yield % too high?
National General Insurance Co PSC's current OCF Yield % of 21.42 is 42% above median its 10-year median of 15.13. The Insurance industry median OCF Yield % is 8.04. National General Insurance Co PSC's value of 21.42 is 166.4% above this industry median. Based on the distribution chart, National General Insurance Co PSC ranks #95 out of 508 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, National General Insurance Co PSC has a GF Score™ of 76/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does National General Insurance Co PSC's OCF Yield % compare to BRK.A and AIG?
According to the Insurance industry distribution chart, National General Insurance Co PSC ranks #95 out of 508 companies for OCF Yield %. This places National General Insurance Co PSC in the top 19% of its industry — outperforming the majority of peers. The industry median OCF Yield % is 8.04. National General Insurance Co PSC's value of 21.42 is 166.4% above this benchmark. While the company's 10-year median is 15.13 vs. the industry median of 8.04, National General Insurance Co PSC has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Yield % for an Insurance company?
The median OCF Yield % among Insurance companies is 8.04, based on 508 companies in the industry. Companies in the top quartile (top 25%) have a OCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, OCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. National General Insurance Co PSC's current OCF Yield % of 21.42 is 166.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Yield % mean?
A high OCF Yield % can signal that a stock is expensive relative to its fundamentals. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on National General Insurance Co PSC and its competitors. For the Insurance industry, the median OCF Yield % is 8.04 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. National General Insurance Co PSC's current OCF Yield % is 21.42, which is 42% above median its own 10-year median of 15.13. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is National General Insurance Co PSC stock overvalued right now?
Based on GuruFocus' analysis, National General Insurance Co PSC (DFM:NGI) is currently considered Modestly Undervalued. The stock's GF Value™ is د.إ6.65, compared to a current price of د.إ5.80 — trading 12.8% below its estimated fair value. The current OCF Yield % is 21.42, which is 42% above median its 10-year median of 15.13 and 166.4% above the Insurance industry median of 8.04. National General Insurance Co PSC's overall GF Score™ is 76/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Yield % calculated?
OCF Yield % is calculated from a company's financial statements. For National General Insurance Co PSC (DFM:NGI), the current OCF Yield % is 21.42 as of Jul. 03, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is National General Insurance Co PSC (DFM:NGI) Overvalued in 2026?

Based on GuruFocus' analysis, National General Insurance Co PSC stock appears to be undervalued. The current stock price of د.إ5.80 is trading 12.8% below its estimated GF Value™ of د.إ6.65. GuruFocus considers National General Insurance Co PSC to be Modestly Undervalued.

Key valuation signals for DFM:NGI:

  • OCF Yield %: 21.42 (42% above median its 10-year median of 15.13)
  • GF Value™: د.إ6.65 vs. price of د.إ5.80 (12.8% below fair value)
  • GF Score™: 76/100 with 3 warning signs
  • Industry Position: 166.4% above the Insurance median (#95 of 508)

No single metric tells the full story. See the DFM:NGI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


National General Insurance Co PSC Business Description

Address Port Saeed Street, P.O. Box 154, Levels Ground, 3, 5, 6, NGI House, Dubai, ARE
National General Insurance Co PSC is an insurance service provider. The company operates in two segments namely insurance and investments. Its majority of the revenue is derived from the General Insurance segment. The company products portfolio includes Motor, Marine, Property and Casualty, Construction, Engineering, Life Protection, Savings, Investment and Health or Medical Insurance.
76GF Score

Get the complete analysis for DFM:NGI

OCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

د.إ5.80
Price
د.إ6.65
GF Value