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MBH Mortgage Bank CoBUD:MBHJB 21 Pretax Margin % is 57.73% as of Dec. 2025, which is 4% above its 10-year median of 55.29. GuruFocus rates BUD:MBHJB with a GF Score™ of 21/100 and a GF Value™ of Ft1,114.33 (Significantly Undervalued). The stock has 2 warning signs investors should review. Among 1,525 Banks companies, MBH Mortgage Bank Co ranks better than 97.77% on this metric.
MBH Mortgage Bank Co (BUD:MBHJB) Pretax Margin % Explanation
The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.
The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.
It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.
The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.
MBH Mortgage Bank Co Pretax Margin % Related Terms
MBH Mortgage Bank Co Pretax Margin % Historical Data
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The historical data trend for MBH Mortgage Bank Co's Pretax Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, MBH Mortgage Bank Co's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
MBH Mortgage Bank Co Pretax Margin % vs Banks Industry
For the Banks industry and Financial Services sector, MBH Mortgage Bank Co's Pretax Margin % distribution charts can be found below:
* The bar in red indicates where MBH Mortgage Bank Co's Pretax Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
MBH Mortgage Bank Co (BUD:MBHJB) has a Pretax Margin % of 57.73% as of Dec. 2025. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on MBH Mortgage Bank Co and its competitors. This is near median its historical median of 55.29. According to the industry distribution chart, MBH Mortgage Bank Co ranks #34 out of 1525 companies in the Banks industry, placing it in the top 2.2%.
Is MBH Mortgage Bank Co's Pretax Margin % too high?
MBH Mortgage Bank Co's current Pretax Margin % of 57.73% is near median its 10-year median of 55.29. The Banks industry median Pretax Margin % is 35.37. MBH Mortgage Bank Co's value of 57.73% is 63.2% above this industry median. Based on the distribution chart, MBH Mortgage Bank Co ranks #34 out of 1525 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, MBH Mortgage Bank Co has a GF Score™ of 21/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does MBH Mortgage Bank Co's Pretax Margin % compare to PNC and USB?
According to the Banks industry distribution chart, MBH Mortgage Bank Co ranks #34 out of 1525 companies for Pretax Margin %. This places MBH Mortgage Bank Co in the top 2% of its industry — outperforming the majority of peers. The industry median Pretax Margin % is 35.37. MBH Mortgage Bank Co's value of 57.73% is 63.2% above this benchmark. While the company's 10-year median is 55.29 vs. the industry median of 35.37, MBH Mortgage Bank Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for a Banks company?
The median Pretax Margin % among Banks companies is 35.37, based on 1,525 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. MBH Mortgage Bank Co's current Pretax Margin % of 57.73% is 63.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on MBH Mortgage Bank Co and its competitors. For the Banks industry, the median Pretax Margin % is 35.37 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. MBH Mortgage Bank Co's current Pretax Margin % is 57.73%, which is near median its own 10-year median of 55.29. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is MBH Mortgage Bank Co stock overvalued right now?
Based on GuruFocus' analysis, MBH Mortgage Bank Co (BUD:MBHJB) is currently considered Significantly Undervalued. The stock's GF Value™ is Ft1,114.33, compared to a current price of Ft496.00 — trading 55.5% below its estimated fair value. The current Pretax Margin % is 57.73%, which is near median its 10-year median of 55.29 and 63.2% above the Banks industry median of 35.37. MBH Mortgage Bank Co's overall GF Score™ is 21/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For MBH Mortgage Bank Co (BUD:MBHJB), the current Pretax Margin % is 57.73% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is MBH Mortgage Bank Co (BUD:MBHJB) Overvalued in 2026?
Based on GuruFocus' analysis, MBH Mortgage Bank Co stock appears to be undervalued.
The current stock price of Ft496.00 is trading 55.5% below its estimated GF Value™ of Ft1,114.33.
GuruFocus considers MBH Mortgage Bank Co to be Significantly Undervalued.
Key valuation signals for BUD:MBHJB:
Pretax Margin %: 57.73% (near median its 10-year median of 55.29)
GF Value™: Ft1,114.33 vs. price of Ft496.00 (55.5% below fair value)
Industry Position: 63.2% above the Banks median (#34 of 1525)
No single metric tells the full story. See the BUD:MBHJB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
MBH Mortgage Bank Co PLC provides mortgage banking services. The business activities of the group function through various segments such as Retail, Wholesale, Loans, and advances to customers. It derives the majority of its revenue from the Retail segment, which offers a wide range of services such as retail bank accounts, deposits, savings, loans, and others to its retail customers. The company also focuses on the financial needs of corporate customers and offers corporate accounts, deposits, loans, and other services. In addition, it also focuses on liquidity management, asset and liability management, and security issues. Geographically, it operates in Hungary.
21GF Score
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