MBH Mortgage Bank Co (BUD:MBHJB) Peter Lynch Fair Value: Ft522.36 (As of Aug. 03, 2026) — 30094% Above Median

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Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

BUD:MBHJB MBH Mortgage Bank Co PLC BUD:MBHJB
21 GF Score
Price Ft496.00
GF Value Ft1,114.33
Valuation Significantly Undervalued
! 2 Warning Signs
View Full Analysis

What is MBH Mortgage Bank Co Peter Lynch Fair Value?

MBH Mortgage Bank Co BUD:MBHJB 21 Peter Lynch Fair Value is Ft522.36 as of Aug. 03, 2026, which is 100% below its 10-year median of 1.73. GuruFocus rates BUD:MBHJB with a GF Score™ of 21/100 and a GF Value™ of Ft1,114.33 (Significantly Undervalued). The stock has 2 warning signs investors should review. Among 877 Banks companies, MBH Mortgage Bank Co ranks better than 59.98% on this metric.

Peter Lynch Fair Value applies to growing companies. The ideal range for the growth rate is between 10 - 20% a year. Peter Lynch thinks that the fair P/E value for a growth company equals its growth rate, that is PEG = 1. The earnings here is trailing twelve month (TTM) earnings. For non-bank companies, the growth rate we use is the average growth rate for EBITDA per share over the past 5 years. For Banks, the growth rate we use is the average growth rate for Book Value per share over the past 5 years. If 5-Year Growth Rate is greater than 25% a year, we use 25. If 5-Year Growth Rate is smaller than 5% a year, we do not calculate Peter Lynch Fair Value.

Here, as of today, MBH Mortgage Bank Co's PEG is 1. MBH Mortgage Bank Co's 5-Year TTM Book Value Growth Rate is 7.02. MBH Mortgage Bank Co's EPS without NRI for the trailing twelve months (TTM) ended in Dec. 2025 was Ft74.41. Therefore, the Peter Lynch Fair Value for today is Ft522.36.

As of today (2026-08-03), MBH Mortgage Bank Co's share price is Ft496.00. MBH Mortgage Bank Co's Peter Lynch fair value is Ft522.36. Therefore, MBH Mortgage Bank Co's Price to Peter Lynch Fair Value Ratio for today is 0.95.


The historical rank and industry rank for MBH Mortgage Bank Co's Peter Lynch Fair Value or its related term are showing as below:

BUD:MBHJB' s Price-to-Peter-Lynch-Fair-Value Range Over the Past 10 Years
Min: 0.67   Med: 1.73   Max: 3.12
Current: 0.95


During the past 13 years, the highest Price to Peter Lynch Fair Value Ratio of MBH Mortgage Bank Co was 3.12. The lowest was 0.67. And the median was 1.73.


BUD:MBHJB's Price-to-Peter-Lynch-Fair-Value is ranked better than
59.98% of 877 companies
in the Banks industry
Industry Median: 1.1 vs BUD:MBHJB: 0.95

Note: Please don't confuse Peter Lynch Fair Value with the value reached in Peter Lynch Chart.


MBH Mortgage Bank Co  (BUD:MBHJB) Peter Lynch Fair Value Explanation

Peter Lynch Fair Value applies to growing companies. The ideal range for the growth rate is between 10 - 20% a year.

Peter Lynch thinks that the fair P/E value for a growth company equals its growth rate, that is PEG = 1. The earnings here is trailing twelve month (TTM) earnings. For non-bank companies, the growth rate we use is the average growth rate for EBITDA per share over the past 5 years. For Banks, the growth rate we use is the average growth rate for Book Value per share over the past 5 years.

Please don't confuse Peter Lynch Fair Value with the value reached in Peter Lynch Chart. In Peter Lynch chart, a fixed P/E ratio of 15 is used to draw the Earnings Line. Therefore the value reached has a P/E ratio of 15. But in Peter Lynch Fair Value calculation, P/E equals to the growth rate of Book Value per share over the past 5 years, which is 7.02 instead of 15 in this case.

