North Pacific Bank (FRA:2PT) Dividend Payout Ratio: 0.61 (As of Mar. 2026) — 85% Above Median


FRA:2PT North Pacific Bank Ltd FRA:2PT
63 GF Score
Price €5.35
GF Value €3.81
! 6 Warning Signs
View Full Analysis

What is North Pacific Bank Dividend Payout Ratio?

North Pacific Bank FRA:2PT 63 Dividend Payout Ratio is 0.61 as of Mar. 2026, which is 85% above its 10-year median of 0.33. GuruFocus rates FRA:2PT with a GF Score™ of 63/100 and a GF Value™ of €3.81. The stock has 6 warning signs investors should review. Among 1,169 Banks companies, North Pacific Bank ranks worse than 64.59% on this metric.

The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period. North Pacific Bank's Dividend Payout Ratio for the months ended in Mar. 2026 was 0.61.

The historical rank and industry rank for North Pacific Bank's Dividend Payout Ratio or its related term are showing as below:

FRA:2PT' s Dividend Payout Ratio Range Over the Past 10 Years
Min: 0.28   Med: 0.33   Max: 0.56
Current: 0.41

During the past 13 years, the highest Dividend Payout Ratio of North Pacific Bank was 0.56. The lowest was 0.28. And the median was 0.33.

FRA:2PT's Dividend Payout Ratio is ranked worse than
64.59% of 1169 companies
in the Banks industry
Industry Median: 0.32 vs FRA:2PT: 0.41

As of today (2026-07-01), the Dividend Yield % of North Pacific Bank is 3.01%.

During the past 13 years, the highest Trailing Annual Dividend Yield of North Pacific Bank was 6.25%. The lowest was 1.72%. And the median was 3.45%.

North Pacific Bank's Dividends per Share for the months ended in Mar. 2026 was €0.05.

During the past 12 months, North Pacific Bank's average Dividends Per Share Growth Rate was 47.40% per year. During the past 3 years, the average Dividends Per Share Growth Rate was 40.90% per year. During the past 5 years, the average Dividends Per Share Growth Rate was 22.40% per year. During the past 10 years, the average Dividends Per Share Growth Rate was 5.80% per year.

During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of North Pacific Bank was 60.90% per year. The lowest was -7.20% per year. And the median was 0.00% per year.

The growth rate is calculated with least square regression.

For more information regarding to dividend, please check our Dividend Page.

* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.

North Pacific Bank (FRA:2PT) Dividend Payout Ratio Explanation

In dividends investing, Dividend Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.

North Pacific Bank Dividend Payout Ratio Related Terms

North Pacific Bank Dividend Payout Ratio Historical Data

* Premium members only.

The historical data trend for North Pacific Bank's Dividend Payout Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

North Pacific Bank Dividend Payout Ratio Chart

North Pacific Bank Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Dividend Payout Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.31 0.36 0.29 0.35 0.41

North Pacific Bank Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Dividend Payout Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.59 0.41 0.36 0.31 0.61

North Pacific Bank Dividend Payout Ratio Competitor Comparison

For the Banks - Regional subindustry, North Pacific Bank's Dividend Payout Ratio, along with its competitors' market caps and Dividend Payout Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

North Pacific Bank Dividend Payout Ratio vs Banks Industry

For the Banks industry and Financial Services sector, North Pacific Bank's Dividend Payout Ratio distribution charts can be found below:

* The bar in red indicates where North Pacific Bank's Dividend Payout Ratio falls into.


FRA:2PT
63GF Score
North Pacific Bank Ltd FRA:2PT
Dividend Payout Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

North Pacific Bank Dividend Payout Ratio Calculation

The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period.

