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MBH Mortgage Bank CoBUD:MBHJB 21 Return-on-Tangible-Asset is 0.68% as of Dec. 2025, which is 45% above its 10-year median of 0.47. GuruFocus rates BUD:MBHJB with a GF Score™ of 21/100 and a GF Value™ of Ft1,114.33 (Significantly Undervalued). The stock has 2 warning signs investors should review. Among 1,527 Banks companies, MBH Mortgage Bank Co ranks better than 52.39% on this metric.
Return-on-Tangible-Asset is calculated as Net Income divided by its average total tangible assets. Total tangible assets equals to Total Assets minus Intangible Assets. MBH Mortgage Bank Co's annualizedNet Income for the quarter that ended in Dec. 2025 was Ft5,590 Mil. MBH Mortgage Bank Co's average total tangible assets for the quarter that ended in Dec. 2025 was Ft817,065 Mil. Therefore, MBH Mortgage Bank Co's annualized Return-on-Tangible-Asset for the quarter that ended in Dec. 2025 was 0.68%.
The historical rank and industry rank for MBH Mortgage Bank Co's Return-on-Tangible-Asset or its related term are showing as below:
BUD:MBHJB'
s Return-on-Tangible-Asset Range Over the Past 10 Years
Min: -1.66 Med: 0.47 Max: 1.06
Current: 1.05
During the past 13 years, MBH Mortgage Bank Co's highest Return-on-Tangible-Asset was 1.06%. The lowest was -1.66%. And the median was 0.47%.
BUD:MBHJB's Return-on-Tangible-Asset is ranked better than 52.39% of 1527
companies
in the Banks industry
Industry Median: 1.01
vs BUD:MBHJB: 1.05
MBH Mortgage Bank Co (BUD:MBHJB) Return-on-Tangible-Asset Explanation
Return-on-Tangible-Asset measures the rate of return on the average total tangible assets (total assets minus intangible assets). Tangible means physical in nature. Intangible Assets are assets that are not physical in nature, and typically "derive their value from legal or intellectual rights." Return-on-Tangible-Asset measures a firm's efficiency at generating profits from its tangible assets. It shows how well a company uses what it has to generate earnings. Return-on-Tangible-Assets can vary drastically across industries. Therefore, Return-on-Tangible-Asset should not be used to compare companies in different industries.
Be Aware
Like ROE and ROA, Return-on-Tangible-Asset is calculated with only 12 months data. Fluctuations in the companys earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. Return-on-Tangible-Asset can be affected by events such as stock buyback or issuance, and by a companys tax rate and its interest payment. Return-on-Tangible-Asset may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).
Many analysts argue the higher return the better. Buffett states that really high Return-on-Tangible-Asset may indicate vulnerability in the durability of the competitive advantage.
MBH Mortgage Bank Co Return-on-Tangible-Asset Related Terms
MBH Mortgage Bank Co Return-on-Tangible-Asset Historical Data
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The historical data trend for MBH Mortgage Bank Co's Return-on-Tangible-Asset can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
MBH Mortgage Bank Co Return-on-Tangible-Asset Chart
BUD:MBHJB vs PNC, USB: Return-on-Tangible-Asset Comparison
For the Banks - Regional subindustry, MBH Mortgage Bank Co's Return-on-Tangible-Asset, along with its competitors' market caps and Return-on-Tangible-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
MBH Mortgage Bank Co Return-on-Tangible-Asset vs Banks Industry
For the Banks industry and Financial Services sector, MBH Mortgage Bank Co's Return-on-Tangible-Asset distribution charts can be found below:
* The bar in red indicates where MBH Mortgage Bank Co's Return-on-Tangible-Asset falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Asset, the net income of the last fiscal year and the average total tangible assets over the fiscal year are used. In calculating the quarterly data,
the Net Income data used here is two times the semi-annual (Dec. 2025) net income data.
What does a Return-on-Tangible-Asset of 0.68% mean?
