North Pacific Bank (FRA:2PT) FCF Margin %: 0.00% (As of Mar. 2026)


FRA:2PT North Pacific Bank Ltd FRA:2PT
63 GF Score
Price €5.35
GF Value €3.78
! 6 Warning Signs
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What is North Pacific Bank FCF Margin %?

North Pacific Bank FRA:2PT +4.90% 63 FCF Margin % is 0.00% as of Mar. 2026. GuruFocus rates FRA:2PT with a GF Score™ of 63/100 and a GF Value™ of €3.78. The stock has 6 warning signs investors should review. Among 1,505 Banks companies, North Pacific Bank ranks worse than 96.61% on this metric.

FCF Margin % is calculated as Free Cash Flow divided by its Revenue. North Pacific Bank's Free Cash Flow for the three months ended in Mar. 2026 was €0 Mil. North Pacific Bank's Revenue for the three months ended in Mar. 2026 was €468 Mil. Therefore, North Pacific Bank's FCF Margin % for the quarter that ended in Mar. 2026 was 0.00%.

As of today, North Pacific Bank's current FCF Yield % is -93.64%.

The historical rank and industry rank for North Pacific Bank's FCF Margin % or its related term are showing as below:

FRA:2PT' s FCF Margin % Range Over the Past 10 Years
Min: -1201.35   Med: 95.61   Max: 1546.6
Current: -190.38

During the past 13 years, the highest FCF Margin % of North Pacific Bank was 1546.60%. The lowest was -1201.35%. And the median was 95.61%.

FRA:2PT's FCF Margin % is ranked worse than
96.61% of 1505 companies
in the Banks industry
Industry Median: 26.55 vs FRA:2PT: -190.38

North Pacific Bank FCF Margin % Related Terms

North Pacific Bank FCF Margin % Historical Data

* Premium members only.

The historical data trend for North Pacific Bank's FCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

North Pacific Bank FCF Margin % Chart

North Pacific Bank Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
FCF Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1,546.60 -1,201.35 822.61 -57.99 -195.90

North Pacific Bank Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
FCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

North Pacific Bank FCF Margin % Competitor Comparison

For the Banks - Regional subindustry, North Pacific Bank's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

North Pacific Bank FCF Margin % vs Banks Industry

For the Banks industry and Financial Services sector, North Pacific Bank's FCF Margin % distribution charts can be found below:

* The bar in red indicates where North Pacific Bank's FCF Margin % falls into.


FRA:2PT
63GF Score
North Pacific Bank Ltd FRA:2PT
FCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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North Pacific Bank FCF Margin % Calculation

FCF margin is the ratio of Free Cash Flow divided by net sales or Revenue, usually presented in percent.

North Pacific Bank's FCF Margin for the fiscal year that ended in Mar. 2026 is calculated as

FCF Margin=Free Cash Flow (A: Mar. 2026 )/Revenue (A: Mar. 2026 )
=-2103.989/1074.025
=-195.90 %

North Pacific Bank's FCF Margin for the quarter that ended in Mar. 2026 is calculated as

FCF Margin=Free Cash Flow (Q: Mar. 2026 )/Revenue (Q: Mar. 2026 )
=0/467.887
=0.00 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Margin % →
What does a FCF Margin % of 0.00% mean?
North Pacific Bank (FRA:2PT) has a FCF Margin % of 0.00% as of Mar. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on North Pacific Bank and its competitors. According to the industry distribution chart, North Pacific Bank ranks #1454 out of 1505 companies in the Banks industry, placing it in the top 96.6%.
Is North Pacific Bank's FCF Margin % too high?
North Pacific Bank's current FCF Margin % is 0.00%. Based on the distribution chart, North Pacific Bank ranks #1454 out of 1505 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, North Pacific Bank has a GF Score™ of 63/100, reflecting its overall financial health beyond just this single metric.
How does North Pacific Bank's FCF Margin % compare to competitors?
According to the Banks industry distribution chart, North Pacific Bank ranks #1454 out of 1505 companies for FCF Margin %. This places North Pacific Bank in the lower half of its industry. The industry median FCF Margin % is 26.55. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Banks company?
The median FCF Margin % among Banks companies is 26.55, based on 1,505 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on North Pacific Bank and its competitors. For the Banks industry, the median FCF Margin % is 26.55 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. North Pacific Bank's current FCF Margin % is 0.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is North Pacific Bank stock overvalued right now?
North Pacific Bank (FRA:2PT) has a current FCF Margin % of 0.00%. The stock's GF Value™ is €3.78, compared to a current price of €5.35 — trading 41.5% above its estimated fair value. The current FCF Margin % is 0.00%. North Pacific Bank's overall GF Score™ is 63/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For North Pacific Bank (FRA:2PT), the current FCF Margin % is 0.00% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is North Pacific Bank (FRA:2PT) Overvalued in 2026?

Based on GuruFocus' analysis, North Pacific Bank stock appears to be overvalued. The current stock price of €5.35 is trading 41.5% above its estimated GF Value™ of €3.78.

Key valuation signals for FRA:2PT:

  • FCF Margin %: 0.00%
  • GF Value™: €3.78 vs. price of €5.35 (41.5% above fair value)
  • GF Score™: 63/100 with 6 warning signs

No single metric tells the full story. See the FRA:2PT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

North Pacific Bank Business Description

Other Exchanges 8524:Japan
Address 7, Odori Nishi 3-chome, Chuo-Ku, Sapporo, JPN, 060-8661
North Pacific Bank Ltd is engaged in the provision of banking products and services. The firm offers time deposit, reserve deposit, government/ public bonds, asset management support services, smartphone-based services, including real-time updates on account balances and transactions, including deposits and withdrawals, along with cashless payment based on QR codes.
63GF Score

Get the complete analysis for FRA:2PT

FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€5.35
Price
€3.78
GF Value