MBH Mortgage Bank Co's Price to Peter Lynch Fair Value Ratio for today is calculated as

Price to Peter Lynch Fair Value=Share Price/Peter Lynch Fair Value
=496.00/522.36
=0.95

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


MBH Mortgage Bank Co Peter Lynch Fair Value Related Terms


MBH Mortgage Bank Co Peter Lynch Fair Value Historical Data

* Premium members only.

The historical data trend for MBH Mortgage Bank Co's Peter Lynch Fair Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

MBH Mortgage Bank Co Peter Lynch Fair Value Chart

MBH Mortgage Bank Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Peter Lynch Fair Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only 279.40 199.65 612.77 292.07 522.36

MBH Mortgage Bank Co Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Peter Lynch Fair Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 612.77 0.00 292.07 0.00 522.36

BUD:MBHJB vs PNC, USB: Peter Lynch Fair Value Comparison

For the Banks - Regional subindustry, MBH Mortgage Bank Co's Price-to-Peter-Lynch-Fair-Value, along with its competitors' market caps and Price-to-Peter-Lynch-Fair-Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


MBH Mortgage Bank Co Price-to-Peter-Lynch-Fair-Value vs Banks Industry

For the Banks industry and Financial Services sector, MBH Mortgage Bank Co's Price-to-Peter-Lynch-Fair-Value distribution charts can be found below:

* The bar in red indicates where MBH Mortgage Bank Co's Price-to-Peter-Lynch-Fair-Value falls into.


BUD:MBHJB
21GF Score
MBH Mortgage Bank Co PLC BUD:MBHJB
Peter Lynch Fair Value is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

MBH Mortgage Bank Co Peter Lynch Fair Value Calculation

MBH Mortgage Bank Co's Peter Lynch Fair Value for today is calculated as

Peter Lynch Fair Value=PEG Ratio*5-Year TTM Book Value Growth Rate***EPS without NRI (TTM)
=1* 7.02 *74.41
=522.36

For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. MBH Mortgage Bank Co's EPS without NRI for the trailing twelve months (TTM) ended in Dec. 2025 was Ft74.41.


* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

** Please be aware that the 5-Year TTM Book Value Growth Rate is calculated based on TTM data over the last 5 years. For quarterly reported companies, the TTM data is the latest quarter data. For companies that report semi-annually, annually, or do not have enough quarterly data, GuruFocus uses the annual data as the TTM data.

If 5-Year Earnings Growth Rate is greater than 25% a year, we use 25.

If 5-Year Earnings Growth Rate is smaller than 5% a year, we do not calculate Peter Lynch Fair Value.

Please note that we use the 5-year average growth rate of EBITDA per share as the growth rate for non-bank companies, as EBITDA growth is subject to less manipulations than net earnings per share. For banks, we use the 5-year average growth rate of Book Value per share as the growth rate. The reason is that EBITDA is not applicable to Banks and Book value is a relative important measurement for Banks. In the calculation, PEG=1 because Peter Lynch thinks that the fair P/E ratio of the growth stock is equal to its earnings growth rate.

