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MBH Mortgage Bank CoBUD:MBHJB -2.17%22 Equity-to-Asset is 0.12 as of Dec. 2025, which is 33% above its 10-year median of 0.09. GuruFocus rates BUD:MBHJB with a GF Score™ of 22/100 and a GF Value™ of Ft1,139.45 (Significantly Undervalued). The stock has 2 warning signs investors should review. Among 1,518 Banks companies, MBH Mortgage Bank Co ranks better than 71.87% on this metric.
Equity to Asset ratio is calculated as total stockholders equity divided by total asset. MBH Mortgage Bank Co's Total Stockholders Equity for the quarter that ended in Dec. 2025 was Ft93,089 Mil. MBH Mortgage Bank Co's Total Assets for the quarter that ended in Dec. 2025 was Ft775,747 Mil.
Therefore, MBH Mortgage Bank Co's Equity to Asset Ratio for the quarter that ended in Dec. 2025 was 0.12.
The historical rank and industry rank for MBH Mortgage Bank Co's Equity-to-Asset or its related term are showing as below:
BUD:MBHJB'
s Equity-to-Asset Range Over the Past 10 Years
Min: 0.06 Med: 0.09 Max: 0.19
Current: 0.12
During the past 13 years, the highest Equity to Asset Ratio of MBH Mortgage Bank Co was 0.19. The lowest was 0.06. And the median was 0.09.
BUD:MBHJB's Equity-to-Asset is ranked better than 71.87% of 1518
companies
in the Banks industry
Industry Median: 0.1
vs BUD:MBHJB: 0.12
MBH Mortgage Bank Co (BUD:MBHJB) Equity-to-Asset Explanation
Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.
For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.
MBH Mortgage Bank Co Equity-to-Asset Related Terms
MBH Mortgage Bank Co Equity-to-Asset Historical Data
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The historical data trend for MBH Mortgage Bank Co's Equity-to-Asset can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, MBH Mortgage Bank Co's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
MBH Mortgage Bank Co Equity-to-Asset vs Banks Industry
For the Banks industry and Financial Services sector, MBH Mortgage Bank Co's Equity-to-Asset distribution charts can be found below:
* The bar in red indicates where MBH Mortgage Bank Co's Equity-to-Asset falls into.
Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.
MBH Mortgage Bank Co's Equity to Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
MBH Mortgage Bank Co (BUD:MBHJB) has a Equity-to-Asset of 0.12 as of Dec. 2025. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on MBH Mortgage Bank Co and its competitors. This is 33% above median its historical median of 0.09. Over the past decade, MBH Mortgage Bank Co's Equity-to-Asset has ranged from 0.06 to 0.19. According to the industry distribution chart, MBH Mortgage Bank Co ranks #427 out of 1518 companies in the Banks industry, placing it in the top 28.1%.
Is MBH Mortgage Bank Co's Equity-to-Asset too high?
MBH Mortgage Bank Co's current Equity-to-Asset of 0.12 is 33% above median its 10-year median of 0.09. Over the past 10 years, this metric has ranged from a low of 0.06 to a high of 0.19. The Banks industry median Equity-to-Asset is 0.10. MBH Mortgage Bank Co's value of 0.12 is 20% above this industry median. Based on the distribution chart, MBH Mortgage Bank Co ranks #427 out of 1518 companies in the Banks industry, which is above the industry midpoint. Overall, MBH Mortgage Bank Co has a GF Score™ of 22/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does MBH Mortgage Bank Co's Equity-to-Asset compare to USB and PNC?
According to the Banks industry distribution chart, MBH Mortgage Bank Co ranks #427 out of 1518 companies for Equity-to-Asset. This puts MBH Mortgage Bank Co in the upper half of its industry. The industry median Equity-to-Asset is 0.10. MBH Mortgage Bank Co's value of 0.12 is 20% above this benchmark. Historically, MBH Mortgage Bank Co's own Equity-to-Asset has ranged from 0.06 to 0.19 over the past decade. While the company's 10-year median is 0.09 vs. the industry median of 0.10, MBH Mortgage Bank Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for a Banks company?
The median Equity-to-Asset among Banks companies is 0.10, based on 1,518 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. MBH Mortgage Bank Co's current Equity-to-Asset of 0.12 is 20% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on MBH Mortgage Bank Co and its competitors. For the Banks industry, the median Equity-to-Asset is 0.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. MBH Mortgage Bank Co's current Equity-to-Asset is 0.12, which is 33% above median its own 10-year median of 0.09. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is MBH Mortgage Bank Co stock overvalued right now?
Based on GuruFocus' analysis, MBH Mortgage Bank Co (BUD:MBHJB) is currently considered Significantly Undervalued. The stock's GF Value™ is Ft1,139.45, compared to a current price of Ft450.00 — trading 60.5% below its estimated fair value. The current Equity-to-Asset is 0.12, which is 33% above median its 10-year median of 0.09 and 20% above the Banks industry median of 0.10. MBH Mortgage Bank Co's overall GF Score™ is 22/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For MBH Mortgage Bank Co (BUD:MBHJB), the current Equity-to-Asset is 0.12 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is MBH Mortgage Bank Co (BUD:MBHJB) Overvalued in 2026?
Based on GuruFocus' analysis, MBH Mortgage Bank Co stock appears to be undervalued.
The current stock price of Ft450.00 is trading 60.5% below its estimated GF Value™ of Ft1,139.45.
GuruFocus considers MBH Mortgage Bank Co to be Significantly Undervalued.
Key valuation signals for BUD:MBHJB:
Equity-to-Asset: 0.12 (33% above median its 10-year median of 0.09)
GF Value™: Ft1,139.45 vs. price of Ft450.00 (60.5% below fair value)
Industry Position: 20% above the Banks median (#427 of 1518)
No single metric tells the full story. See the BUD:MBHJB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
MBH Mortgage Bank Co PLC provides mortgage banking services. The business activities of the group function through various segments such as Retail, Wholesale, Loans, and advances to customers. It derives the majority of its revenue from the Retail segment, which offers a wide range of services such as retail bank accounts, deposits, savings, loans, and others to its retail customers. The company also focuses on the financial needs of corporate customers and offers corporate accounts, deposits, loans, and other services. In addition, it also focuses on liquidity management, asset and liability management, and security issues. Geographically, it operates in Hungary.
22GF Score
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Equity-to-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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