FMCC (Federal Home Loan Mortgage) LT-Debt-to-Total-Asset: 0.97 (As of Mar. 2026)


FMCC Federal Home Loan Mortgage Corp FMCC
48 GF Score
Price $6.04
GF Value $2.52
Valuation Significantly Overvalued
! 2 Warning Signs
View Full Analysis

What is Federal Home Loan Mortgage LT-Debt-to-Total-Asset?

Federal Home Loan Mortgage FMCC -2.58% 48 LT-Debt-to-Total-Asset is 0.97 as of Mar. 2026. GuruFocus rates FMCC with a GF Score™ of 48/100 and a GF Value™ of $2.52 (Significantly Overvalued). The stock has 2 warning signs investors should review.

LT Debt to Total Assets is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. It is calculated as a company's Long-Term Debt & Capital Lease Obligationdivide by its Total Assets. Federal Home Loan Mortgage's long-term debt to total assests ratio for the quarter that ended in Mar. 2026 was 0.97.

Federal Home Loan Mortgage's long-term debt to total assets ratio declined from Mar. 2025 (0.97) to Mar. 2026 (0.97). It may suggest that Federal Home Loan Mortgage is progressively becoming less dependent on debt to grow their business.

Federal Home Loan Mortgage  (OTCPK:FMCC) LT-Debt-to-Total-Asset Explanation

LT Debt to Total Asset is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. A year-over-year decrease in this metric would suggest the company is progressively becoming less dependent on debt to grow their business.

Federal Home Loan Mortgage LT-Debt-to-Total-Asset Related Terms

Federal Home Loan Mortgage LT-Debt-to-Total-Asset Historical Data

* Premium members only.

The historical data trend for Federal Home Loan Mortgage's LT-Debt-to-Total-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Federal Home Loan Mortgage LT-Debt-to-Total-Asset Chart

Federal Home Loan Mortgage Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
LT-Debt-to-Total-Asset
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.99 0.98 0.98 0.97 0.96

Federal Home Loan Mortgage Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
LT-Debt-to-Total-Asset Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.97 0.97 0.96 0.96 0.97
FMCC
48GF Score
Federal Home Loan Mortgage Corp FMCC
LT-Debt-to-Total-Asset is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Federal Home Loan Mortgage LT-Debt-to-Total-Asset Calculation

Federal Home Loan Mortgage's Long-Term Debt to Total Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as

LT Debt to Total Assets (A: Dec. 2025 )=Long-Term Debt & Capital Lease Obligation (A: Dec. 2025 )/Total Assets (A: Dec. 2025 )
=3367304/3497598
=0.96

Federal Home Loan Mortgage's Long-Term Debt to Total Asset Ratio for the quarter that ended in Mar. 2026 is calculated as

LT Debt to Total Assets (Q: Mar. 2026 )=Long-Term Debt & Capital Lease Obligation (Q: Mar. 2026 )/Total Assets (Q: Mar. 2026 )
=3384845/3505318
=0.97

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about LT-Debt-to-Total-Asset →
What does a LT-Debt-to-Total-Asset of 0.97 mean?
Federal Home Loan Mortgage (FMCC) has a LT-Debt-to-Total-Asset of 0.97 as of Mar. 2026. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Federal Home Loan Mortgage and its competitors.
Is Federal Home Loan Mortgage's LT-Debt-to-Total-Asset too high?
Federal Home Loan Mortgage's current LT-Debt-to-Total-Asset is 0.97. Overall, Federal Home Loan Mortgage has a GF Score™ of 48/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Federal Home Loan Mortgage's LT-Debt-to-Total-Asset compare to PFSI and WD?
Federal Home Loan Mortgage's LT-Debt-to-Total-Asset of 0.97 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good LT-Debt-to-Total-Asset for a Banks company?
A good LT-Debt-to-Total-Asset depends on the Banks industry context. However, LT-Debt-to-Total-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high LT-Debt-to-Total-Asset mean?
A high LT-Debt-to-Total-Asset can signal that a stock is expensive relative to its fundamentals. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Federal Home Loan Mortgage and its competitors. Federal Home Loan Mortgage's current LT-Debt-to-Total-Asset is 0.97. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Federal Home Loan Mortgage stock overvalued right now?
Based on GuruFocus' analysis, Federal Home Loan Mortgage (FMCC) is currently considered Significantly Overvalued. The stock's GF Value™ is $2.52, compared to a current price of $6.04 — trading 139.7% above its estimated fair value. The current LT-Debt-to-Total-Asset is 0.97. Federal Home Loan Mortgage's overall GF Score™ is 48/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is LT-Debt-to-Total-Asset calculated?
LT-Debt-to-Total-Asset is calculated from a company's financial statements. For Federal Home Loan Mortgage (FMCC), the current LT-Debt-to-Total-Asset is 0.97 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Federal Home Loan Mortgage (FMCC) Overvalued in 2026?

Based on GuruFocus' analysis, Federal Home Loan Mortgage stock appears to be overvalued. The current stock price of $6.04 is trading 139.7% above its estimated GF Value™ of $2.52. GuruFocus considers Federal Home Loan Mortgage to be Significantly Overvalued.

Key valuation signals for FMCC:

  • LT-Debt-to-Total-Asset: 0.97
  • GF Value™: $2.52 vs. price of $6.04 (139.7% above fair value)
  • GF Score™: 48/100 with 2 warning signs

No single metric tells the full story. See the FMCC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Federal Home Loan Mortgage Business Description

Address 8200 Jones Branch Drive, McLean, VA, USA, 22102-3110
Federal Home Loan Mortgage Corp is a U.S. based government-sponsored enterprise. The company invests in mortgage loans and mortgage-related securities. Its two reportable segments are: i) Single-Family: It provides liquidity and support to the single-family mortgage market through a variety of activities that include the purchase, securitization, and guarantee of single-family loans originated by lenders, and ii) Multifamily: It provides liquidity and support to the multifamily mortgage market through a variety of activities that include the purchase, securitization, and guarantee of multifamily loans. The majority of the company's revenue is derived from the Single-Family segment.
48GF Score

Get the complete analysis for FMCC

LT-Debt-to-Total-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$6.04
Price
$2.52
GF Value