MBH Mortgage Bank Co (BUD:MBHJB) EV-to-OCF: 4.65 (As of Sep. 17, 2026)

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Director of Data and Quant Analytics at GuruFocus
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BUD:MBHJB MBH Mortgage Bank Co PLC BUD:MBHJB
22 GF Score
Price Ft460.00
GF Value Ft1,138.91
Valuation Significantly Undervalued
! 2 Warning Signs
View Full Analysis

What is MBH Mortgage Bank Co EV-to-OCF?

MBH Mortgage Bank Co BUD:MBHJB 22 EV-to-OCF is 4.65 as of Sep. 17, 2026. GuruFocus rates BUD:MBHJB with a GF Score™ of 22/100 and a GF Value™ of Ft1,138.91 (Significantly Undervalued). The stock has 2 warning signs investors should review. Among 1,489 Banks companies, MBH Mortgage Bank Co ranks worse than 51.38% on this metric.

EV-to-OCF is calculated as enterprise value divided by its cash flow from operations. As of today, MBH Mortgage Bank Co's Enterprise Value is Ft689,450 Mil. MBH Mortgage Bank Co's Cash Flow from Operations for the trailing twelve months (TTM) ended in Dec. 2025 was Ft148,371 Mil. Therefore, MBH Mortgage Bank Co's EV-to-OCF for today is 4.65.

The historical rank and industry rank for MBH Mortgage Bank Co's EV-to-OCF or its related term are showing as below:

BUD:MBHJB' s EV-to-OCF Range Over the Past 10 Years
Min: -12.21   Med: -2.74   Max: 8.75
Current: 4.65

During the past 13 years, the highest EV-to-OCF of MBH Mortgage Bank Co was 8.75. The lowest was -12.21. And the median was -2.74.

BUD:MBHJB's EV-to-OCF is ranked worse than
51.38% of 1489 companies
in the Banks industry
Industry Median: 4.19 vs BUD:MBHJB: 4.65

EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

As of today (2026-09-17), MBH Mortgage Bank Co's stock price is Ft460.00. MBH Mortgage Bank Co's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was Ft7.012. Therefore, MBH Mortgage Bank Co's PE Ratio (TTM) for today is 65.60.


MBH Mortgage Bank Co  (BUD:MBHJB) EV-to-OCF Explanation

EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

MBH Mortgage Bank Co's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=460.00/7.012
=65.60

MBH Mortgage Bank Co's share price for today is Ft460.00.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. MBH Mortgage Bank Co's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was Ft7.012.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Cash Flow from Operations is an important financial metric because it represents the cash generated from operating activities at a company's disposal. Companies with a low EV-to-OCF ratio, combined with a strong balance sheet are generally considered as undervalued.


MBH Mortgage Bank Co EV-to-OCF Related Terms


MBH Mortgage Bank Co EV-to-OCF Historical Data

* Premium members only.

The historical data trend for MBH Mortgage Bank Co's EV-to-OCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

MBH Mortgage Bank Co EV-to-OCF Chart

MBH Mortgage Bank Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EV-to-OCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only 379.27 193.38 1,343.38 57.91 67.69

MBH Mortgage Bank Co Semi-Annual Data
Dec15 Jun16 Dec16 Jun17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
EV-to-OCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 43.37 46.70 67.69

BUD:MBHJB vs USB, PNC: EV-to-OCF Comparison

For the Banks - Regional subindustry, MBH Mortgage Bank Co's EV-to-OCF, along with its competitors' market caps and EV-to-OCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


MBH Mortgage Bank Co EV-to-OCF vs Banks Industry

For the Banks industry and Financial Services sector, MBH Mortgage Bank Co's EV-to-OCF distribution charts can be found below:

* The bar in red indicates where MBH Mortgage Bank Co's EV-to-OCF falls into.


