BCO Estado de Sergipe - Banese (BSP:BGIP3) PS Ratio: 0.86 (As of Jul. 15, 2026) — 41% Above Median

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BSP:BGIP3 BCO Estado de Sergipe SA - Banese BSP:BGIP3
46 GF Score
Price R$48.08
GF Value R$26.35
Valuation Significantly Overvalued
! 2 Warning Signs
View Full Analysis

What is BCO Estado de Sergipe - Banese PS Ratio?

BCO Estado de Sergipe - Banese BSP:BGIP3 -7.22% 46 PS Ratio is 0.86 as of Jul. 15, 2026, which is 41% above its 10-year median of 0.61. GuruFocus rates BSP:BGIP3 with a GF Score™ of 46/100 and a GF Value™ of R$26.35 (Significantly Overvalued). The stock has 2 warning signs investors should review. Among 1,517 Banks companies, BCO Estado de Sergipe - Banese ranks better than 93.41% on this metric.

The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. As of today, BCO Estado de Sergipe - Banese's share price is R$48.08. BCO Estado de Sergipe - Banese's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 was R$56.05. Hence, BCO Estado de Sergipe - Banese's PS Ratio for today is 0.86.

The historical rank and industry rank for BCO Estado de Sergipe - Banese's PS Ratio or its related term are showing as below:

BSP:BGIP3' s PS Ratio Range Over the Past 10 Years
Min: 0.36   Med: 0.61   Max: 1.38
Current: 0.86

During the past 13 years, BCO Estado de Sergipe - Banese's highest PS Ratio was 1.38. The lowest was 0.36. And the median was 0.61.

BSP:BGIP3's PS Ratio is ranked better than
93.41% of 1517 companies
in the Banks industry
Industry Median: 3.02 vs BSP:BGIP3: 0.86

BCO Estado de Sergipe - Banese's Revenue per Sharefor the three months ended in Mar. 2026 was R$13.51. Its Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 was R$56.05.

During the past 12 months, the average Revenue per Share Growth Rate of BCO Estado de Sergipe - Banese was 1.10% per year. During the past 3 years, the average Revenue per Share Growth Rate was -0.20% per year. During the past 5 years, the average Revenue per Share Growth Rate was -0.70% per year. During the past 10 years, the average Revenue per Share Growth Rate was 3.70% per year.

During the past 13 years, BCO Estado de Sergipe - Banese's highest 3-Year average Revenue per Share Growth Rate was 1226.30% per year. The lowest was -5.60% per year. And the median was 8.35% per year.

Back to Basics: PS Ratio


BCO Estado de Sergipe - Banese  (BSP:BGIP3) PS Ratio Explanation

The PS Ratio is an excellent valuation indicator if you want to compare a stock with its historical valuation or with the stocks in the same industry. The PS Ratio works especially well when you want to compare the stock's current valuation with its historical valuation. The PS Ratio is a great valuation tool for evaluating cyclical businesses where the PE Ratio works poorly. It works the best when comparing the current valuation with the historical valuation because over time, a company's profit margin tends to revert to the mean.

When the PS Ratio is applied to the whole stock market, it can be used to evaluate the current market valuation and projected returns. In this case, the price is the total market cap of all stocks that are traded, and sales are the GDP of the country. This is how Warren Buffett estimates the broad market valuation and project future returns.

Similar to the PE Ratio or Price-to-Operating-Cash-Flow or Price-to-Free-Cash-Flow , the PS Ratio measures the valuation based on the earning power of the company. This is where it is different from the PB Ratio , which measures the valuation based on the company's balance sheet.


Be Aware

The PS Ratio does not tell you how cheap or expensive the stock is. It cannot be used to compare companies in different industries. It works better for companies within the same industry because these companies tend to have similar capital structures and profit margins. It works the best when comparing a company with itself in the past.


BCO Estado de Sergipe - Banese PS Ratio Related Terms


BCO Estado de Sergipe - Banese PS Ratio Historical Data

* Premium members only.

The historical data trend for BCO Estado de Sergipe - Banese's PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

BCO Estado de Sergipe - Banese PS Ratio Chart

BCO Estado de Sergipe - Banese Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.65 0.46 0.52 0.46 0.69

BCO Estado de Sergipe - Banese Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.48 0.55 0.57 0.69 1.09

BSP:BGIP3 vs PNC, USB: PS Ratio Comparison

For the Banks - Regional subindustry, BCO Estado de Sergipe - Banese's PS Ratio, along with its competitors' market caps and PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


BCO Estado de Sergipe - Banese PS Ratio vs Banks Industry

For the Banks industry and Financial Services sector, BCO Estado de Sergipe - Banese's PS Ratio distribution charts can be found below:

* The bar in red indicates where BCO Estado de Sergipe - Banese's PS Ratio falls into.


BSP:BGIP3
46GF Score
BCO Estado de Sergipe SA - Banese BSP:BGIP3
PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

BCO Estado de Sergipe - Banese PS Ratio Calculation

The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. It is a ratio widely used to value stocks and it was first used by Ken Fisher.

