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Liabilities-to-Assets is a solvency ratio indicating how much of the company’s assets are made of liabilities, calculated as total liabilities divided by total asset. Federal Home Loan Mortgage's Total Liabilities for the quarter that ended in Jun. 2026 was $3,440,546 Mil. Federal Home Loan Mortgage's Total Assets for the quarter that ended in Jun. 2026 was $3,518,315 Mil.
Therefore, Federal Home Loan Mortgage's Liabilities-to-Assets Ratio for the quarter that ended in Jun. 2026 was 0.98.
Federal Home Loan Mortgage (OTCPK:FMCC) Liabilities-to-Assets Explanation
Liabilities-to-Assets is a solvency ratio indicating how much of the company’s assets are made of liabilities. It can vary greatly across different industries, as they have different capital structure. A high Liabilities-to-Assets ratio (more leveraged) suggests that the company might have potential solvency problems, or even a signal of financial distress. Conversely, a low Liabilities-to-Assets ratio usually indicates a healthy financial situation. However, it may also suggest that the company is not expanding or not making good use of debt.
Federal Home Loan Mortgage Liabilities-to-Assets Related Terms
Federal Home Loan Mortgage Liabilities-to-Assets Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Federal Home Loan Mortgage Liabilities-to-Assets Chart
FMCC vs PFSI, WD, VEL: Liabilities-to-Assets Comparison
For the Mortgage Finance subindustry, Federal Home Loan Mortgage's Liabilities-to-Assets, along with its competitors' market caps and Liabilities-to-Assets data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Federal Home Loan Mortgage Liabilities-to-Assets vs Banks Industry
For the Banks industry and Financial Services sector, Federal Home Loan Mortgage's Liabilities-to-Assets distribution charts can be found below:
* The bar in red indicates where Federal Home Loan Mortgage's Liabilities-to-Assets falls into.
Federal Home Loan Mortgage Liabilities-to-Assets Calculation
Liabilities-to-Assets ratio measures the portion of the total liabilities to the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Liabilities-to-Assets ratio is calculated by dividing total liabilities by total asset.
Federal Home Loan Mortgage's Liabilities-to-Assets Ratio for the fiscal year that ended in Dec. 2025 is calculated as:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Federal Home Loan Mortgage (FMCC) has a Liabilities-to-Assets of 0.98 as of Jun. 2026. Liabilities-to-Assets equals total liabilities divided by total assets. It measures financial leverage. View historical data on Federal Home Loan Mortgage and its competitors.
Is Federal Home Loan Mortgage's Liabilities-to-Assets too high?
Federal Home Loan Mortgage's current Liabilities-to-Assets is 0.98. Overall, Federal Home Loan Mortgage has a GF Score™ of 61/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Federal Home Loan Mortgage's Liabilities-to-Assets compare to PFSI and WD?
Federal Home Loan Mortgage's Liabilities-to-Assets of 0.98 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Liabilities-to-Assets for a Banks company?
A good Liabilities-to-Assets depends on the Banks industry context. However, Liabilities-to-Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Liabilities-to-Assets mean?
A high Liabilities-to-Assets can signal that a stock is expensive relative to its fundamentals. Liabilities-to-Assets equals total liabilities divided by total assets. It measures financial leverage. View historical data on Federal Home Loan Mortgage and its competitors. Federal Home Loan Mortgage's current Liabilities-to-Assets is 0.98. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Federal Home Loan Mortgage stock overvalued right now?
Based on GuruFocus' analysis, Federal Home Loan Mortgage (FMCC) is currently considered Modestly Overvalued. The stock's GF Value™ is $4.98, compared to a current price of $5.55 — trading 11.4% above its estimated fair value. The current Liabilities-to-Assets is 0.98. Federal Home Loan Mortgage's overall GF Score™ is 61/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Liabilities-to-Assets calculated?
Liabilities-to-Assets is calculated from a company's financial statements. For Federal Home Loan Mortgage (FMCC), the current Liabilities-to-Assets is 0.98 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Federal Home Loan Mortgage (FMCC) Overvalued in 2026?
Based on GuruFocus' analysis, Federal Home Loan Mortgage stock appears to be overvalued.
The current stock price of $5.55 is trading 11.4% above its estimated GF Value™ of $4.98.
GuruFocus considers Federal Home Loan Mortgage to be Modestly Overvalued.
Key valuation signals for FMCC:
Liabilities-to-Assets: 0.98
GF Value™: $4.98 vs. price of $5.55 (11.4% above fair value)
No single metric tells the full story. See the FMCC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Federal Home Loan Mortgage Corp is a U.S. based government-sponsored enterprise. The company invests in mortgage loans and mortgage-related securities. Its two reportable segments are: i) Single-Family: It provides liquidity and support to the single-family mortgage market through a variety of activities that include the purchase, securitization, and guarantee of single-family loans originated by lenders, and ii) Multifamily: It provides liquidity and support to the multifamily mortgage market through a variety of activities that include the purchase, securitization, and guarantee of multifamily loans. The majority of the company's revenue is derived from the Single-Family segment.
61GF Score
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