Federal Home Loan MortgageFMCC +1.87%48 FCF Margin % is 63.07% as of Mar. 2026, which is 93% above its 10-year median of 32.71. GuruFocus rates FMCC with a GF Score™ of 48/100 and a GF Value™ of $2.52 (Significantly Overvalued). The stock has 2 warning signs investors should review. Among 1,504 Banks companies, Federal Home Loan Mortgage ranks better than 82.91% on this metric.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Mortgage Finance subindustry, Federal Home Loan Mortgage's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Federal Home Loan Mortgage FCF Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Federal Home Loan Mortgage's FCF Margin % distribution charts can be found below:
* The bar in red indicates where Federal Home Loan Mortgage's FCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Federal Home Loan Mortgage (FMCC) has a FCF Margin % of 63.07% as of Mar. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Federal Home Loan Mortgage and its competitors. This is 93% above median its historical median of 32.71. Over the past decade, Federal Home Loan Mortgage's FCF Margin % has ranged from 4.33 to 86.64. According to the industry distribution chart, Federal Home Loan Mortgage ranks #257 out of 1504 companies in the Banks industry, placing it in the top 17.1%.
Is Federal Home Loan Mortgage's FCF Margin % too high?
Federal Home Loan Mortgage's current FCF Margin % of 63.07% is 93% above median its 10-year median of 32.71. Over the past 10 years, this metric has ranged from a low of 4.33 to a high of 86.64. The Banks industry median FCF Margin % is 26.50. Federal Home Loan Mortgage's value of 63.07% is 138% above this industry median. Based on the distribution chart, Federal Home Loan Mortgage ranks #257 out of 1504 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Federal Home Loan Mortgage has a GF Score™ of 48/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Federal Home Loan Mortgage's FCF Margin % compare to PFSI and WD?
According to the Banks industry distribution chart, Federal Home Loan Mortgage ranks #257 out of 1504 companies for FCF Margin %. This places Federal Home Loan Mortgage in the top 17% of its industry — outperforming the majority of peers. The industry median FCF Margin % is 26.50. Federal Home Loan Mortgage's value of 63.07% is 138% above this benchmark. Historically, Federal Home Loan Mortgage's own FCF Margin % has ranged from 4.33 to 86.64 over the past decade. While the company's 10-year median is 32.71 vs. the industry median of 26.50, Federal Home Loan Mortgage has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Banks company?
The median FCF Margin % among Banks companies is 26.50, based on 1,504 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Federal Home Loan Mortgage's current FCF Margin % of 63.07% is 138% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Federal Home Loan Mortgage and its competitors. For the Banks industry, the median FCF Margin % is 26.50 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Federal Home Loan Mortgage's current FCF Margin % is 63.07%, which is 93% above median its own 10-year median of 32.71. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Federal Home Loan Mortgage stock overvalued right now?
Based on GuruFocus' analysis, Federal Home Loan Mortgage (FMCC) is currently considered Significantly Overvalued. The stock's GF Value™ is $2.52, compared to a current price of $6.54 — trading 159.5% above its estimated fair value. The current FCF Margin % is 63.07%, which is 93% above median its 10-year median of 32.71 and 138% above the Banks industry median of 26.50. Federal Home Loan Mortgage's overall GF Score™ is 48/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Federal Home Loan Mortgage (FMCC), the current FCF Margin % is 63.07% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Federal Home Loan Mortgage (FMCC) Overvalued in 2026?
Based on GuruFocus' analysis, Federal Home Loan Mortgage stock appears to be overvalued.
The current stock price of $6.54 is trading 159.5% above its estimated GF Value™ of $2.52.
GuruFocus considers Federal Home Loan Mortgage to be Significantly Overvalued.
Key valuation signals for FMCC:
FCF Margin %: 63.07% (93% above median its 10-year median of 32.71)
GF Value™: $2.52 vs. price of $6.54 (159.5% above fair value)
Industry Position: 138% above the Banks median (#257 of 1504)
No single metric tells the full story. See the FMCC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Federal Home Loan Mortgage Corp is a U.S. based government-sponsored enterprise. The company invests in mortgage loans and mortgage-related securities. Its two reportable segments are: i) Single-Family: It provides liquidity and support to the single-family mortgage market through a variety of activities that include the purchase, securitization, and guarantee of single-family loans originated by lenders, and ii) Multifamily: It provides liquidity and support to the multifamily mortgage market through a variety of activities that include the purchase, securitization, and guarantee of multifamily loans. The majority of the company's revenue is derived from the Single-Family segment.
48GF Score
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