Federal Home Loan MortgageFMCC -1.84%48 PS Ratio is 0.81 as of Jul. 01, 2026, which is 125% above its 10-year median of 0.36. GuruFocus rates FMCC with a GF Score™ of 48/100 and a GF Value™ of $2.51 (Significantly Overvalued). The stock has 2 warning signs investors should review. Among 1,517 Banks companies, Federal Home Loan Mortgage ranks better than 93.34% on this metric.
The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. As of today, Federal Home Loan Mortgage's share price is $5.87.
Federal Home Loan Mortgage's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 was $7.28. Hence, Federal Home Loan Mortgage's PS Ratio for today is 0.81.
The historical rank and industry rank for Federal Home Loan Mortgage's PS Ratio or its related term are showing as below:
FMCC'
s PS Ratio Range Over the Past 10 Years
Min: 0.05 Med: 0.36 Max: 1.82
Current: 0.85
During the past 13 years, Federal Home Loan Mortgage's highest PS Ratio was 1.82. The lowest was 0.05. And the median was 0.36.
FMCC's PS Ratio is ranked better than 93.34% of 1517
companies
in the Banks industry
Industry Median: 2.97
vs FMCC: 0.85
Federal Home Loan Mortgage Corp revenue growth has slowed down over the past 12 months.
During the past 12 months, the average Revenue per Share Growth Rate of Federal Home Loan Mortgage was -1.90% per year.
During the past 3 years, the average Revenue per Share Growth Rate was 3.10% per year.
During the past 5 years, the average Revenue per Share Growth Rate was 5.70% per year.
During the past 10 years, the average Revenue per Share Growth Rate was 6.10% per year.
During the past 13 years, Federal Home Loan Mortgage's highest 3-Year average Revenue per Share Growth Rate was 79.40% per year. The lowest was -36.20% per year. And the median was 10.70% per year.
Back to Basics: PS Ratio
Federal Home Loan Mortgage (OTCPK:FMCC) PS Ratio Explanation
The PS Ratio is an excellent valuation indicator if you want to compare a stock with its historical valuation or with the stocks in the same industry. The PS Ratio works especially well when you want to compare the stock's current valuation with its historical valuation. The PS Ratio is a great valuation tool for evaluating cyclical businesses where the PE Ratio works poorly. It works the best when comparing the current valuation with the historical valuation because over time, a company's profit margin tends to revert to the mean.
When the PS Ratio is applied to the whole stock market, it can be used to evaluate the current market valuation and projected returns. In this case, the price is the total market cap of all stocks that are traded, and sales are the GDP of the country. This is how Warren Buffett estimates the broad market valuation and project future returns.
The PS Ratio does not tell you how cheap or expensive the stock is. It cannot be used to compare companies in different industries. It works better for companies within the same industry because these companies tend to have similar capital structures and profit margins. It works the best when comparing a company with itself in the past.
Federal Home Loan Mortgage PS Ratio Related Terms
Federal Home Loan Mortgage PS Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Mortgage Finance subindustry, Federal Home Loan Mortgage's PS Ratio, along with its competitors' market caps and PS Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Federal Home Loan Mortgage PS Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Federal Home Loan Mortgage's PS Ratio distribution charts can be found below:
* The bar in red indicates where Federal Home Loan Mortgage's PS Ratio falls into.
The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. It is a ratio widely used to value stocks and it was first used by Ken Fisher.
Federal Home Loan Mortgage's Share Price of today is $5.87. Federal Home Loan Mortgage's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $7.28.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
Federal Home Loan Mortgage (FMCC) has a PS Ratio of 0.81 as of Jul. 01, 2026. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Federal Home Loan Mortgage and its competitors. This is 125% above median its historical median of 0.36. Over the past decade, Federal Home Loan Mortgage's PS Ratio has ranged from 0.05 to 1.82. According to the industry distribution chart, Federal Home Loan Mortgage ranks #101 out of 1517 companies in the Banks industry, placing it in the top 6.7%.
Is Federal Home Loan Mortgage's PS Ratio too high?
Federal Home Loan Mortgage's current PS Ratio of 0.81 is 125% above median its 10-year median of 0.36. Over the past 10 years, this metric has ranged from a low of 0.05 to a high of 1.82. The Banks industry median PS Ratio is 2.97. Federal Home Loan Mortgage's value of 0.81 is 72.7% below this industry median. Based on the distribution chart, Federal Home Loan Mortgage ranks #101 out of 1517 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Federal Home Loan Mortgage has a GF Score™ of 48/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Federal Home Loan Mortgage's PS Ratio compare to PFSI and WD?
According to the Banks industry distribution chart, Federal Home Loan Mortgage ranks #101 out of 1517 companies for PS Ratio. This places Federal Home Loan Mortgage in the top 7% of its industry — outperforming the majority of peers. The industry median PS Ratio is 2.97. Federal Home Loan Mortgage's value of 0.81 is 72.7% below this benchmark. Historically, Federal Home Loan Mortgage's own PS Ratio has ranged from 0.05 to 1.82 over the past decade. While the company's 10-year median is 0.36 vs. the industry median of 2.97, Federal Home Loan Mortgage has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PS Ratio for a Banks company?
The median PS Ratio among Banks companies is 2.97, based on 1,517 companies in the industry. Companies in the top quartile (top 25%) have a PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Federal Home Loan Mortgage's current PS Ratio of 0.81 is 72.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PS Ratio mean?
A high PS Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Federal Home Loan Mortgage and its competitors. For the Banks industry, the median PS Ratio is 2.97 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Federal Home Loan Mortgage's current PS Ratio is 0.81, which is 125% above median its own 10-year median of 0.36. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Federal Home Loan Mortgage stock overvalued right now?
Based on GuruFocus' analysis, Federal Home Loan Mortgage (FMCC) is currently considered Significantly Overvalued. The stock's GF Value™ is $2.51, compared to a current price of $5.87 — trading 133.9% above its estimated fair value. The current PS Ratio is 0.81, which is 125% above median its 10-year median of 0.36 and 72.7% below the Banks industry median of 2.97. Federal Home Loan Mortgage's overall GF Score™ is 48/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PS Ratio calculated?
PS Ratio is calculated from a company's financial statements. For Federal Home Loan Mortgage (FMCC), the current PS Ratio is 0.81 as of Jul. 01, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Federal Home Loan Mortgage (FMCC) Overvalued in 2026?
Based on GuruFocus' analysis, Federal Home Loan Mortgage stock appears to be overvalued.
The current stock price of $5.87 is trading 133.9% above its estimated GF Value™ of $2.51.
GuruFocus considers Federal Home Loan Mortgage to be Significantly Overvalued.
Key valuation signals for FMCC:
PS Ratio: 0.81 (125% above median its 10-year median of 0.36)
GF Value™: $2.51 vs. price of $5.87 (133.9% above fair value)
Industry Position: 72.7% below the Banks median (#101 of 1517)
No single metric tells the full story. See the FMCC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Federal Home Loan Mortgage Corp is a U.S. based government-sponsored enterprise. The company invests in mortgage loans and mortgage-related securities. Its two reportable segments are: i) Single-Family: It provides liquidity and support to the single-family mortgage market through a variety of activities that include the purchase, securitization, and guarantee of single-family loans originated by lenders, and ii) Multifamily: It provides liquidity and support to the multifamily mortgage market through a variety of activities that include the purchase, securitization, and guarantee of multifamily loans. The majority of the company's revenue is derived from the Single-Family segment.
48GF Score
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