North Pacific Bank (FRA:2PT) EV-to-OCF: (As of Aug. 27, 2026)

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Director of Data and Quant Analytics at GuruFocus
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FRA:2PT North Pacific Bank Ltd FRA:2PT
64 GF Score
Price €6.10
GF Value €3.80
Valuation Significantly Overvalued
! 6 Warning Signs
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What is North Pacific Bank EV-to-OCF?

EV-to-OCF is calculated as enterprise value divided by its cash flow from operations. As of today, North Pacific Bank's Enterprise Value is €-5,224 Mil. North Pacific Bank's Cash Flow from Operations for the trailing twelve months (TTM) ended in Mar. 2026 was €0 Mil. Therefore, North Pacific Bank's EV-to-OCF for today is .

The historical rank and industry rank for North Pacific Bank's EV-to-OCF or its related term are showing as below:

FRA:2PT' s EV-to-OCF Range Over the Past 10 Years
Min: 2.59   Med: 0   Max: 2.59
Current: 2.59

During the past 13 years, the highest EV-to-OCF of North Pacific Bank was 2.59. The lowest was 2.59. And the median was .

FRA:2PT's EV-to-OCF is ranked better than
55.59% of 1493 companies
in the Banks industry
Industry Median: 3.86 vs FRA:2PT: 2.59

EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

As of today (2026-08-27), North Pacific Bank's stock price is €6.10. North Pacific Bank's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was €0.411. Therefore, North Pacific Bank's PE Ratio (TTM) for today is 14.84.


North Pacific Bank  (FRA:2PT) EV-to-OCF Explanation

EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

North Pacific Bank's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=6.10/0.411
=14.84

North Pacific Bank's share price for today is €6.10.
North Pacific Bank's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €0.411.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Cash Flow from Operations is an important financial metric because it represents the cash generated from operating activities at a company's disposal. Companies with a low EV-to-OCF ratio, combined with a strong balance sheet are generally considered as undervalued.


North Pacific Bank EV-to-OCF Related Terms


North Pacific Bank EV-to-OCF Historical Data

* Premium members only.

The historical data trend for North Pacific Bank's EV-to-OCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

North Pacific Bank EV-to-OCF Chart

North Pacific Bank Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
EV-to-OCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only -1.29 1.28 -1.98 23.04 3.39

North Pacific Bank Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
EV-to-OCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 3.39 0.00

North Pacific Bank EV-to-OCF Competitor Comparison

For the Banks - Regional subindustry, North Pacific Bank's EV-to-OCF, along with its competitors' market caps and EV-to-OCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


North Pacific Bank EV-to-OCF vs Banks Industry

For the Banks industry and Financial Services sector, North Pacific Bank's EV-to-OCF distribution charts can be found below:

* The bar in red indicates where North Pacific Bank's EV-to-OCF falls into.


FRA:2PT
64GF Score
North Pacific Bank Ltd FRA:2PT
EV-to-OCF is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

North Pacific Bank EV-to-OCF Calculation

North Pacific Bank's EV-to-OCF for today is calculated as:

EV-to-OCF=Enterprise Value (Today)/Cash Flow from Operations (TTM)
=-5224.082/0
=

North Pacific Bank's current Enterprise Value is €-5,224 Mil.
North Pacific Bank's Cash Flow from Operations for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €0 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Is North Pacific Bank (FRA:2PT) Overvalued in 2026?

Based on GuruFocus' analysis, North Pacific Bank stock appears to be overvalued. The current stock price of €6.10 is trading 60.5% above its estimated GF Value™ of €3.80. GuruFocus considers North Pacific Bank to be Significantly Overvalued.

Key valuation signals for FRA:2PT:

  • EV-to-OCF:
  • GF Value™: €3.80 vs. price of €6.10 (60.5% above fair value)
  • GF Score™: 64/100 with 6 warning signs

No single metric tells the full story. See the FRA:2PT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


North Pacific Bank Business Description

Other Exchanges 8524:Japan
Address 7, Odori Nishi 3-chome, Chuo-Ku, Sapporo, JPN, 060-8661
North Pacific Bank Ltd is engaged in the provision of banking products and services. The firm offers time deposit, reserve deposit, government/ public bonds, asset management support services, smartphone-based services, including real-time updates on account balances and transactions, including deposits and withdrawals, along with cashless payment based on QR codes.
64GF Score

Get the complete analysis for FRA:2PT

EV-to-OCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€6.10
Price
€3.80
GF Value