MBH Mortgage Bank Co (BUD:MBHJB) has a Return-on-Tangible-Asset of 0.68% as of Dec. 2025. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on MBH Mortgage Bank Co and its competitors. This is 45% above median its historical median of 0.47. According to the industry distribution chart, MBH Mortgage Bank Co ranks #727 out of 1527 companies in the Banks industry, placing it in the top 47.6%.
Is MBH Mortgage Bank Co's Return-on-Tangible-Asset too high?
MBH Mortgage Bank Co's current Return-on-Tangible-Asset of 0.68% is 45% above median its 10-year median of 0.47. The Banks industry median Return-on-Tangible-Asset is 1.01. MBH Mortgage Bank Co's value of 0.68% is 32.7% below this industry median. Based on the distribution chart, MBH Mortgage Bank Co ranks #727 out of 1527 companies in the Banks industry, which is above the industry midpoint. Overall, MBH Mortgage Bank Co has a GF Score™ of 21/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does MBH Mortgage Bank Co's Return-on-Tangible-Asset compare to PNC and USB?
According to the Banks industry distribution chart, MBH Mortgage Bank Co ranks #727 out of 1527 companies for Return-on-Tangible-Asset. This puts MBH Mortgage Bank Co in the upper half of its industry. The industry median Return-on-Tangible-Asset is 1.01. MBH Mortgage Bank Co's value of 0.68% is 32.7% below this benchmark. While the company's 10-year median is 0.47 vs. the industry median of 1.01, MBH Mortgage Bank Co has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Asset for a Banks company?
The median Return-on-Tangible-Asset among Banks companies is 1.01, based on 1,527 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Asset significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. MBH Mortgage Bank Co's current Return-on-Tangible-Asset of 0.68% is 32.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Asset mean?
A high Return-on-Tangible-Asset can signal that a stock is expensive relative to its fundamentals. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on MBH Mortgage Bank Co and its competitors. For the Banks industry, the median Return-on-Tangible-Asset is 1.01 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. MBH Mortgage Bank Co's current Return-on-Tangible-Asset is 0.68%, which is 45% above median its own 10-year median of 0.47. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is MBH Mortgage Bank Co stock overvalued right now?
Based on GuruFocus' analysis, MBH Mortgage Bank Co (BUD:MBHJB) is currently considered Significantly Undervalued. The stock's GF Value™ is Ft1,114.33, compared to a current price of Ft496.00 — trading 55.5% below its estimated fair value. The current Return-on-Tangible-Asset is 0.68%, which is 45% above median its 10-year median of 0.47 and 32.7% below the Banks industry median of 1.01. MBH Mortgage Bank Co's overall GF Score™ is 21/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Asset calculated?
Return-on-Tangible-Asset is calculated from a company's financial statements. For MBH Mortgage Bank Co (BUD:MBHJB), the current Return-on-Tangible-Asset is 0.68% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is MBH Mortgage Bank Co (BUD:MBHJB) Overvalued in 2026?
Based on GuruFocus' analysis, MBH Mortgage Bank Co stock appears to be undervalued.
The current stock price of Ft496.00 is trading 55.5% below its estimated GF Value™ of Ft1,114.33.
GuruFocus considers MBH Mortgage Bank Co to be Significantly Undervalued.
Key valuation signals for BUD:MBHJB:
Return-on-Tangible-Asset: 0.68% (45% above median its 10-year median of 0.47)
GF Value™: Ft1,114.33 vs. price of Ft496.00 (55.5% below fair value)
Industry Position: 32.7% below the Banks median (#727 of 1527)
No single metric tells the full story. See the BUD:MBHJB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
MBH Mortgage Bank Co PLC provides mortgage banking services. The business activities of the group function through various segments such as Retail, Wholesale, Loans, and advances to customers. It derives the majority of its revenue from the Retail segment, which offers a wide range of services such as retail bank accounts, deposits, savings, loans, and others to its retail customers. The company also focuses on the financial needs of corporate customers and offers corporate accounts, deposits, loans, and other services. In addition, it also focuses on liquidity management, asset and liability management, and security issues. Geographically, it operates in Hungary.
21GF Score
Get the complete analysis for BUD:MBHJB
Return-on-Tangible-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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