Federal Home Loan MortgageFMCC +1.56%48 Median PS Value is $2.73 as of Jun. 25, 2026, which is 314% above its 10-year median of 0.66. GuruFocus rates FMCC with a GF Score™ of 48/100 and a GF Value™ of $2.52 (Significantly Overvalued). The stock has 2 warning signs investors should review. Among 1,042 Banks companies, Federal Home Loan Mortgage ranks worse than 94.53% on this metric.
This valuation method assumes that the stock valuation will revert to its historical (10-Year) median in terms of PS Ratio. The reason we use PS Ratio instead of PE Ratio or PB Ratio is because PS Ratio is independent of profit margin, and can be applied to a broader range of situations.
The historical rank and industry rank for Federal Home Loan Mortgage's Median PS Value or its related term are showing as below:
FMCC'
s Price-to-Median-PS-Value Range Over the Past 10 Years
Min: 0.13 Med: 0.66 Max: 4.3
Current: 2.39
During the past 13 years, the highest Price to Median PS Value of Federal Home Loan Mortgage was 4.30. The lowest was 0.13. And the median was 0.66.
FMCC's Price-to-Median-PS-Value is ranked worse than 94.53% of 1042
companies
in the Banks industry
Industry Median: 1.1
vs FMCC: 2.39
Federal Home Loan Mortgage (OTCPK:FMCC) Median PS Value Explanation
This valuation method assumes that the stock valuation will revert to its historical (10-Year) mean in terms of PS Ratio. The reason we use PS Ratio instead of PE Ratio or PB Ratio
is because PS Ratio is independent of profit margin, and can be applied to a broader range of situations.
It also assumes that over time the profit margin is constant. If a company increases its profit margin to a sustainable level, this value might under-estimate its value. If it has permanent declined profit margins, this may over-estimate the company's value.
Federal Home Loan Mortgage's Price to Median PS Value for today is calculated as
Price to Median PS Value
=
Share Price
/
Median PS Value
=
6.52
/
2.73
=
2.39
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Federal Home Loan Mortgage Median PS Value Related Terms
Federal Home Loan Mortgage Median PS Value Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
FMCC vs PFSI, WD, UWMC: Median PS Value Comparison
For the Mortgage Finance subindustry, Federal Home Loan Mortgage's Price-to-Median-PS-Value, along with its competitors' market caps and Price-to-Median-PS-Value data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Federal Home Loan Mortgage Price-to-Median-PS-Value vs Banks Industry
For the Banks industry and Financial Services sector, Federal Home Loan Mortgage's Price-to-Median-PS-Value distribution charts can be found below:
* The bar in red indicates where Federal Home Loan Mortgage's Price-to-Median-PS-Value falls into.
10-Year Median PS Ratio is 0.3749.
Federal Home Loan Mortgage's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $7.282.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Federal Home Loan Mortgage (FMCC) has a Median PS Value of $2.73 as of Jun. 25, 2026. Median price-sales value is the stock value based on a company's 10-year median price-sales ratio, View historical data on Federal Home Loan Mortgage and its competitors. This is 314% above median its historical median of 0.66. Over the past decade, Federal Home Loan Mortgage's Median PS Value has ranged from 0.13 to 4.30. According to the industry distribution chart, Federal Home Loan Mortgage ranks #985 out of 1042 companies in the Banks industry, placing it in the top 94.5%.
Is Federal Home Loan Mortgage's Median PS Value too high?
Federal Home Loan Mortgage's current Median PS Value of $2.73 is 314% above median its 10-year median of 0.66. Over the past 10 years, this metric has ranged from a low of 0.13 to a high of 4.30. The Banks industry median Median PS Value is 1.10. Federal Home Loan Mortgage's value of $2.73 is 148.2% above this industry median. Based on the distribution chart, Federal Home Loan Mortgage ranks #985 out of 1042 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Federal Home Loan Mortgage has a GF Score™ of 48/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Federal Home Loan Mortgage's Median PS Value compare to PFSI and WD?
According to the Banks industry distribution chart, Federal Home Loan Mortgage ranks #985 out of 1042 companies for Median PS Value. This places Federal Home Loan Mortgage in the lower half of its industry. The industry median Median PS Value is 1.10. Federal Home Loan Mortgage's value of $2.73 is 148.2% above this benchmark. Historically, Federal Home Loan Mortgage's own Median PS Value has ranged from 0.13 to 4.30 over the past decade. While the company's 10-year median is 0.66 vs. the industry median of 1.10, Federal Home Loan Mortgage has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Median PS Value for a Banks company?
The median Median PS Value among Banks companies is 1.10, based on 1,042 companies in the industry. Companies in the top quartile (top 25%) have a Median PS Value significantly above this median, while those in the bottom quartile fall well below. However, Median PS Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Federal Home Loan Mortgage's current Median PS Value of $2.73 is 148.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Median PS Value mean?
A high Median PS Value can signal that a stock is expensive relative to its fundamentals. Median price-sales value is the stock value based on a company's 10-year median price-sales ratio, View historical data on Federal Home Loan Mortgage and its competitors. For the Banks industry, the median Median PS Value is 1.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Federal Home Loan Mortgage's current Median PS Value is $2.73, which is 314% above median its own 10-year median of 0.66. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Federal Home Loan Mortgage stock overvalued right now?
Based on GuruFocus' analysis, Federal Home Loan Mortgage (FMCC) is currently considered Significantly Overvalued. The stock's GF Value™ is $2.52, compared to a current price of $6.52 — trading 158.7% above its estimated fair value. The current Median PS Value is $2.73, which is 314% above median its 10-year median of 0.66 and 148.2% above the Banks industry median of 1.10. Federal Home Loan Mortgage's overall GF Score™ is 48/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Median PS Value calculated?
Median PS Value is calculated from a company's financial statements. For Federal Home Loan Mortgage (FMCC), the current Median PS Value is $2.73 as of Jun. 25, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Federal Home Loan Mortgage (FMCC) Overvalued in 2026?
Based on GuruFocus' analysis, Federal Home Loan Mortgage stock appears to be overvalued.
The current stock price of $6.52 is trading 158.7% above its estimated GF Value™ of $2.52.
GuruFocus considers Federal Home Loan Mortgage to be Significantly Overvalued.
Key valuation signals for FMCC:
Median PS Value: $2.73 (314% above median its 10-year median of 0.66)
GF Value™: $2.52 vs. price of $6.52 (158.7% above fair value)
Industry Position: 148.2% above the Banks median (#985 of 1042)
No single metric tells the full story. See the FMCC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Federal Home Loan Mortgage Corp is a U.S. based government-sponsored enterprise. The company invests in mortgage loans and mortgage-related securities. Its two reportable segments are: i) Single-Family: It provides liquidity and support to the single-family mortgage market through a variety of activities that include the purchase, securitization, and guarantee of single-family loans originated by lenders, and ii) Multifamily: It provides liquidity and support to the multifamily mortgage market through a variety of activities that include the purchase, securitization, and guarantee of multifamily loans. The majority of the company's revenue is derived from the Single-Family segment.
48GF Score
Get the complete analysis for FMCC
Median PS Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
FMCC has been successfully added to your 
