MBH Mortgage Bank Co (BUD:MBHJB) Retained Earnings: Ft50,690 Mil (As of Dec. 2025)

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Director of Data and Quant Analytics at GuruFocus
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Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

BUD:MBHJB MBH Mortgage Bank Co PLC BUD:MBHJB
21 GF Score
Price Ft496.00
GF Value Ft1,114.33
Valuation Significantly Undervalued
! 2 Warning Signs
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What is MBH Mortgage Bank Co Retained Earnings?

MBH Mortgage Bank Co BUD:MBHJB 21 Retained Earnings is Ft50,690 Mil as of Dec. 2025. GuruFocus rates BUD:MBHJB with a GF Score™ of 21/100 and a GF Value™ of Ft1,114.33 (Significantly Undervalued). The stock has 2 warning signs investors should review.

Retained earnings is the accumulated portion of net income that is not distributed to shareholders. MBH Mortgage Bank Co's retained earnings for the quarter that ended in Dec. 2025 was Ft50,690 Mil.

MBH Mortgage Bank Co's quarterly retained earnings increased from Dec. 2024 (Ft42,726 Mil) to Jun. 2025 (Ft48,780 Mil) and increased from Jun. 2025 (Ft48,780 Mil) to Dec. 2025 (Ft50,690 Mil).

MBH Mortgage Bank Co's annual retained earnings increased from Dec. 2023 (Ft36,789 Mil) to Dec. 2024 (Ft42,726 Mil) and increased from Dec. 2024 (Ft42,726 Mil) to Dec. 2025 (Ft50,690 Mil).


MBH Mortgage Bank Co  (BUD:MBHJB) Retained Earnings Explanation

Historically profitable companies sometimes have negative retained earnings. This is because they have cumulatively paid out more to shareholders than they reported in profits.

For example, in 2011, Microsoft had negative retained earnings. This does not mean the company lost more money than it made over the years. It just means it paid out more money than it earned.

If a company has negative retained earnings, investors should check the 10-year financial results. They should not assume that negative retained earnings prove a company has generally lost money in the past.

Of course, many companies with negative retained earnings have indeed lost money in the past.

Retained Earnings: Warren Buffett's Secret.

One of the most important indicators of durable competitive advantage. Net earnings can be paid out as dividends, used to buy back shares or retained for growth.

If the company loses more than it has accumulated, retained earnings is negative.

If a company isn't adding to its retained earnings, it isn't growing its net worth.

Rate of growth of retained earnings is good indicator whether it's benefiting from a competitive advantage.

Microsoft is negative because it chose to buyback stock and pay dividends.

The more earnings retained, the faster it grows and increases growth rate for future earnings.


MBH Mortgage Bank Co Retained Earnings Historical Data

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The historical data trend for MBH Mortgage Bank Co's Retained Earnings can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

MBH Mortgage Bank Co Retained Earnings Chart

MBH Mortgage Bank Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Retained Earnings
Get a 7-Day Free Trial Premium Member Only Premium Member Only 29,162.00 30,792.00 36,789.00 42,726.00 50,690.00

MBH Mortgage Bank Co Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Retained Earnings Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 36,789.00 40,441.00 42,726.00 48,780.00 50,690.00
BUD:MBHJB
21GF Score
MBH Mortgage Bank Co PLC BUD:MBHJB
Retained Earnings is just one metric. See GF Score™, valuation, warning signs, and more.
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MBH Mortgage Bank Co Retained Earnings Calculation

Retained Earnings is the accumulated portion of net income that is not distributed to shareholders. Because the net income was not distributed to shareholders, shareholders' equity is increased by the same amount.

Of course, if a company loses, it is called retained losses, or accumulated losses.

Frequently Asked Questions Learn more about Retained Earnings →
What does a Retained Earnings of Ft50,690 Mil mean?
MBH Mortgage Bank Co (BUD:MBHJB) has a Retained Earnings of Ft50,690 Mil as of Dec. 2025. Retained earnings is the amount of net income not issued to shareholders. View historical data on MBH Mortgage Bank Co and its competitors.
Is MBH Mortgage Bank Co's Retained Earnings too high?
MBH Mortgage Bank Co's current Retained Earnings is Ft50,690 Mil. Overall, MBH Mortgage Bank Co has a GF Score™ of 21/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does MBH Mortgage Bank Co's Retained Earnings compare to PNC and USB?
MBH Mortgage Bank Co's Retained Earnings of Ft50,690 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Retained Earnings for a Banks company?
A good Retained Earnings depends on the Banks industry context. However, Retained Earnings should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Retained Earnings mean?
A high Retained Earnings can signal that a stock is expensive relative to its fundamentals. Retained earnings is the amount of net income not issued to shareholders. View historical data on MBH Mortgage Bank Co and its competitors. MBH Mortgage Bank Co's current Retained Earnings is Ft50,690 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is MBH Mortgage Bank Co stock overvalued right now?
Based on GuruFocus' analysis, MBH Mortgage Bank Co (BUD:MBHJB) is currently considered Significantly Undervalued. The stock's GF Value™ is Ft1,114.33, compared to a current price of Ft496.00 — trading 55.5% below its estimated fair value. The current Retained Earnings is Ft50,690 Mil. MBH Mortgage Bank Co's overall GF Score™ is 21/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Retained Earnings calculated?
Retained Earnings is calculated from a company's financial statements. For MBH Mortgage Bank Co (BUD:MBHJB), the current Retained Earnings is Ft50,690 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is MBH Mortgage Bank Co (BUD:MBHJB) Overvalued in 2026?

Based on GuruFocus' analysis, MBH Mortgage Bank Co stock appears to be undervalued. The current stock price of Ft496.00 is trading 55.5% below its estimated GF Value™ of Ft1,114.33. GuruFocus considers MBH Mortgage Bank Co to be Significantly Undervalued.

Key valuation signals for BUD:MBHJB:

  • Retained Earnings: Ft50,690 Mil
  • GF Value™: Ft1,114.33 vs. price of Ft496.00 (55.5% below fair value)
  • GF Score™: 21/100 with 2 warning signs

No single metric tells the full story. See the BUD:MBHJB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


MBH Mortgage Bank Co Business Description

Address 1117 Budapest Magyar tudosok korutja 9, Budapest, HUN, 1908
MBH Mortgage Bank Co PLC provides mortgage banking services. The business activities of the group function through various segments such as Retail, Wholesale, Loans, and advances to customers. It derives the majority of its revenue from the Retail segment, which offers a wide range of services such as retail bank accounts, deposits, savings, loans, and others to its retail customers. The company also focuses on the financial needs of corporate customers and offers corporate accounts, deposits, loans, and other services. In addition, it also focuses on liquidity management, asset and liability management, and security issues. Geographically, it operates in Hungary.
21GF Score

Get the complete analysis for BUD:MBHJB

Retained Earnings is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

Ft496.00
Price
Ft1,114.33
GF Value