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Liabilities-to-Assets is a solvency ratio indicating how much of the company’s assets are made of liabilities, calculated as total liabilities divided by total asset. BCO Estado de Sergipe - Banese's Total Liabilities for the quarter that ended in Jun. 2026 was R$12,839 Mil. BCO Estado de Sergipe - Banese's Total Assets for the quarter that ended in Jun. 2026 was R$13,868 Mil.
Therefore, BCO Estado de Sergipe - Banese's Liabilities-to-Assets Ratio for the quarter that ended in Jun. 2026 was 0.93.
BCO Estado de Sergipe - Banese (BSP:BGIP3) Liabilities-to-Assets Explanation
Liabilities-to-Assets is a solvency ratio indicating how much of the company’s assets are made of liabilities. It can vary greatly across different industries, as they have different capital structure. A high Liabilities-to-Assets ratio (more leveraged) suggests that the company might have potential solvency problems, or even a signal of financial distress. Conversely, a low Liabilities-to-Assets ratio usually indicates a healthy financial situation. However, it may also suggest that the company is not expanding or not making good use of debt.
BCO Estado de Sergipe - Banese Liabilities-to-Assets Related Terms
BCO Estado de Sergipe - Banese Liabilities-to-Assets Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BCO Estado de Sergipe - Banese Liabilities-to-Assets Chart
BSP:BGIP3 vs USB, PNC: Liabilities-to-Assets Comparison
For the Banks - Regional subindustry, BCO Estado de Sergipe - Banese's Liabilities-to-Assets, along with its competitors' market caps and Liabilities-to-Assets data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
BCO Estado de Sergipe - Banese Liabilities-to-Assets vs Banks Industry
For the Banks industry and Financial Services sector, BCO Estado de Sergipe - Banese's Liabilities-to-Assets distribution charts can be found below:
* The bar in red indicates where BCO Estado de Sergipe - Banese's Liabilities-to-Assets falls into.
BCO Estado de Sergipe - Banese Liabilities-to-Assets Calculation
Liabilities-to-Assets ratio measures the portion of the total liabilities to the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Liabilities-to-Assets ratio is calculated by dividing total liabilities by total asset.
BCO Estado de Sergipe - Banese's Liabilities-to-Assets Ratio for the fiscal year that ended in Dec. 2025 is calculated as:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BCO Estado de Sergipe - Banese (BSP:BGIP3) has a Liabilities-to-Assets of 0.93 as of Jun. 2026. Liabilities-to-Assets equals total liabilities divided by total assets. It measures financial leverage. View historical data on BCO Estado de Sergipe - Banese and its competitors.
Is BCO Estado de Sergipe - Banese's Liabilities-to-Assets too high?
BCO Estado de Sergipe - Banese's current Liabilities-to-Assets is 0.93. Overall, BCO Estado de Sergipe - Banese has a GF Score™ of 43/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does BCO Estado de Sergipe - Banese's Liabilities-to-Assets compare to USB and PNC?
BCO Estado de Sergipe - Banese's Liabilities-to-Assets of 0.93 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Liabilities-to-Assets for a Banks company?
A good Liabilities-to-Assets depends on the Banks industry context. However, Liabilities-to-Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Liabilities-to-Assets mean?
A high Liabilities-to-Assets can signal that a stock is expensive relative to its fundamentals. Liabilities-to-Assets equals total liabilities divided by total assets. It measures financial leverage. View historical data on BCO Estado de Sergipe - Banese and its competitors. BCO Estado de Sergipe - Banese's current Liabilities-to-Assets is 0.93. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is BCO Estado de Sergipe - Banese stock overvalued right now?
Based on GuruFocus' analysis, BCO Estado de Sergipe - Banese (BSP:BGIP3) is currently considered Significantly Overvalued. The stock's GF Value™ is R$29.70, compared to a current price of R$46.38 — trading 56.2% above its estimated fair value. The current Liabilities-to-Assets is 0.93. BCO Estado de Sergipe - Banese's overall GF Score™ is 43/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Liabilities-to-Assets calculated?
Liabilities-to-Assets is calculated from a company's financial statements. For BCO Estado de Sergipe - Banese (BSP:BGIP3), the current Liabilities-to-Assets is 0.93 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is BCO Estado de Sergipe - Banese (BSP:BGIP3) Overvalued in 2026?
Based on GuruFocus' analysis, BCO Estado de Sergipe - Banese stock appears to be overvalued.
The current stock price of R$46.38 is trading 56.2% above its estimated GF Value™ of R$29.70.
GuruFocus considers BCO Estado de Sergipe - Banese to be Significantly Overvalued.
Key valuation signals for BSP:BGIP3:
Liabilities-to-Assets: 0.93
GF Value™: R$29.70 vs. price of R$46.38 (56.2% above fair value)
No single metric tells the full story. See the BSP:BGIP3 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
BCO Estado de Sergipe SA - Banese offers a range of banking products and services to individuals and corporates in the areas of loans and deposits, investment banking, portfolio management, leasing, pension, as well as life and property insurance and Internet banking services.
43GF Score
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