FMCC (Federal Home Loan Mortgage) EV-to-EBITDA: 27.42 (As of Sep. 21, 2026)

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Director of Data and Quant Analytics at GuruFocus
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FMCC Federal Home Loan Mortgage Corp FMCC
66 GF Score
Price $4.52
GF Value $5.57
Valuation Modestly Undervalued
! 2 Warning Signs
View Full Analysis

What is Federal Home Loan Mortgage EV-to-EBITDA?

Federal Home Loan Mortgage FMCC -4.44% 66 EV-to-EBITDA is 27.42 as of Sep. 21, 2026. GuruFocus rates FMCC with a GF Score™ of 66/100 and a GF Value™ of $5.57 (Modestly Undervalued). The stock has 2 warning signs investors should review. Among 598 Banks companies, Federal Home Loan Mortgage ranks worse than 93.65% on this metric.

EV-to-EBITDA is calculated as enterprise value divided by its EBITDA. As of today, Federal Home Loan Mortgage's enterprise value is $3,505,020 Mil. Federal Home Loan Mortgage's EBITDA for the trailing twelve months (TTM) ended in Jun. 2026 was $127,808 Mil. Therefore, Federal Home Loan Mortgage's EV-to-EBITDA for today is 27.42.

The historical rank and industry rank for Federal Home Loan Mortgage's EV-to-EBITDA or its related term are showing as below:

FMCC' s EV-to-EBITDA Range Over the Past 10 Years
Min: 0   Med: 0   Max: 27.43
Current: 27.42

During the past 13 years, the highest EV-to-EBITDA of Federal Home Loan Mortgage was 27.43. The lowest was 0.00. And the median was 0.00.

FMCC's EV-to-EBITDA is ranked worse than
93.65% of 598 companies
in the Banks industry
Industry Median: 8.235 vs FMCC: 27.42

EV-to-EBITDA is a valuation multiple used in finance and investment to measure the value of a company. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio to determine the fair market value of a company.

As of today (2026-09-21), Federal Home Loan Mortgage's stock price is $4.52. Federal Home Loan Mortgage's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 was $-0.004. Therefore, Federal Home Loan Mortgage's PE Ratio (TTM) for today is At Loss.

The "classic" EV-to-EBITDA is much better in capturing debt and net cash than the PE Ratio (TTM).


Federal Home Loan Mortgage  (OTCPK:FMCC) EV-to-EBITDA Explanation

EV-to-EBITDA is a valuation multiple used in finance and investment to measure the value of a company. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

Federal Home Loan Mortgage's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=4.52/-0.004
=At Loss

Federal Home Loan Mortgage's share price for today is $4.52.
Federal Home Loan Mortgage's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $-0.004.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Study has found that the companies with the lowest EV-to-EBITDA outperforms companies measured as cheap by other ratios such as PE Ratio (TTM).

Please read Which price ratio outperforms the enterprise multiple?


Federal Home Loan Mortgage EV-to-EBITDA Related Terms


Federal Home Loan Mortgage EV-to-EBITDA Historical Data

* Premium members only.

The historical data trend for Federal Home Loan Mortgage's EV-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Federal Home Loan Mortgage EV-to-EBITDA Chart

Federal Home Loan Mortgage Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EV-to-EBITDA
Get a 7-Day Free Trial Premium Member Only Premium Member Only 51.73 41.88 32.91 30.08 28.90

Federal Home Loan Mortgage Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
EV-to-EBITDA Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 29.38 29.16 28.90 28.21 27.54

FMCC vs PFSI, UWMC, WD: EV-to-EBITDA Comparison

For the Mortgage Finance subindustry, Federal Home Loan Mortgage's EV-to-EBITDA, along with its competitors' market caps and EV-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Federal Home Loan Mortgage EV-to-EBITDA vs Banks Industry

For the Banks industry and Financial Services sector, Federal Home Loan Mortgage's EV-to-EBITDA distribution charts can be found below:

* The bar in red indicates where Federal Home Loan Mortgage's EV-to-EBITDA falls into.


