BCO Estado de Sergipe - Banese (BSP:BGIP3) EV-to-OCF: 0.55 (As of Aug. 27, 2026)

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BSP:BGIP3 BCO Estado de Sergipe SA - Banese BSP:BGIP3
43 GF Score
Price R$46.38
GF Value R$29.70
Valuation Significantly Overvalued
! 3 Warning Signs
View Full Analysis

What is BCO Estado de Sergipe - Banese EV-to-OCF?

BCO Estado de Sergipe - Banese BSP:BGIP3 43 EV-to-OCF is 0.55 as of Aug. 27, 2026. GuruFocus rates BSP:BGIP3 with a GF Score™ of 43/100 and a GF Value™ of R$29.70 (Significantly Overvalued). The stock has 3 warning signs investors should review. Among 1,493 Banks companies, BCO Estado de Sergipe - Banese ranks better than 64.97% on this metric.

EV-to-OCF is calculated as enterprise value divided by its cash flow from operations. As of today, BCO Estado de Sergipe - Banese's Enterprise Value is R$-213 Mil. BCO Estado de Sergipe - Banese's Cash Flow from Operations for the trailing twelve months (TTM) ended in Jun. 2026 was R$-385 Mil. Therefore, BCO Estado de Sergipe - Banese's EV-to-OCF for today is 0.55.

The historical rank and industry rank for BCO Estado de Sergipe - Banese's EV-to-OCF or its related term are showing as below:

BSP:BGIP3' s EV-to-OCF Range Over the Past 10 Years
Min: -24.18   Med: -1.68   Max: 22.79
Current: 0.55

During the past 13 years, the highest EV-to-OCF of BCO Estado de Sergipe - Banese was 22.79. The lowest was -24.18. And the median was -1.68.

BSP:BGIP3's EV-to-OCF is ranked better than
64.97% of 1493 companies
in the Banks industry
Industry Median: 3.86 vs BSP:BGIP3: 0.55

EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

As of today (2026-08-27), BCO Estado de Sergipe - Banese's stock price is R$46.38. BCO Estado de Sergipe - Banese's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 was R$0.414. Therefore, BCO Estado de Sergipe - Banese's PE Ratio (TTM) for today is 112.03.


BCO Estado de Sergipe - Banese  (BSP:BGIP3) EV-to-OCF Explanation

EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

BCO Estado de Sergipe - Banese's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=46.38/0.414
=112.03

BCO Estado de Sergipe - Banese's share price for today is R$46.38.
BCO Estado de Sergipe - Banese's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was R$0.414.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Cash Flow from Operations is an important financial metric because it represents the cash generated from operating activities at a company's disposal. Companies with a low EV-to-OCF ratio, combined with a strong balance sheet are generally considered as undervalued.


BCO Estado de Sergipe - Banese EV-to-OCF Related Terms


BCO Estado de Sergipe - Banese EV-to-OCF Historical Data

* Premium members only.

The historical data trend for BCO Estado de Sergipe - Banese's EV-to-OCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

BCO Estado de Sergipe - Banese EV-to-OCF Chart

BCO Estado de Sergipe - Banese Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EV-to-OCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.49 -1.68 -6.07 -2.50 0.02

BCO Estado de Sergipe - Banese Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
EV-to-OCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.01 0.26 0.02 0.67 -0.22

BSP:BGIP3 vs PNC, USB: EV-to-OCF Comparison

For the Banks - Regional subindustry, BCO Estado de Sergipe - Banese's EV-to-OCF, along with its competitors' market caps and EV-to-OCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


BCO Estado de Sergipe - Banese EV-to-OCF vs Banks Industry

For the Banks industry and Financial Services sector, BCO Estado de Sergipe - Banese's EV-to-OCF distribution charts can be found below:

* The bar in red indicates where BCO Estado de Sergipe - Banese's EV-to-OCF falls into.


