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BCO Estado de Sergipe - BaneseBSP:BGIP3 46 5-Year Yield-on-Cost % is 48.83 as of Jul. 24, 2026, which is 57% above its 10-year median of 31.10. GuruFocus rates BSP:BGIP3 with a GF Score™ of 46/100 and a GF Value™ of R$26.35 (Significantly Overvalued). The stock has 2 warning signs investors should review. Among 1,250 Banks companies, BCO Estado de Sergipe - Banese ranks better than 99.2% on this metric.
The historical rank and industry rank for BCO Estado de Sergipe - Banese's 5-Year Yield-on-Cost % or its related term are showing as below:
BSP:BGIP3'
s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 7.92 Med: 31.1 Max: 93.8
Current: 48.83
During the past 13 years, BCO Estado de Sergipe - Banese's highest Yield on Cost was 93.80. The lowest was 7.92. And the median was 31.10.
BSP:BGIP3's 5-Year Yield-on-Cost % is ranked better than 99.2% of 1250
companies
in the Banks industry
Industry Median: 3.885
vs BSP:BGIP3: 48.83
BCO Estado de Sergipe - Banese (BSP:BGIP3) 5-Year Yield-on-Cost % Explanation
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
BCO Estado de Sergipe - Banese 5-Year Yield-on-Cost % Related Terms
BSP:BGIP3 vs PNC, USB: 5-Year Yield-on-Cost % Comparison
For the Banks - Regional subindustry, BCO Estado de Sergipe - Banese's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
BCO Estado de Sergipe - Banese 5-Year Yield-on-Cost % vs Banks Industry
For the Banks industry and Financial Services sector, BCO Estado de Sergipe - Banese's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where BCO Estado de Sergipe - Banese's 5-Year Yield-on-Cost % falls into.
BCO Estado de Sergipe - Banese 5-Year Yield-on-Cost % Calculation
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
BCO Estado de Sergipe - Banese (BSP:BGIP3) has a 5-Year Yield-on-Cost % of 48.83 as of Jul. 24, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on BCO Estado de Sergipe - Banese and its competitors. This is 57% above median its historical median of 31.10. Over the past decade, BCO Estado de Sergipe - Banese's 5-Year Yield-on-Cost % has ranged from 7.92 to 93.80. According to the industry distribution chart, BCO Estado de Sergipe - Banese ranks #10 out of 1250 companies in the Banks industry, placing it in the top 0.8%.
Is BCO Estado de Sergipe - Banese's 5-Year Yield-on-Cost % too high?
BCO Estado de Sergipe - Banese's current 5-Year Yield-on-Cost % of 48.83 is 57% above median its 10-year median of 31.10. Over the past 10 years, this metric has ranged from a low of 7.92 to a high of 93.80. The Banks industry median 5-Year Yield-on-Cost % is 3.89. BCO Estado de Sergipe - Banese's value of 48.83 is 1156.9% above this industry median. Based on the distribution chart, BCO Estado de Sergipe - Banese ranks #10 out of 1250 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, BCO Estado de Sergipe - Banese has a GF Score™ of 46/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does BCO Estado de Sergipe - Banese's 5-Year Yield-on-Cost % compare to PNC and USB?
According to the Banks industry distribution chart, BCO Estado de Sergipe - Banese ranks #10 out of 1250 companies for 5-Year Yield-on-Cost %. This places BCO Estado de Sergipe - Banese in the top 1% of its industry — outperforming the majority of peers. The industry median 5-Year Yield-on-Cost % is 3.89. BCO Estado de Sergipe - Banese's value of 48.83 is 1156.9% above this benchmark. Historically, BCO Estado de Sergipe - Banese's own 5-Year Yield-on-Cost % has ranged from 7.92 to 93.80 over the past decade. While the company's 10-year median is 31.10 vs. the industry median of 3.89, BCO Estado de Sergipe - Banese has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Banks company?
The median 5-Year Yield-on-Cost % among Banks companies is 3.89, based on 1,250 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. BCO Estado de Sergipe - Banese's current 5-Year Yield-on-Cost % of 48.83 is 1156.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on BCO Estado de Sergipe - Banese and its competitors. For the Banks industry, the median 5-Year Yield-on-Cost % is 3.89 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. BCO Estado de Sergipe - Banese's current 5-Year Yield-on-Cost % is 48.83, which is 57% above median its own 10-year median of 31.10. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is BCO Estado de Sergipe - Banese stock overvalued right now?
Based on GuruFocus' analysis, BCO Estado de Sergipe - Banese (BSP:BGIP3) is currently considered Significantly Overvalued. The stock's GF Value™ is R$26.35, compared to a current price of R$47.30 — trading 79.5% above its estimated fair value. The current 5-Year Yield-on-Cost % is 48.83, which is 57% above median its 10-year median of 31.10 and 1156.9% above the Banks industry median of 3.89. BCO Estado de Sergipe - Banese's overall GF Score™ is 46/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For BCO Estado de Sergipe - Banese (BSP:BGIP3), the current 5-Year Yield-on-Cost % is 48.83 as of Jul. 24, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is BCO Estado de Sergipe - Banese (BSP:BGIP3) Overvalued in 2026?
Based on GuruFocus' analysis, BCO Estado de Sergipe - Banese stock appears to be overvalued.
The current stock price of R$47.30 is trading 79.5% above its estimated GF Value™ of R$26.35.
GuruFocus considers BCO Estado de Sergipe - Banese to be Significantly Overvalued.
Key valuation signals for BSP:BGIP3:
5-Year Yield-on-Cost %: 48.83 (57% above median its 10-year median of 31.10)
GF Value™: R$26.35 vs. price of R$47.30 (79.5% above fair value)
Industry Position: 1156.9% above the Banks median (#10 of 1250)
No single metric tells the full story. See the BSP:BGIP3 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
BCO Estado de Sergipe - Banese Business Description
BCO Estado de Sergipe SA - Banese offers a range of banking products and services to individuals and corporates in the areas of loans and deposits, investment banking, portfolio management, leasing, pension, as well as life and property insurance and Internet banking services.
46GF Score
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