Frequently Asked Questions Learn more about Peter Lynch Fair Value →
What does a Peter Lynch Fair Value of Ft522.36 mean?
MBH Mortgage Bank Co (BUD:MBHJB) has a Peter Lynch Fair Value of Ft522.36 as of Aug. 03, 2026. Peter Lynch Fair Value is the stock value based on a company's current earnings and five-year earnings growth, assuming a PEG of one. View historical data on MBH Mortgage Bank Co and its competitors. This is 30094% above median its historical median of 1.73. Over the past decade, MBH Mortgage Bank Co's Peter Lynch Fair Value has ranged from 0.67 to 3.12. According to the industry distribution chart, MBH Mortgage Bank Co ranks #351 out of 877 companies in the Banks industry, placing it in the top 40%.
Is MBH Mortgage Bank Co's Peter Lynch Fair Value too high?
MBH Mortgage Bank Co's current Peter Lynch Fair Value of Ft522.36 is 30094% above median its 10-year median of 1.73. Over the past 10 years, this metric has ranged from a low of 0.67 to a high of 3.12. Based on the distribution chart, MBH Mortgage Bank Co ranks #351 out of 877 companies in the Banks industry, which is above the industry midpoint. Overall, MBH Mortgage Bank Co has a GF Score™ of 21/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does MBH Mortgage Bank Co's Peter Lynch Fair Value compare to PNC and USB?
According to the Banks industry distribution chart, MBH Mortgage Bank Co ranks #351 out of 877 companies for Peter Lynch Fair Value. This puts MBH Mortgage Bank Co in the upper half of its industry. The industry median Peter Lynch Fair Value is 1.10. Historically, MBH Mortgage Bank Co's own Peter Lynch Fair Value has ranged from 0.67 to 3.12 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Peter Lynch Fair Value for a Banks company?
The median Peter Lynch Fair Value among Banks companies is 1.10, based on 877 companies in the industry. Companies in the top quartile (top 25%) have a Peter Lynch Fair Value significantly above this median, while those in the bottom quartile fall well below. However, Peter Lynch Fair Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Peter Lynch Fair Value mean?
A high Peter Lynch Fair Value can signal that a stock is expensive relative to its fundamentals. Peter Lynch Fair Value is the stock value based on a company's current earnings and five-year earnings growth, assuming a PEG of one. View historical data on MBH Mortgage Bank Co and its competitors. For the Banks industry, the median Peter Lynch Fair Value is 1.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. MBH Mortgage Bank Co's current Peter Lynch Fair Value is Ft522.36, which is 30094% above median its own 10-year median of 1.73. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is MBH Mortgage Bank Co stock overvalued right now?
Based on GuruFocus' analysis, MBH Mortgage Bank Co (BUD:MBHJB) is currently considered Significantly Undervalued. The stock's GF Value™ is Ft1,114.33, compared to a current price of Ft496.00 — trading 55.5% below its estimated fair value. The current Peter Lynch Fair Value is Ft522.36, which is 30094% above median its 10-year median of 1.73. MBH Mortgage Bank Co's overall GF Score™ is 21/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Peter Lynch Fair Value calculated?
Peter Lynch Fair Value is calculated from a company's financial statements. For MBH Mortgage Bank Co (BUD:MBHJB), the current Peter Lynch Fair Value is Ft522.36 as of Aug. 03, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is MBH Mortgage Bank Co (BUD:MBHJB) Overvalued in 2026?

Based on GuruFocus' analysis, MBH Mortgage Bank Co stock appears to be undervalued. The current stock price of Ft496.00 is trading 55.5% below its estimated GF Value™ of Ft1,114.33. GuruFocus considers MBH Mortgage Bank Co to be Significantly Undervalued.

Key valuation signals for BUD:MBHJB:

  • Peter Lynch Fair Value: Ft522.36 (30094% above median its 10-year median of 1.73)
  • GF Value™: Ft1,114.33 vs. price of Ft496.00 (55.5% below fair value)
  • GF Score™: 21/100 with 2 warning signs

No single metric tells the full story. See the BUD:MBHJB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


MBH Mortgage Bank Co Business Description

Address 1117 Budapest Magyar tudosok korutja 9, Budapest, HUN, 1908
MBH Mortgage Bank Co PLC provides mortgage banking services. The business activities of the group function through various segments such as Retail, Wholesale, Loans, and advances to customers. It derives the majority of its revenue from the Retail segment, which offers a wide range of services such as retail bank accounts, deposits, savings, loans, and others to its retail customers. The company also focuses on the financial needs of corporate customers and offers corporate accounts, deposits, loans, and other services. In addition, it also focuses on liquidity management, asset and liability management, and security issues. Geographically, it operates in Hungary.
21GF Score

Get the complete analysis for BUD:MBHJB

Peter Lynch Fair Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

Ft496.00
Price
Ft1,114.33
GF Value