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Franklin Credit ManagementFCRM EV-to-OCF is -0.29 as of Aug. 08, 2026. The stock has 2 warning signs investors should review. Among 1,498 Banks companies, Franklin Credit Management ranks better than 71.63% on this metric.
The historical rank and industry rank for Franklin Credit Management's EV-to-OCF or its related term are showing as below:
FCRM'
s EV-to-OCF Range Over the Past 10 Years
Min: -6.96 Med: 2.23 Max: 13.82
Current: -0.29
During the past 11 years, the highest EV-to-OCF of Franklin Credit Management was 13.82. The lowest was -6.96. And the median was 2.23.
FCRM's EV-to-OCF is ranked better than 71.63% of 1498
companies
in the Banks industry
Industry Median: 3.98
vs FCRM: -0.29
EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Franklin Credit Management (OTCPK:FCRM) EV-to-OCF Explanation
EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Franklin Credit Management's PE Ratio (TTM) for today is calculated as:
Franklin Credit Management's share price for today is $0.033.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Franklin Credit Management's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was $-0.284.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Cash Flow from Operations is an important financial metric because it represents the cash generated from operating activities at a company's disposal. Companies with a low EV-to-OCF ratio, combined with a strong balance sheet are generally considered as undervalued.
Franklin Credit Management EV-to-OCF Related Terms
Franklin Credit Management EV-to-OCF Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Mortgage Finance subindustry, Franklin Credit Management's EV-to-OCF, along with its competitors' market caps and EV-to-OCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Franklin Credit Management EV-to-OCF vs Banks Industry
For the Banks industry and Financial Services sector, Franklin Credit Management's EV-to-OCF distribution charts can be found below:
* The bar in red indicates where Franklin Credit Management's EV-to-OCF falls into.
Franklin Credit Management's current Enterprise Value is $1.07 Mil.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Franklin Credit Management's Cash Flow from Operations for the trailing twelve months (TTM) ended in Dec. 2025 was $-3.65 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Franklin Credit Management (FCRM) has a EV-to-OCF of -0.29 as of Aug. 08, 2026. According to the industry distribution chart, Franklin Credit Management ranks #425 out of 1498 companies in the Banks industry, placing it in the top 28.4%.
Is Franklin Credit Management's EV-to-OCF too high?
Franklin Credit Management's current EV-to-OCF is -0.29. Based on the distribution chart, Franklin Credit Management ranks #425 out of 1498 companies in the Banks industry, which is above the industry midpoint.
How does Franklin Credit Management's EV-to-OCF compare to SHFS and RKT?
According to the Banks industry distribution chart, Franklin Credit Management ranks #425 out of 1498 companies for EV-to-OCF. This puts Franklin Credit Management in the upper half of its industry. The industry median EV-to-OCF is 3.98. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-OCF for a Banks company?
The median EV-to-OCF among Banks companies is 3.98, based on 1,498 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-OCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-OCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-OCF mean?
A high EV-to-OCF can signal that a stock is expensive relative to its fundamentals. For the Banks industry, the median EV-to-OCF is 3.98 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Franklin Credit Management's current EV-to-OCF is -0.29. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Franklin Credit Management stock overvalued right now?
Based on GuruFocus' analysis, Franklin Credit Management (FCRM) is currently considered Possible Value Trap. The stock's GF Value™ is $0.08, compared to a current price of $0.03 — trading 58.8% below its estimated fair value. The current EV-to-OCF is -0.29. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-OCF calculated?
EV-to-OCF is calculated from a company's financial statements. For Franklin Credit Management (FCRM), the current EV-to-OCF is -0.29 as of Aug. 08, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Franklin Credit Management Corp is a specialty consumer finance company mainly in the servicing and resolution of performing, reperforming, nonperforming residential mortgage loans, including specialized loan recovery and collection servicing, and in the analysis, pricing and acquisition of residential mortgage portfolios for third parties. Its servicing operations including specialized loan recovery and collecting services, consist of a call letter staffed by professionals skilled in customer service, Collection, loan mitigation, foreclosure, bankruptcy, real estate property management, deficiency recovery and judgement processing.
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