BCO Estado de Sergipe - Banese (BSP:BGIP3) LT-Debt-to-Total-Asset: 0.04 (As of Mar. 2026)

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BSP:BGIP3 BCO Estado de Sergipe SA - Banese BSP:BGIP3
46 GF Score
Price R$48.08
GF Value R$26.35
Valuation Significantly Overvalued
! 2 Warning Signs
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What is BCO Estado de Sergipe - Banese LT-Debt-to-Total-Asset?

BCO Estado de Sergipe - Banese BSP:BGIP3 -7.22% 46 LT-Debt-to-Total-Asset is 0.04 as of Mar. 2026. GuruFocus rates BSP:BGIP3 with a GF Score™ of 46/100 and a GF Value™ of R$26.35 (Significantly Overvalued). The stock has 2 warning signs investors should review.

LT Debt to Total Assets is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. It is calculated as a company's Long-Term Debt & Capital Lease Obligationdivide by its Total Assets. BCO Estado de Sergipe - Banese's long-term debt to total assests ratio for the quarter that ended in Mar. 2026 was 0.04.

BCO Estado de Sergipe - Banese's long-term debt to total assets ratio increased from Mar. 2025 (0.04) to Mar. 2026 (0.04). It may suggest that BCO Estado de Sergipe - Banese is progressively becoming more dependent on debt to grow their business.

BCO Estado de Sergipe - Banese  (BSP:BGIP3) LT-Debt-to-Total-Asset Explanation

LT Debt to Total Asset is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. A year-over-year decrease in this metric would suggest the company is progressively becoming less dependent on debt to grow their business.

BCO Estado de Sergipe - Banese LT-Debt-to-Total-Asset Related Terms

BCO Estado de Sergipe - Banese LT-Debt-to-Total-Asset Historical Data

* Premium members only.

The historical data trend for BCO Estado de Sergipe - Banese's LT-Debt-to-Total-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

BCO Estado de Sergipe - Banese LT-Debt-to-Total-Asset Chart

BCO Estado de Sergipe - Banese Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
LT-Debt-to-Total-Asset
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.04 0.03 0.02 0.02 0.04

BCO Estado de Sergipe - Banese Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
LT-Debt-to-Total-Asset Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.04 0.04 0.04 0.04 0.04
BSP:BGIP3
46GF Score
BCO Estado de Sergipe SA - Banese BSP:BGIP3
LT-Debt-to-Total-Asset is just one metric. See GF Score™, valuation, warning signs, and more.
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BCO Estado de Sergipe - Banese LT-Debt-to-Total-Asset Calculation

BCO Estado de Sergipe - Banese's Long-Term Debt to Total Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as

LT Debt to Total Assets (A: Dec. 2025 )=Long-Term Debt & Capital Lease Obligation (A: Dec. 2025 )/Total Assets (A: Dec. 2025 )
=586.072/13629.085
=0.04

BCO Estado de Sergipe - Banese's Long-Term Debt to Total Asset Ratio for the quarter that ended in Mar. 2026 is calculated as

LT Debt to Total Assets (Q: Mar. 2026 )=Long-Term Debt & Capital Lease Obligation (Q: Mar. 2026 )/Total Assets (Q: Mar. 2026 )
=600.227/13904.46
=0.04

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about LT-Debt-to-Total-Asset →
What does a LT-Debt-to-Total-Asset of 0.04 mean?
BCO Estado de Sergipe - Banese (BSP:BGIP3) has a LT-Debt-to-Total-Asset of 0.04 as of Mar. 2026. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on BCO Estado de Sergipe - Banese and its competitors.
Is BCO Estado de Sergipe - Banese's LT-Debt-to-Total-Asset too high?
BCO Estado de Sergipe - Banese's current LT-Debt-to-Total-Asset is 0.04. Overall, BCO Estado de Sergipe - Banese has a GF Score™ of 46/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does BCO Estado de Sergipe - Banese's LT-Debt-to-Total-Asset compare to PNC and USB?
BCO Estado de Sergipe - Banese's LT-Debt-to-Total-Asset of 0.04 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good LT-Debt-to-Total-Asset for a Banks company?
A good LT-Debt-to-Total-Asset depends on the Banks industry context. However, LT-Debt-to-Total-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high LT-Debt-to-Total-Asset mean?
A high LT-Debt-to-Total-Asset can signal that a stock is expensive relative to its fundamentals. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on BCO Estado de Sergipe - Banese and its competitors. BCO Estado de Sergipe - Banese's current LT-Debt-to-Total-Asset is 0.04. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is BCO Estado de Sergipe - Banese stock overvalued right now?
Based on GuruFocus' analysis, BCO Estado de Sergipe - Banese (BSP:BGIP3) is currently considered Significantly Overvalued. The stock's GF Value™ is R$26.35, compared to a current price of R$48.08 — trading 82.5% above its estimated fair value. The current LT-Debt-to-Total-Asset is 0.04. BCO Estado de Sergipe - Banese's overall GF Score™ is 46/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is LT-Debt-to-Total-Asset calculated?
LT-Debt-to-Total-Asset is calculated from a company's financial statements. For BCO Estado de Sergipe - Banese (BSP:BGIP3), the current LT-Debt-to-Total-Asset is 0.04 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is BCO Estado de Sergipe - Banese (BSP:BGIP3) Overvalued in 2026?

Based on GuruFocus' analysis, BCO Estado de Sergipe - Banese stock appears to be overvalued. The current stock price of R$48.08 is trading 82.5% above its estimated GF Value™ of R$26.35. GuruFocus considers BCO Estado de Sergipe - Banese to be Significantly Overvalued.

Key valuation signals for BSP:BGIP3:

  • LT-Debt-to-Total-Asset: 0.04
  • GF Value™: R$26.35 vs. price of R$48.08 (82.5% above fair value)
  • GF Score™: 46/100 with 2 warning signs

No single metric tells the full story. See the BSP:BGIP3 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

BCO Estado de Sergipe - Banese Business Description

Other Exchanges BGIP4:Brazil
Address Rua F - 31, Aracaju, SE, BRA, 49040240
BCO Estado de Sergipe SA - Banese offers a range of banking products and services to individuals and corporates in the areas of loans and deposits, investment banking, portfolio management, leasing, pension, as well as life and property insurance and Internet banking services.
46GF Score

Get the complete analysis for BSP:BGIP3

LT-Debt-to-Total-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

R$48.08
Price
R$26.35
GF Value