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Federal Home Loan MortgageFMCC +1.60%62 Equity-to-Asset is 0.02 as of Jun. 2026, which is 100% above its 10-year median of 0.01. GuruFocus rates FMCC with a GF Score™ of 62/100 and a GF Value™ of $4.97 (Modestly Overvalued). The stock has 2 warning signs investors should review. Among 1,524 Banks companies, Federal Home Loan Mortgage ranks worse than 98.82% on this metric.
Federal Home Loan Mortgage (OTCPK:FMCC) Equity-to-Asset Explanation
Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.
For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.
Federal Home Loan Mortgage Equity-to-Asset Related Terms
Federal Home Loan Mortgage Equity-to-Asset Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Mortgage Finance subindustry, Federal Home Loan Mortgage's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Federal Home Loan Mortgage Equity-to-Asset vs Banks Industry
For the Banks industry and Financial Services sector, Federal Home Loan Mortgage's Equity-to-Asset distribution charts can be found below:
* The bar in red indicates where Federal Home Loan Mortgage's Equity-to-Asset falls into.
Federal Home Loan Mortgage Equity-to-Asset Calculation
Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.
Federal Home Loan Mortgage's Equity to Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Federal Home Loan Mortgage (FMCC) has a Equity-to-Asset of 0.02 as of Jun. 2026. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Federal Home Loan Mortgage and its competitors. This is 100% above median its historical median of 0.01. According to the industry distribution chart, Federal Home Loan Mortgage ranks #1506 out of 1524 companies in the Banks industry, placing it in the top 98.8%.
Is Federal Home Loan Mortgage's Equity-to-Asset too high?
Federal Home Loan Mortgage's current Equity-to-Asset of 0.02 is 100% above median its 10-year median of 0.01. The Banks industry median Equity-to-Asset is 0.10. Federal Home Loan Mortgage's value of 0.02 is 80% below this industry median. Based on the distribution chart, Federal Home Loan Mortgage ranks #1506 out of 1524 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Federal Home Loan Mortgage has a GF Score™ of 62/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Federal Home Loan Mortgage's Equity-to-Asset compare to PFSI and WD?
According to the Banks industry distribution chart, Federal Home Loan Mortgage ranks #1506 out of 1524 companies for Equity-to-Asset. This places Federal Home Loan Mortgage in the lower half of its industry. The industry median Equity-to-Asset is 0.10. Federal Home Loan Mortgage's value of 0.02 is 80% below this benchmark. While the company's 10-year median is 0.01 vs. the industry median of 0.10, Federal Home Loan Mortgage has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for a Banks company?
The median Equity-to-Asset among Banks companies is 0.10, based on 1,524 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Federal Home Loan Mortgage's current Equity-to-Asset of 0.02 is 80% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Federal Home Loan Mortgage and its competitors. For the Banks industry, the median Equity-to-Asset is 0.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Federal Home Loan Mortgage's current Equity-to-Asset is 0.02, which is 100% above median its own 10-year median of 0.01. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Federal Home Loan Mortgage stock overvalued right now?
Based on GuruFocus' analysis, Federal Home Loan Mortgage (FMCC) is currently considered Modestly Overvalued. The stock's GF Value™ is $4.97, compared to a current price of $5.71 — trading 14.9% above its estimated fair value. The current Equity-to-Asset is 0.02, which is 100% above median its 10-year median of 0.01 and 80% below the Banks industry median of 0.10. Federal Home Loan Mortgage's overall GF Score™ is 62/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For Federal Home Loan Mortgage (FMCC), the current Equity-to-Asset is 0.02 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Federal Home Loan Mortgage (FMCC) Overvalued in 2026?
Based on GuruFocus' analysis, Federal Home Loan Mortgage stock appears to be overvalued.
The current stock price of $5.71 is trading 14.9% above its estimated GF Value™ of $4.97.
GuruFocus considers Federal Home Loan Mortgage to be Modestly Overvalued.
Key valuation signals for FMCC:
Equity-to-Asset: 0.02 (100% above median its 10-year median of 0.01)
GF Value™: $4.97 vs. price of $5.71 (14.9% above fair value)
Industry Position: 80% below the Banks median (#1506 of 1524)
No single metric tells the full story. See the FMCC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Federal Home Loan Mortgage Corp is a U.S. based government-sponsored enterprise. The company invests in mortgage loans and mortgage-related securities. Its two reportable segments are: i) Single-Family: It provides liquidity and support to the single-family mortgage market through a variety of activities that include the purchase, securitization, and guarantee of single-family loans originated by lenders, and ii) Multifamily: It provides liquidity and support to the multifamily mortgage market through a variety of activities that include the purchase, securitization, and guarantee of multifamily loans. The majority of the company's revenue is derived from the Single-Family segment.
62GF Score
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