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MBH Mortgage Bank CoBUD:MBHJB 21 Net Margin % is 64.13% as of Dec. 2025, which is 8% above its 10-year median of 59.38. GuruFocus rates BUD:MBHJB with a GF Score™ of 21/100 and a GF Value™ of Ft1,114.33 (Significantly Undervalued). The stock has 2 warning signs investors should review. Among 1,525 Banks companies, MBH Mortgage Bank Co ranks better than 98.82% on this metric.
MBH Mortgage Bank Co (BUD:MBHJB) Net Margin % Explanation
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
MBH Mortgage Bank Co Net Margin % Related Terms
MBH Mortgage Bank Co Net Margin % Historical Data
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The historical data trend for MBH Mortgage Bank Co's Net Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, MBH Mortgage Bank Co's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
MBH Mortgage Bank Co Net Margin % vs Banks Industry
For the Banks industry and Financial Services sector, MBH Mortgage Bank Co's Net Margin % distribution charts can be found below:
* The bar in red indicates where MBH Mortgage Bank Co's Net Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
MBH Mortgage Bank Co (BUD:MBHJB) has a Net Margin % of 64.13% as of Dec. 2025. Net margin is the ratio of total net income to net sales. View historical data on MBH Mortgage Bank Co and its competitors. This is near median its historical median of 59.38. According to the industry distribution chart, MBH Mortgage Bank Co ranks #18 out of 1525 companies in the Banks industry, placing it in the top 1.2%.
Is MBH Mortgage Bank Co's Net Margin % too high?
MBH Mortgage Bank Co's current Net Margin % of 64.13% is near median its 10-year median of 59.38. The Banks industry median Net Margin % is 27.08. MBH Mortgage Bank Co's value of 64.13% is 136.8% above this industry median. Based on the distribution chart, MBH Mortgage Bank Co ranks #18 out of 1525 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, MBH Mortgage Bank Co has a GF Score™ of 21/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does MBH Mortgage Bank Co's Net Margin % compare to PNC and USB?
According to the Banks industry distribution chart, MBH Mortgage Bank Co ranks #18 out of 1525 companies for Net Margin %. This places MBH Mortgage Bank Co in the top 1% of its industry — outperforming the majority of peers. The industry median Net Margin % is 27.08. MBH Mortgage Bank Co's value of 64.13% is 136.8% above this benchmark. While the company's 10-year median is 59.38 vs. the industry median of 27.08, MBH Mortgage Bank Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for a Banks company?
The median Net Margin % among Banks companies is 27.08, based on 1,525 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. MBH Mortgage Bank Co's current Net Margin % of 64.13% is 136.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on MBH Mortgage Bank Co and its competitors. For the Banks industry, the median Net Margin % is 27.08 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. MBH Mortgage Bank Co's current Net Margin % is 64.13%, which is near median its own 10-year median of 59.38. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is MBH Mortgage Bank Co stock overvalued right now?
Based on GuruFocus' analysis, MBH Mortgage Bank Co (BUD:MBHJB) is currently considered Significantly Undervalued. The stock's GF Value™ is Ft1,114.33, compared to a current price of Ft496.00 — trading 55.5% below its estimated fair value. The current Net Margin % is 64.13%, which is near median its 10-year median of 59.38 and 136.8% above the Banks industry median of 27.08. MBH Mortgage Bank Co's overall GF Score™ is 21/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For MBH Mortgage Bank Co (BUD:MBHJB), the current Net Margin % is 64.13% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is MBH Mortgage Bank Co (BUD:MBHJB) Overvalued in 2026?
Based on GuruFocus' analysis, MBH Mortgage Bank Co stock appears to be undervalued.
The current stock price of Ft496.00 is trading 55.5% below its estimated GF Value™ of Ft1,114.33.
GuruFocus considers MBH Mortgage Bank Co to be Significantly Undervalued.
Key valuation signals for BUD:MBHJB:
Net Margin %: 64.13% (near median its 10-year median of 59.38)
GF Value™: Ft1,114.33 vs. price of Ft496.00 (55.5% below fair value)
Industry Position: 136.8% above the Banks median (#18 of 1525)
No single metric tells the full story. See the BUD:MBHJB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
MBH Mortgage Bank Co PLC provides mortgage banking services. The business activities of the group function through various segments such as Retail, Wholesale, Loans, and advances to customers. It derives the majority of its revenue from the Retail segment, which offers a wide range of services such as retail bank accounts, deposits, savings, loans, and others to its retail customers. The company also focuses on the financial needs of corporate customers and offers corporate accounts, deposits, loans, and other services. In addition, it also focuses on liquidity management, asset and liability management, and security issues. Geographically, it operates in Hungary.
21GF Score
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Net Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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