BCO Estado de Sergipe - Banese (BSP:BGIP3) OCF Yield %: 83.85 (As of Jul. 15, 2026) — 70% Above Median

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BSP:BGIP3 BCO Estado de Sergipe SA - Banese BSP:BGIP3
46 GF Score
Price R$48.08
GF Value R$26.35
Valuation Significantly Overvalued
! 2 Warning Signs
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What is BCO Estado de Sergipe - Banese OCF Yield %?

BCO Estado de Sergipe - Banese BSP:BGIP3 -7.22% 46 OCF Yield % is 83.85 as of Jul. 15, 2026, which is 70% above its 10-year median of 49.46. GuruFocus rates BSP:BGIP3 with a GF Score™ of 46/100 and a GF Value™ of R$26.35 (Significantly Overvalued). The stock has 2 warning signs investors should review. Among 1,500 Banks companies, BCO Estado de Sergipe - Banese ranks better than 92.13% on this metric.

OCF Yield % is calculated as Cash Flow from Operations divided by Market Capitalization. It is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.

As of today, BCO Estado de Sergipe - Banese's Trailing 12-Month Cash Flow from Operations is R$791 Mil, and Market Cap is R$939 Mil. Therefore, BCO Estado de Sergipe - Banese's OCF Yield % for today is 83.85%.

The historical rank and industry rank for BCO Estado de Sergipe - Banese's OCF Yield % or its related term are showing as below:

BSP:BGIP3' s OCF Yield % Range Over the Past 10 Years
Min: -161.04   Med: 49.46   Max: 382.2
Current: 83.85


During the past 13 years, the highest OCF Yield % of BCO Estado de Sergipe - Banese was 382.20%. The lowest was -161.04%. And the median was 49.46%.

BSP:BGIP3's OCF Yield % is ranked better than
92.13% of 1500 companies
in the Banks industry
Industry Median: 9.245 vs BSP:BGIP3: 83.85

BCO Estado de Sergipe - Banese's OCF Margin % for the quarter that ended in Mar. 2026 was %.


BCO Estado de Sergipe - Banese OCF Yield % Explanation

Similar to Earnings Yield %, OCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high operating cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.


BCO Estado de Sergipe - Banese OCF Yield % Related Terms


BCO Estado de Sergipe - Banese OCF Yield % Historical Data

* Premium members only.

The historical data trend for BCO Estado de Sergipe - Banese's OCF Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

BCO Estado de Sergipe - Banese OCF Yield % Chart

BCO Estado de Sergipe - Banese Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
OCF Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only -65.12 117.53 68.75 300.35 153.52

BCO Estado de Sergipe - Banese Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
OCF Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 439.47 554.79 155.20 -223.06 30.79

BSP:BGIP3 vs PNC, USB: OCF Yield % Comparison

For the Banks - Regional subindustry, BCO Estado de Sergipe - Banese's OCF Yield %, along with its competitors' market caps and OCF Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


BCO Estado de Sergipe - Banese OCF Yield % vs Banks Industry

For the Banks industry and Financial Services sector, BCO Estado de Sergipe - Banese's OCF Yield % distribution charts can be found below:

* The bar in red indicates where BCO Estado de Sergipe - Banese's OCF Yield % falls into.


BSP:BGIP3
46GF Score
BCO Estado de Sergipe SA - Banese BSP:BGIP3
OCF Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

BCO Estado de Sergipe - Banese OCF Yield % Calculation

OCF Yield % is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.

BCO Estado de Sergipe - Banese's OCF Yield % for the fiscal year that ended in Dec. 2025 is calculated as

OCF Yield %=Cash Flow from Operations / Market Cap
=1273.724 / 829.673573076
=153.52%

BCO Estado de Sergipe - Banese's annualized OCF Yield % for the quarter that ended in Mar. 2026 is calculated as