BSP:BGIP3
43GF Score
BCO Estado de Sergipe SA - Banese BSP:BGIP3
EV-to-OCF is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

BCO Estado de Sergipe - Banese EV-to-OCF Calculation

BCO Estado de Sergipe - Banese's EV-to-OCF for today is calculated as:

EV-to-OCF=Enterprise Value (Today)/Cash Flow from Operations (TTM)
=-213.343/-385.415
=0.55

BCO Estado de Sergipe - Banese's current Enterprise Value is R$-213 Mil.
BCO Estado de Sergipe - Banese's Cash Flow from Operations for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was R$-385 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EV-to-OCF →
What does a EV-to-OCF of 0.55 mean?
BCO Estado de Sergipe - Banese (BSP:BGIP3) has a EV-to-OCF of 0.55 as of Aug. 27, 2026. According to the industry distribution chart, BCO Estado de Sergipe - Banese ranks #523 out of 1493 companies in the Banks industry, placing it in the top 35%.
Is BCO Estado de Sergipe - Banese's EV-to-OCF too high?
BCO Estado de Sergipe - Banese's current EV-to-OCF is 0.55. The Banks industry median EV-to-OCF is 3.86. BCO Estado de Sergipe - Banese's value of 0.55 is 85.8% below this industry median. Based on the distribution chart, BCO Estado de Sergipe - Banese ranks #523 out of 1493 companies in the Banks industry, which is above the industry midpoint. Overall, BCO Estado de Sergipe - Banese has a GF Score™ of 43/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does BCO Estado de Sergipe - Banese's EV-to-OCF compare to PNC and USB?
According to the Banks industry distribution chart, BCO Estado de Sergipe - Banese ranks #523 out of 1493 companies for EV-to-OCF. This puts BCO Estado de Sergipe - Banese in the upper half of its industry. The industry median EV-to-OCF is 3.86. BCO Estado de Sergipe - Banese's value of 0.55 is 85.8% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-OCF for a Banks company?
The median EV-to-OCF among Banks companies is 3.86, based on 1,493 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-OCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-OCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. BCO Estado de Sergipe - Banese's current EV-to-OCF of 0.55 is 85.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-OCF mean?
A high EV-to-OCF can signal that a stock is expensive relative to its fundamentals. For the Banks industry, the median EV-to-OCF is 3.86 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. BCO Estado de Sergipe - Banese's current EV-to-OCF is 0.55. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is BCO Estado de Sergipe - Banese stock overvalued right now?
Based on GuruFocus' analysis, BCO Estado de Sergipe - Banese (BSP:BGIP3) is currently considered Significantly Overvalued. The stock's GF Value™ is R$29.70, compared to a current price of R$46.38 — trading 56.2% above its estimated fair value. The current EV-to-OCF is 0.55 and 85.8% below the Banks industry median of 3.86. BCO Estado de Sergipe - Banese's overall GF Score™ is 43/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-OCF calculated?
EV-to-OCF is calculated from a company's financial statements. For BCO Estado de Sergipe - Banese (BSP:BGIP3), the current EV-to-OCF is 0.55 as of Aug. 27, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is BCO Estado de Sergipe - Banese (BSP:BGIP3) Overvalued in 2026?

Based on GuruFocus' analysis, BCO Estado de Sergipe - Banese stock appears to be overvalued. The current stock price of R$46.38 is trading 56.2% above its estimated GF Value™ of R$29.70. GuruFocus considers BCO Estado de Sergipe - Banese to be Significantly Overvalued.

Key valuation signals for BSP:BGIP3:

  • EV-to-OCF: 0.55
  • GF Value™: R$29.70 vs. price of R$46.38 (56.2% above fair value)
  • GF Score™: 43/100 with 3 warning signs
  • Industry Position: 85.8% below the Banks median (#523 of 1493)

No single metric tells the full story. See the BSP:BGIP3 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


BCO Estado de Sergipe - Banese Business Description

Other Exchanges BGIP4:Brazil
Address Rua F - 31, Aracaju, SE, BRA, 49040240
BCO Estado de Sergipe SA - Banese offers a range of banking products and services to individuals and corporates in the areas of loans and deposits, investment banking, portfolio management, leasing, pension, as well as life and property insurance and Internet banking services.
43GF Score

Get the complete analysis for BSP:BGIP3

EV-to-OCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

R$46.38
Price
R$29.70
GF Value