BUD:MBHJB
22GF Score
MBH Mortgage Bank Co PLC BUD:MBHJB
EV-to-OCF is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

MBH Mortgage Bank Co EV-to-OCF Calculation

MBH Mortgage Bank Co's EV-to-OCF for today is calculated as:

EV-to-OCF=Enterprise Value (Today)/Cash Flow from Operations (TTM)
=689449.882/148371
=4.65

MBH Mortgage Bank Co's current Enterprise Value is Ft689,450 Mil.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. MBH Mortgage Bank Co's Cash Flow from Operations for the trailing twelve months (TTM) ended in Dec. 2025 was Ft148,371 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EV-to-OCF →
What does a EV-to-OCF of 4.65 mean?
MBH Mortgage Bank Co (BUD:MBHJB) has a EV-to-OCF of 4.65 as of Sep. 17, 2026. According to the industry distribution chart, MBH Mortgage Bank Co ranks #765 out of 1489 companies in the Banks industry, placing it in the top 51.4%.
Is MBH Mortgage Bank Co's EV-to-OCF too high?
MBH Mortgage Bank Co's current EV-to-OCF is 4.65. The Banks industry median EV-to-OCF is 4.19. MBH Mortgage Bank Co's value of 4.65 is 11% above this industry median. Based on the distribution chart, MBH Mortgage Bank Co ranks #765 out of 1489 companies in the Banks industry, which is below the industry midpoint. Overall, MBH Mortgage Bank Co has a GF Score™ of 22/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does MBH Mortgage Bank Co's EV-to-OCF compare to USB and PNC?
According to the Banks industry distribution chart, MBH Mortgage Bank Co ranks #765 out of 1489 companies for EV-to-OCF. This places MBH Mortgage Bank Co in the lower half of its industry. The industry median EV-to-OCF is 4.19. MBH Mortgage Bank Co's value of 4.65 is 11% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-OCF for a Banks company?
The median EV-to-OCF among Banks companies is 4.19, based on 1,489 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-OCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-OCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. MBH Mortgage Bank Co's current EV-to-OCF of 4.65 is 11% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-OCF mean?
A high EV-to-OCF can signal that a stock is expensive relative to its fundamentals. For the Banks industry, the median EV-to-OCF is 4.19 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. MBH Mortgage Bank Co's current EV-to-OCF is 4.65. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is MBH Mortgage Bank Co stock overvalued right now?
Based on GuruFocus' analysis, MBH Mortgage Bank Co (BUD:MBHJB) is currently considered Significantly Undervalued. The stock's GF Value™ is Ft1,138.91, compared to a current price of Ft460.00 — trading 59.6% below its estimated fair value. The current EV-to-OCF is 4.65 and 11% above the Banks industry median of 4.19. MBH Mortgage Bank Co's overall GF Score™ is 22/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-OCF calculated?
EV-to-OCF is calculated from a company's financial statements. For MBH Mortgage Bank Co (BUD:MBHJB), the current EV-to-OCF is 4.65 as of Sep. 17, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is MBH Mortgage Bank Co (BUD:MBHJB) Overvalued in 2026?

Based on GuruFocus' analysis, MBH Mortgage Bank Co stock appears to be undervalued. The current stock price of Ft460.00 is trading 59.6% below its estimated GF Value™ of Ft1,138.91. GuruFocus considers MBH Mortgage Bank Co to be Significantly Undervalued.

Key valuation signals for BUD:MBHJB:

  • EV-to-OCF: 4.65
  • GF Value™: Ft1,138.91 vs. price of Ft460.00 (59.6% below fair value)
  • GF Score™: 22/100 with 2 warning signs
  • Industry Position: 11% above the Banks median (#765 of 1489)

No single metric tells the full story. See the BUD:MBHJB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


MBH Mortgage Bank Co Business Description

Address 1117 Budapest Magyar tudosok korutja 9, Budapest, HUN, 1908
MBH Mortgage Bank Co PLC provides mortgage banking services. The business activities of the group function through various segments such as Retail, Wholesale, Loans, and advances to customers. It derives the majority of its revenue from the Retail segment, which offers a wide range of services such as retail bank accounts, deposits, savings, loans, and others to its retail customers. The company also focuses on the financial needs of corporate customers and offers corporate accounts, deposits, loans, and other services. In addition, it also focuses on liquidity management, asset and liability management, and security issues. Geographically, it operates in Hungary.
22GF Score

Get the complete analysis for BUD:MBHJB

EV-to-OCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

Ft460.00
Price
Ft1,138.91
GF Value