FMCC
66GF Score
Federal Home Loan Mortgage Corp FMCC
EV-to-EBITDA is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Federal Home Loan Mortgage EV-to-EBITDA Calculation

Federal Home Loan Mortgage's EV-to-EBITDA for today is calculated as:

EV-to-EBITDA=Enterprise Value (Today)/EBITDA (TTM)
=3505020.262/127808
=27.42

Federal Home Loan Mortgage's current Enterprise Value is $3,505,020 Mil.
Federal Home Loan Mortgage's EBITDA for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $127,808 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EV-to-EBITDA →
What does a EV-to-EBITDA of 27.42 mean?
Federal Home Loan Mortgage (FMCC) has a EV-to-EBITDA of 27.42 as of Sep. 21, 2026. EV to EBITDA ratio is the company's enterprise value divided by earnings before interest, taxes, depreciation and amortization. View historical data on Federal Home Loan Mortgage. According to the industry distribution chart, Federal Home Loan Mortgage ranks #560 out of 598 companies in the Banks industry, placing it in the top 93.6%.
Is Federal Home Loan Mortgage's EV-to-EBITDA too high?
Federal Home Loan Mortgage's current EV-to-EBITDA is 27.42. The Banks industry median EV-to-EBITDA is 8.24. Federal Home Loan Mortgage's value of 27.42 is 233% above this industry median. Based on the distribution chart, Federal Home Loan Mortgage ranks #560 out of 598 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Federal Home Loan Mortgage has a GF Score™ of 66/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Federal Home Loan Mortgage's EV-to-EBITDA compare to PFSI and UWMC?
According to the Banks industry distribution chart, Federal Home Loan Mortgage ranks #560 out of 598 companies for EV-to-EBITDA. This places Federal Home Loan Mortgage in the lower half of its industry. The industry median EV-to-EBITDA is 8.24. Federal Home Loan Mortgage's value of 27.42 is 233% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-EBITDA for a Banks company?
The median EV-to-EBITDA among Banks companies is 8.24, based on 598 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, EV-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Federal Home Loan Mortgage's current EV-to-EBITDA of 27.42 is 233% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-EBITDA mean?
A high EV-to-EBITDA can signal that a stock is expensive relative to its fundamentals. EV to EBITDA ratio is the company's enterprise value divided by earnings before interest, taxes, depreciation and amortization. View historical data on Federal Home Loan Mortgage. For the Banks industry, the median EV-to-EBITDA is 8.24 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Federal Home Loan Mortgage's current EV-to-EBITDA is 27.42. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Federal Home Loan Mortgage stock overvalued right now?
Based on GuruFocus' analysis, Federal Home Loan Mortgage (FMCC) is currently considered Modestly Undervalued. The stock's GF Value™ is $5.57, compared to a current price of $4.52 — trading 18.9% below its estimated fair value. The current EV-to-EBITDA is 27.42 and 233% above the Banks industry median of 8.24. Federal Home Loan Mortgage's overall GF Score™ is 66/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-EBITDA calculated?
EV-to-EBITDA is calculated from a company's financial statements. For Federal Home Loan Mortgage (FMCC), the current EV-to-EBITDA is 27.42 as of Sep. 21, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Federal Home Loan Mortgage (FMCC) Overvalued in 2026?

Based on GuruFocus' analysis, Federal Home Loan Mortgage stock appears to be undervalued. The current stock price of $4.52 is trading 18.9% below its estimated GF Value™ of $5.57. GuruFocus considers Federal Home Loan Mortgage to be Modestly Undervalued.

Key valuation signals for FMCC:

  • EV-to-EBITDA: 27.42
  • GF Value™: $5.57 vs. price of $4.52 (18.9% below fair value)
  • GF Score™: 66/100 with 2 warning signs
  • Industry Position: 233% above the Banks median (#560 of 598)

No single metric tells the full story. See the FMCC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Federal Home Loan Mortgage Business Description

Address 8200 Jones Branch Drive, McLean, VA, USA, 22102-3110
Federal Home Loan Mortgage Corp is a U.S. based government-sponsored enterprise. The company invests in mortgage loans and mortgage-related securities. Its two reportable segments are: i) Single-Family: It provides liquidity and support to the single-family mortgage market through a variety of activities that include the purchase, securitization, and guarantee of single-family loans originated by lenders, and ii) Multifamily: It provides liquidity and support to the multifamily mortgage market through a variety of activities that include the purchase, securitization, and guarantee of multifamily loans. The majority of the company's revenue is derived from the Single-Family segment.
66GF Score

Get the complete analysis for FMCC

EV-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$4.52
Price
$5.57
GF Value