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The historical rank and industry rank for BCO Estado de Sergipe - Banese's Net Margin % or its related term are showing as below:
BSP:BGIP3'
s Net Margin % Range Over the Past 10 Years
Min: -0.59 Med: 9.09 Max: 17.91
Current: 0.13
BSP:BGIP3's Net Margin % is ranked worse than 95.94% of 1527
companies
in the Banks industry
Industry Median: 26.87
vs BSP:BGIP3: 0.13
BCO Estado de Sergipe - Banese (BSP:BGIP3) Net Margin % Explanation
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
BCO Estado de Sergipe - Banese Net Margin % Related Terms
BCO Estado de Sergipe - Banese Net Margin % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, BCO Estado de Sergipe - Banese's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
BCO Estado de Sergipe - Banese Net Margin % vs Banks Industry
For the Banks industry and Financial Services sector, BCO Estado de Sergipe - Banese's Net Margin % distribution charts can be found below:
* The bar in red indicates where BCO Estado de Sergipe - Banese's Net Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BCO Estado de Sergipe - Banese (BSP:BGIP3) has a Net Margin % of 10.34% as of Mar. 2026. Net margin is the ratio of total net income to net sales. View historical data on BCO Estado de Sergipe - Banese and its competitors. This is 14% above median its historical median of 9.09. According to the industry distribution chart, BCO Estado de Sergipe - Banese ranks #1465 out of 1527 companies in the Banks industry, placing it in the top 95.9%.
Is BCO Estado de Sergipe - Banese's Net Margin % too high?
BCO Estado de Sergipe - Banese's current Net Margin % of 10.34% is 14% above median its 10-year median of 9.09. The Banks industry median Net Margin % is 26.87. BCO Estado de Sergipe - Banese's value of 10.34% is 61.5% below this industry median. Based on the distribution chart, BCO Estado de Sergipe - Banese ranks #1465 out of 1527 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, BCO Estado de Sergipe - Banese has a GF Score™ of 46/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does BCO Estado de Sergipe - Banese's Net Margin % compare to PNC and USB?
According to the Banks industry distribution chart, BCO Estado de Sergipe - Banese ranks #1465 out of 1527 companies for Net Margin %. This places BCO Estado de Sergipe - Banese in the lower half of its industry. The industry median Net Margin % is 26.87. BCO Estado de Sergipe - Banese's value of 10.34% is 61.5% below this benchmark. While the company's 10-year median is 9.09 vs. the industry median of 26.87, BCO Estado de Sergipe - Banese has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for a Banks company?
The median Net Margin % among Banks companies is 26.87, based on 1,527 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. BCO Estado de Sergipe - Banese's current Net Margin % of 10.34% is 61.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on BCO Estado de Sergipe - Banese and its competitors. For the Banks industry, the median Net Margin % is 26.87 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. BCO Estado de Sergipe - Banese's current Net Margin % is 10.34%, which is 14% above median its own 10-year median of 9.09. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is BCO Estado de Sergipe - Banese stock overvalued right now?
Based on GuruFocus' analysis, BCO Estado de Sergipe - Banese (BSP:BGIP3) is currently considered Significantly Overvalued. The stock's GF Value™ is R$26.35, compared to a current price of R$48.08 — trading 82.5% above its estimated fair value. The current Net Margin % is 10.34%, which is 14% above median its 10-year median of 9.09 and 61.5% below the Banks industry median of 26.87. BCO Estado de Sergipe - Banese's overall GF Score™ is 46/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For BCO Estado de Sergipe - Banese (BSP:BGIP3), the current Net Margin % is 10.34% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is BCO Estado de Sergipe - Banese (BSP:BGIP3) Overvalued in 2026?
Based on GuruFocus' analysis, BCO Estado de Sergipe - Banese stock appears to be overvalued.
The current stock price of R$48.08 is trading 82.5% above its estimated GF Value™ of R$26.35.
GuruFocus considers BCO Estado de Sergipe - Banese to be Significantly Overvalued.
Key valuation signals for BSP:BGIP3:
Net Margin %: 10.34% (14% above median its 10-year median of 9.09)
GF Value™: R$26.35 vs. price of R$48.08 (82.5% above fair value)
Industry Position: 61.5% below the Banks median (#1465 of 1527)
No single metric tells the full story. See the BSP:BGIP3 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
BCO Estado de Sergipe - Banese Business Description
BCO Estado de Sergipe SA - Banese offers a range of banking products and services to individuals and corporates in the areas of loans and deposits, investment banking, portfolio management, leasing, pension, as well as life and property insurance and Internet banking services.
46GF Score
Get the complete analysis for BSP:BGIP3
Net Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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