North Pacific Bank's Dividend Payout Ratio for the fiscal year that ended in Mar. 2026 is calculated as

Dividend Payout Ratio=Dividends per Share (A: Mar. 2026 )/ EPS without NRI (A: Mar. 2026 )
=0.153/ 0.375
=0.41

North Pacific Bank's Dividend Payout Ratio for the quarter that ended in Mar. 2026 is calculated as

Dividend Payout Ratio=Dividends per Share (Q: Mar. 2026 )/ EPS without NRI (Q: Mar. 2026 )
=0.046/ 0.075
=0.61

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Dividend Payout Ratio →
What does a Dividend Payout Ratio of 0.61 mean?
North Pacific Bank (FRA:2PT) has a Dividend Payout Ratio of 0.61 as of Mar. 2026. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on North Pacific Bank and its competitors. This is 85% above median its historical median of 0.33. Over the past decade, North Pacific Bank's Dividend Payout Ratio has ranged from 0.28 to 0.56. According to the industry distribution chart, North Pacific Bank ranks #755 out of 1169 companies in the Banks industry, placing it in the top 64.6%.
Is North Pacific Bank's Dividend Payout Ratio too high?
North Pacific Bank's current Dividend Payout Ratio of 0.61 is 85% above median its 10-year median of 0.33. Over the past 10 years, this metric has ranged from a low of 0.28 to a high of 0.56. The Banks industry median Dividend Payout Ratio is 0.32. North Pacific Bank's value of 0.61 is 90.6% above this industry median. Based on the distribution chart, North Pacific Bank ranks #755 out of 1169 companies in the Banks industry, which is below the industry midpoint. Overall, North Pacific Bank has a GF Score™ of 63/100, reflecting its overall financial health beyond just this single metric.
How does North Pacific Bank's Dividend Payout Ratio compare to competitors?
According to the Banks industry distribution chart, North Pacific Bank ranks #755 out of 1169 companies for Dividend Payout Ratio. This places North Pacific Bank in the lower half of its industry. The industry median Dividend Payout Ratio is 0.32. North Pacific Bank's value of 0.61 is 90.6% above this benchmark. Historically, North Pacific Bank's own Dividend Payout Ratio has ranged from 0.28 to 0.56 over the past decade. While the company's 10-year median is 0.33 vs. the industry median of 0.32, North Pacific Bank has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Payout Ratio for a Banks company?
The median Dividend Payout Ratio among Banks companies is 0.32, based on 1,169 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Payout Ratio significantly above this median, while those in the bottom quartile fall well below. However, Dividend Payout Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. North Pacific Bank's current Dividend Payout Ratio of 0.61 is 90.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Payout Ratio mean?
A high Dividend Payout Ratio can signal that a stock is expensive relative to its fundamentals. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on North Pacific Bank and its competitors. For the Banks industry, the median Dividend Payout Ratio is 0.32 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. North Pacific Bank's current Dividend Payout Ratio is 0.61, which is 85% above median its own 10-year median of 0.33. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is North Pacific Bank stock overvalued right now?
North Pacific Bank (FRA:2PT) has a current Dividend Payout Ratio of 0.61. The stock's GF Value™ is €3.81, compared to a current price of €5.35 — trading 40.4% above its estimated fair value. The current Dividend Payout Ratio is 0.61, which is 85% above median its 10-year median of 0.33 and 90.6% above the Banks industry median of 0.32. North Pacific Bank's overall GF Score™ is 63/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Payout Ratio calculated?
Dividend Payout Ratio is calculated from a company's financial statements. For North Pacific Bank (FRA:2PT), the current Dividend Payout Ratio is 0.61 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is North Pacific Bank (FRA:2PT) Overvalued in 2026?

Based on GuruFocus' analysis, North Pacific Bank stock appears to be overvalued. The current stock price of €5.35 is trading 40.4% above its estimated GF Value™ of €3.81.

Key valuation signals for FRA:2PT:

  • Dividend Payout Ratio: 0.61 (85% above median its 10-year median of 0.33)
  • GF Value™: €3.81 vs. price of €5.35 (40.4% above fair value)
  • GF Score™: 63/100 with 6 warning signs
  • Industry Position: 90.6% above the Banks median (#755 of 1169)

No single metric tells the full story. See the FRA:2PT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

North Pacific Bank Business Description

Other Exchanges 8524:Japan
Address 7, Odori Nishi 3-chome, Chuo-Ku, Sapporo, JPN, 060-8661
North Pacific Bank Ltd is engaged in the provision of banking products and services. The firm offers time deposit, reserve deposit, government/ public bonds, asset management support services, smartphone-based services, including real-time updates on account balances and transactions, including deposits and withdrawals, along with cashless payment based on QR codes.
63GF Score

Get the complete analysis for FRA:2PT

Dividend Payout Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€5.35
Price
€3.81
GF Value