FMCC (Federal Home Loan Mortgage) Margin of Safety % (DCF FCF Based): 96.56% (As of Jun. 25, 2026)


FMCC Federal Home Loan Mortgage Corp FMCC
48 GF Score
Price $6.54
GF Value $2.52
Valuation Significantly Overvalued
! 2 Warning Signs
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What is Federal Home Loan Mortgage Margin of Safety % (DCF FCF Based)?

Federal Home Loan Mortgage FMCC +1.87% 48 Margin of Safety % (DCF FCF Based) is 96.56% as of Jun. 25, 2026. GuruFocus rates FMCC with a GF Score™ of 48/100 and a GF Value™ of $2.52 (Significantly Overvalued). The stock has 2 warning signs investors should review.

Margin of Safety % (DCF FCF Based) = (Intrinsic Value: DCF (FCF Based) - Current Price) / Intrinsic Value: DCF (FCF Based).

Note: Discounted FCF model is only suitable for predictable companies (Business Predictability Rank higher than 1-Star). If the company's Predictability Rank is 1-Star or Not Rated, result may not be accurate due to the low predictability of business and the data will not be stored into our database.

As of today (2026-06-25), Federal Home Loan Mortgage's Predictability Rank is 2.5-Stars. Federal Home Loan Mortgage's intrinsic value calculated from the Discounted FCF model is $-0.08 and current share price is $6.54. Consequently,

Federal Home Loan Mortgage's Margin of Safety % (DCF FCF Based) using Discounted FCF model is 96.56%.

FMCC vs PFSI, WD, UWMC: Margin of Safety % (DCF FCF Based) Comparison

For the Mortgage Finance subindustry, Federal Home Loan Mortgage's Margin of Safety % (DCF FCF Based), along with its competitors' market caps and Margin of Safety % (DCF FCF Based) data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Federal Home Loan Mortgage Margin of Safety % (DCF FCF Based) vs Banks Industry

For the Banks industry and Financial Services sector, Federal Home Loan Mortgage's Margin of Safety % (DCF FCF Based) distribution charts can be found below:

* The bar in red indicates where Federal Home Loan Mortgage's Margin of Safety % (DCF FCF Based) falls into.


FMCC
48GF Score
Federal Home Loan Mortgage Corp FMCC
Margin of Safety % (DCF FCF Based) is just one metric. See GF Score™, valuation, warning signs, and more.
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Federal Home Loan Mortgage Margin of Safety % (DCF FCF Based) Calculation

Federal Home Loan Mortgage's Margin of Safety % (DCF FCF Based) for today is calculated as

Margin of Safety % (DCF FCF Based)=(Intrinsic Value: DCF (FCF Based)-Current Price)/Intrinsic Value: DCF (FCF Based)
=(190.06-6.54)/190.06
=96.56 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The intrinsic value is calculated from the Discounted FCF model with default parameters. The calculation method is the same as Discounted Earnings model except free cash flow are used in the calculation instead of earnings per share.

What does a Margin of Safety % (DCF FCF Based) of 96.56% mean?
Federal Home Loan Mortgage (FMCC) has a Margin of Safety % (DCF FCF Based) of 96.56% as of Jun. 25, 2026. Margin of Safety % (DCF FCF Based) is the percent difference between the current price and the intrinsic DCF FCF price. View historical data on Federal Home Loan Mortgage.
Is Federal Home Loan Mortgage's Margin of Safety % (DCF FCF Based) too high?
Federal Home Loan Mortgage's current Margin of Safety % (DCF FCF Based) is 96.56%. Overall, Federal Home Loan Mortgage has a GF Score™ of 48/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Federal Home Loan Mortgage's Margin of Safety % (DCF FCF Based) compare to PFSI and WD?
Federal Home Loan Mortgage's Margin of Safety % (DCF FCF Based) of 96.56% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Margin of Safety % (DCF FCF Based) for a Banks company?
A good Margin of Safety % (DCF FCF Based) depends on the Banks industry context. However, Margin of Safety % (DCF FCF Based) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Margin of Safety % (DCF FCF Based) mean?
A high Margin of Safety % (DCF FCF Based) can signal that a stock is expensive relative to its fundamentals. Margin of Safety % (DCF FCF Based) is the percent difference between the current price and the intrinsic DCF FCF price. View historical data on Federal Home Loan Mortgage. Federal Home Loan Mortgage's current Margin of Safety % (DCF FCF Based) is 96.56%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Federal Home Loan Mortgage stock overvalued right now?
Based on GuruFocus' analysis, Federal Home Loan Mortgage (FMCC) is currently considered Significantly Overvalued. The stock's GF Value™ is $2.52, compared to a current price of $6.54 — trading 159.5% above its estimated fair value. The current Margin of Safety % (DCF FCF Based) is 96.56%. Federal Home Loan Mortgage's overall GF Score™ is 48/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Margin of Safety % (DCF FCF Based) calculated?
Margin of Safety % (DCF FCF Based) is calculated from a company's financial statements. For Federal Home Loan Mortgage (FMCC), the current Margin of Safety % (DCF FCF Based) is 96.56% as of Jun. 25, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Federal Home Loan Mortgage (FMCC) Overvalued in 2026?

Based on GuruFocus' analysis, Federal Home Loan Mortgage stock appears to be overvalued. The current stock price of $6.54 is trading 159.5% above its estimated GF Value™ of $2.52. GuruFocus considers Federal Home Loan Mortgage to be Significantly Overvalued.

Key valuation signals for FMCC:

  • Margin of Safety % (DCF FCF Based): 96.56%
  • GF Value™: $2.52 vs. price of $6.54 (159.5% above fair value)
  • GF Score™: 48/100 with 2 warning signs

No single metric tells the full story. See the FMCC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Federal Home Loan Mortgage Business Description

Address 8200 Jones Branch Drive, McLean, VA, USA, 22102-3110
Federal Home Loan Mortgage Corp is a U.S. based government-sponsored enterprise. The company invests in mortgage loans and mortgage-related securities. Its two reportable segments are: i) Single-Family: It provides liquidity and support to the single-family mortgage market through a variety of activities that include the purchase, securitization, and guarantee of single-family loans originated by lenders, and ii) Multifamily: It provides liquidity and support to the multifamily mortgage market through a variety of activities that include the purchase, securitization, and guarantee of multifamily loans. The majority of the company's revenue is derived from the Single-Family segment.
48GF Score

Get the complete analysis for FMCC

Margin of Safety % (DCF FCF Based) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$6.54
Price
$2.52
GF Value