North Pacific Bank (FRA:2PT) 50-Day SMA: €5.04 (As of Jul. 15, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

FRA:2PT North Pacific Bank Ltd FRA:2PT
63 GF Score
Price €5.75
GF Value €3.77
! 6 Warning Signs
View Full Analysis

What is North Pacific Bank 50-Day SMA?

North Pacific Bank FRA:2PT +0.88% 63 50-Day SMA is €5.04 as of Jul. 15, 2026. GuruFocus rates FRA:2PT with a GF Score™ of 63/100 and a GF Value™ of €3.77. The stock has 6 warning signs investors should review.

Moving averages are one of the core indicators in technical analysis. A Simple Moving Average (SMA) is simply the arithmetic average of stock price over a period. It is calculated by adding a selected range of prices, usually closing prices, and then dividing that figure by the number of time periods in that range.

The 50-Day SMA calculates the average price over 50 days. And the 20-Day SMA and 200-Day SMA calculates the average price over 20 days and 200 days separately.

As of today (2026-07-15), North Pacific Bank's 50-Day SMA is €5.04. It's 20-Day SMA is €5.38 and 200-Day SMA is €4.59.


North Pacific Bank  (FRA:2PT) 50-Day SMA Explanation

Simple Moving Average (SMA) is the arithmetic average of stock price over a period. The 20-Day SMA calculates the average price over 20 days. And the 50-Day SMA and 200-Day SMA calculates the average price over 50 days and 200 days separately. SMAs are often used to determine the price trend direction. A 200-Day SMA is usually a proxy for the long-term trend, while shorter periods indicate short-term trend.

SMA are commonly compared with stock price or different period SMAs to indicate a trading signal. Generally speaking, if the price goes above the SMA, or a short-term SMA crosses above a long-term SMA, an uptrend is expected, investors may want to go long or cover short. Conversely, if the price goes below the SMA, or the short-term SMA crosses below a long-term SMA, a downtrend is expected, investors may want to go short or exit long.

Two popular trading patterns that use SMA include the death cross and a golden cross. A death cross occurs when the 50-day SMA crosses below the 200-day SMA. This is considered a bearish signal, that further losses are in store. The golden cross is a bullish signal which occurs when a short-term SMA crosses above a long-term SMA.


North Pacific Bank 50-Day SMA Related Terms


North Pacific Bank 50-Day SMA Competitor Comparison

For the Banks - Regional subindustry, North Pacific Bank's 50-Day SMA, along with its competitors' market caps and 50-Day SMA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


North Pacific Bank 50-Day SMA vs Banks Industry

For the Banks industry and Financial Services sector, North Pacific Bank's 50-Day SMA distribution charts can be found below:

* The bar in red indicates where North Pacific Bank's 50-Day SMA falls into.


FRA:2PT
63GF Score
North Pacific Bank Ltd FRA:2PT
50-Day SMA is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

North Pacific Bank  (FRA:2PT) 50-Day SMA Calculation

The formula for calculating SMA is:

SMA=( P1 + P2 + ... + Pn ) / n

where:
Pn is the price of the stock at period n.
n is the total number of periods.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about 50-Day SMA →
What does a 50-Day SMA of €5.04 mean?
North Pacific Bank (FRA:2PT) has a 50-Day SMA of €5.04 as of Jul. 15, 2026. Simple Moving Average (SMA) is the arithmetic average of stock price over a period. View historical data on North Pacific Bank and its competitors.
Is North Pacific Bank's 50-Day SMA too high?
North Pacific Bank's current 50-Day SMA is €5.04. Overall, North Pacific Bank has a GF Score™ of 63/100, reflecting its overall financial health beyond just this single metric.
How does North Pacific Bank's 50-Day SMA compare to competitors?
North Pacific Bank's 50-Day SMA of €5.04 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 50-Day SMA for a Banks company?
A good 50-Day SMA depends on the Banks industry context. However, 50-Day SMA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 50-Day SMA mean?
A high 50-Day SMA can signal that a stock is expensive relative to its fundamentals. Simple Moving Average (SMA) is the arithmetic average of stock price over a period. View historical data on North Pacific Bank and its competitors. North Pacific Bank's current 50-Day SMA is €5.04. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is North Pacific Bank stock overvalued right now?
North Pacific Bank (FRA:2PT) has a current 50-Day SMA of €5.04. The stock's GF Value™ is €3.77, compared to a current price of €5.75 — trading 52.5% above its estimated fair value. The current 50-Day SMA is €5.04. North Pacific Bank's overall GF Score™ is 63/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 50-Day SMA calculated?
50-Day SMA is calculated from a company's financial statements. For North Pacific Bank (FRA:2PT), the current 50-Day SMA is €5.04 as of Jul. 15, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is North Pacific Bank (FRA:2PT) Overvalued in 2026?

Based on GuruFocus' analysis, North Pacific Bank stock appears to be overvalued. The current stock price of €5.75 is trading 52.5% above its estimated GF Value™ of €3.77.

Key valuation signals for FRA:2PT:

  • 50-Day SMA: €5.04
  • GF Value™: €3.77 vs. price of €5.75 (52.5% above fair value)
  • GF Score™: 63/100 with 6 warning signs

No single metric tells the full story. See the FRA:2PT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


North Pacific Bank Business Description

Other Exchanges 8524:Japan
Address 7, Odori Nishi 3-chome, Chuo-Ku, Sapporo, JPN, 060-8661
North Pacific Bank Ltd is engaged in the provision of banking products and services. The firm offers time deposit, reserve deposit, government/ public bonds, asset management support services, smartphone-based services, including real-time updates on account balances and transactions, including deposits and withdrawals, along with cashless payment based on QR codes.
63GF Score

Get the complete analysis for FRA:2PT

50-Day SMA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€5.75
Price
€3.77
GF Value