BCO Estado de Sergipe - Banese's PS Ratio for today is calculated as

PS Ratio=Share Price/Revenue per Share (TTM)
=48.08/56.048
=0.86

BCO Estado de Sergipe - Banese's Share Price of today is R$48.08.
BCO Estado de Sergipe - Banese's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was R$56.05.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

PS Ratio=Market Cap/Revenue

The Revenue here is for the trailing 12 months.

Frequently Asked Questions Learn more about PS Ratio →
What does a PS Ratio of 0.86 mean?
BCO Estado de Sergipe - Banese (BSP:BGIP3) has a PS Ratio of 0.86 as of Jul. 15, 2026. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on BCO Estado de Sergipe - Banese and its competitors. This is 41% above median its historical median of 0.61. Over the past decade, BCO Estado de Sergipe - Banese's PS Ratio has ranged from 0.36 to 1.38. According to the industry distribution chart, BCO Estado de Sergipe - Banese ranks #100 out of 1517 companies in the Banks industry, placing it in the top 6.6%.
Is BCO Estado de Sergipe - Banese's PS Ratio too high?
BCO Estado de Sergipe - Banese's current PS Ratio of 0.86 is 41% above median its 10-year median of 0.61. Over the past 10 years, this metric has ranged from a low of 0.36 to a high of 1.38. The Banks industry median PS Ratio is 3.02. BCO Estado de Sergipe - Banese's value of 0.86 is 71.5% below this industry median. Based on the distribution chart, BCO Estado de Sergipe - Banese ranks #100 out of 1517 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, BCO Estado de Sergipe - Banese has a GF Score™ of 46/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does BCO Estado de Sergipe - Banese's PS Ratio compare to PNC and USB?
According to the Banks industry distribution chart, BCO Estado de Sergipe - Banese ranks #100 out of 1517 companies for PS Ratio. This places BCO Estado de Sergipe - Banese in the top 7% of its industry — outperforming the majority of peers. The industry median PS Ratio is 3.02. BCO Estado de Sergipe - Banese's value of 0.86 is 71.5% below this benchmark. Historically, BCO Estado de Sergipe - Banese's own PS Ratio has ranged from 0.36 to 1.38 over the past decade. While the company's 10-year median is 0.61 vs. the industry median of 3.02, BCO Estado de Sergipe - Banese has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PS Ratio for a Banks company?
The median PS Ratio among Banks companies is 3.02, based on 1,517 companies in the industry. Companies in the top quartile (top 25%) have a PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. BCO Estado de Sergipe - Banese's current PS Ratio of 0.86 is 71.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PS Ratio mean?
A high PS Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on BCO Estado de Sergipe - Banese and its competitors. For the Banks industry, the median PS Ratio is 3.02 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. BCO Estado de Sergipe - Banese's current PS Ratio is 0.86, which is 41% above median its own 10-year median of 0.61. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is BCO Estado de Sergipe - Banese stock overvalued right now?
Based on GuruFocus' analysis, BCO Estado de Sergipe - Banese (BSP:BGIP3) is currently considered Significantly Overvalued. The stock's GF Value™ is R$26.35, compared to a current price of R$48.08 — trading 82.5% above its estimated fair value. The current PS Ratio is 0.86, which is 41% above median its 10-year median of 0.61 and 71.5% below the Banks industry median of 3.02. BCO Estado de Sergipe - Banese's overall GF Score™ is 46/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PS Ratio calculated?
PS Ratio is calculated from a company's financial statements. For BCO Estado de Sergipe - Banese (BSP:BGIP3), the current PS Ratio is 0.86 as of Jul. 15, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is BCO Estado de Sergipe - Banese (BSP:BGIP3) Overvalued in 2026?

Based on GuruFocus' analysis, BCO Estado de Sergipe - Banese stock appears to be overvalued. The current stock price of R$48.08 is trading 82.5% above its estimated GF Value™ of R$26.35. GuruFocus considers BCO Estado de Sergipe - Banese to be Significantly Overvalued.

Key valuation signals for BSP:BGIP3:

  • PS Ratio: 0.86 (41% above median its 10-year median of 0.61)
  • GF Value™: R$26.35 vs. price of R$48.08 (82.5% above fair value)
  • GF Score™: 46/100 with 2 warning signs
  • Industry Position: 71.5% below the Banks median (#100 of 1517)

No single metric tells the full story. See the BSP:BGIP3 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


BCO Estado de Sergipe - Banese Business Description

Other Exchanges BGIP4:Brazil
Address Rua F - 31, Aracaju, SE, BRA, 49040240
BCO Estado de Sergipe SA - Banese offers a range of banking products and services to individuals and corporates in the areas of loans and deposits, investment banking, portfolio management, leasing, pension, as well as life and property insurance and Internet banking services.
46GF Score

Get the complete analysis for BSP:BGIP3

PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

R$48.08
Price
R$26.35
GF Value