North Pacific Bank (FRA:2PT) ROC (Joel Greenblatt) %: % (As of Mar. 2026)

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Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

FRA:2PT North Pacific Bank Ltd FRA:2PT
62 GF Score
Price €5.90
GF Value €3.77
! 6 Warning Signs
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What is North Pacific Bank ROC (Joel Greenblatt) %?

North Pacific Bank FRA:2PT -0.84% 62 ROC (Joel Greenblatt) % is % as of Mar. 2026. GuruFocus rates FRA:2PT with a GF Score™ of 62/100 and a GF Value™ of €3.77. The stock has 6 warning signs investors should review. Among 46 Banks companies, North Pacific Bank ranks worse than 2173910.87% on this metric.

ROC (Joel Greenblatt) % does not apply to banks and insurance companies.

FRA:2PT
62GF Score
North Pacific Bank Ltd FRA:2PT
ROC (Joel Greenblatt) % is just one metric. See GF Score™, valuation, warning signs, and more.
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What does a ROC (Joel Greenblatt) % of % mean?
North Pacific Bank (FRA:2PT) has a ROC (Joel Greenblatt) % of % as of Mar. 2026. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on North Pacific Bank and its competitors. According to the industry distribution chart, North Pacific Bank ranks #999999 out of 46 companies in the Banks industry.
Is North Pacific Bank's ROC (Joel Greenblatt) % too high?
North Pacific Bank's current ROC (Joel Greenblatt) % is %. Based on the distribution chart, North Pacific Bank ranks #999999 out of 46 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, North Pacific Bank has a GF Score™ of 62/100, reflecting its overall financial health beyond just this single metric.
How does North Pacific Bank's ROC (Joel Greenblatt) % compare to competitors?
According to the Banks industry distribution chart, North Pacific Bank ranks #999999 out of 46 companies for ROC (Joel Greenblatt) %. This places North Pacific Bank in the lower half of its industry. The industry median ROC (Joel Greenblatt) % is 63.39. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROC (Joel Greenblatt) % for a Banks company?
The median ROC (Joel Greenblatt) % among Banks companies is 63.39, based on 46 companies in the industry. Companies in the top quartile (top 25%) have a ROC (Joel Greenblatt) % significantly above this median, while those in the bottom quartile fall well below. However, ROC (Joel Greenblatt) % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROC (Joel Greenblatt) % mean?
A high ROC (Joel Greenblatt) % can signal that a stock is expensive relative to its fundamentals. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on North Pacific Bank and its competitors. For the Banks industry, the median ROC (Joel Greenblatt) % is 63.39 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. North Pacific Bank's current ROC (Joel Greenblatt) % is %. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is North Pacific Bank stock overvalued right now?
North Pacific Bank (FRA:2PT) has a current ROC (Joel Greenblatt) % of %. The stock's GF Value™ is €3.77, compared to a current price of €5.90 — trading 56.5% above its estimated fair value. The current ROC (Joel Greenblatt) % is %. North Pacific Bank's overall GF Score™ is 62/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROC (Joel Greenblatt) % calculated?
ROC (Joel Greenblatt) % is calculated from a company's financial statements. For North Pacific Bank (FRA:2PT), the current ROC (Joel Greenblatt) % is % as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is North Pacific Bank (FRA:2PT) Overvalued in 2026?

Based on GuruFocus' analysis, North Pacific Bank stock appears to be overvalued. The current stock price of €5.90 is trading 56.5% above its estimated GF Value™ of €3.77.

Key valuation signals for FRA:2PT:

  • ROC (Joel Greenblatt) %: %
  • GF Value™: €3.77 vs. price of €5.90 (56.5% above fair value)
  • GF Score™: 62/100 with 6 warning signs

No single metric tells the full story. See the FRA:2PT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

North Pacific Bank Business Description

Other Exchanges 8524:Japan
Address 7, Odori Nishi 3-chome, Chuo-Ku, Sapporo, JPN, 060-8661
North Pacific Bank Ltd is engaged in the provision of banking products and services. The firm offers time deposit, reserve deposit, government/ public bonds, asset management support services, smartphone-based services, including real-time updates on account balances and transactions, including deposits and withdrawals, along with cashless payment based on QR codes.
62GF Score

Get the complete analysis for FRA:2PT

ROC (Joel Greenblatt) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€5.90
Price
€3.77
GF Value