OCF Yield %=Cash Flow from Operations * Annualized Factor / Market Cap
=103.177 * 4 / 1340.5697
=30.79%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about OCF Yield % →
What does a OCF Yield % of 83.85 mean?
BCO Estado de Sergipe - Banese (BSP:BGIP3) has a OCF Yield % of 83.85 as of Jul. 15, 2026. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on BCO Estado de Sergipe - Banese and its competitors. This is 70% above median its historical median of 49.46. According to the industry distribution chart, BCO Estado de Sergipe - Banese ranks #118 out of 1500 companies in the Banks industry, placing it in the top 7.9%.
Is BCO Estado de Sergipe - Banese's OCF Yield % too high?
BCO Estado de Sergipe - Banese's current OCF Yield % of 83.85 is 70% above median its 10-year median of 49.46. The Banks industry median OCF Yield % is 9.25. BCO Estado de Sergipe - Banese's value of 83.85 is 807% above this industry median. Based on the distribution chart, BCO Estado de Sergipe - Banese ranks #118 out of 1500 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, BCO Estado de Sergipe - Banese has a GF Score™ of 46/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does BCO Estado de Sergipe - Banese's OCF Yield % compare to PNC and USB?
According to the Banks industry distribution chart, BCO Estado de Sergipe - Banese ranks #118 out of 1500 companies for OCF Yield %. This places BCO Estado de Sergipe - Banese in the top 8% of its industry — outperforming the majority of peers. The industry median OCF Yield % is 9.25. BCO Estado de Sergipe - Banese's value of 83.85 is 807% above this benchmark. While the company's 10-year median is 49.46 vs. the industry median of 9.25, BCO Estado de Sergipe - Banese has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Yield % for a Banks company?
The median OCF Yield % among Banks companies is 9.25, based on 1,500 companies in the industry. Companies in the top quartile (top 25%) have a OCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, OCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. BCO Estado de Sergipe - Banese's current OCF Yield % of 83.85 is 807% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Yield % mean?
A high OCF Yield % can signal that a stock is expensive relative to its fundamentals. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on BCO Estado de Sergipe - Banese and its competitors. For the Banks industry, the median OCF Yield % is 9.25 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. BCO Estado de Sergipe - Banese's current OCF Yield % is 83.85, which is 70% above median its own 10-year median of 49.46. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is BCO Estado de Sergipe - Banese stock overvalued right now?
Based on GuruFocus' analysis, BCO Estado de Sergipe - Banese (BSP:BGIP3) is currently considered Significantly Overvalued. The stock's GF Value™ is R$26.35, compared to a current price of R$48.08 — trading 82.5% above its estimated fair value. The current OCF Yield % is 83.85, which is 70% above median its 10-year median of 49.46 and 807% above the Banks industry median of 9.25. BCO Estado de Sergipe - Banese's overall GF Score™ is 46/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Yield % calculated?
OCF Yield % is calculated from a company's financial statements. For BCO Estado de Sergipe - Banese (BSP:BGIP3), the current OCF Yield % is 83.85 as of Jul. 15, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is BCO Estado de Sergipe - Banese (BSP:BGIP3) Overvalued in 2026?

Based on GuruFocus' analysis, BCO Estado de Sergipe - Banese stock appears to be overvalued. The current stock price of R$48.08 is trading 82.5% above its estimated GF Value™ of R$26.35. GuruFocus considers BCO Estado de Sergipe - Banese to be Significantly Overvalued.

Key valuation signals for BSP:BGIP3:

  • OCF Yield %: 83.85 (70% above median its 10-year median of 49.46)
  • GF Value™: R$26.35 vs. price of R$48.08 (82.5% above fair value)
  • GF Score™: 46/100 with 2 warning signs
  • Industry Position: 807% above the Banks median (#118 of 1500)

No single metric tells the full story. See the BSP:BGIP3 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


BCO Estado de Sergipe - Banese Business Description

Other Exchanges BGIP4:Brazil
Address Rua F - 31, Aracaju, SE, BRA, 49040240
BCO Estado de Sergipe SA - Banese offers a range of banking products and services to individuals and corporates in the areas of loans and deposits, investment banking, portfolio management, leasing, pension, as well as life and property insurance and Internet banking services.
46GF Score

Get the complete analysis for BSP:BGIP3

OCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

R$48.08
Price
R$26.35
GF Value