North Pacific Bank (FRA:2PT) Net Current Asset Value: €0.00 (As of Mar. 2026)


FRA:2PT North Pacific Bank Ltd FRA:2PT
62 GF Score
Price €5.65
GF Value €3.80
! 6 Warning Signs
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What is North Pacific Bank Net Current Asset Value?

North Pacific Bank FRA:2PT +0.89% 62 Net Current Asset Value is €0.00 as of Mar. 2026. GuruFocus rates FRA:2PT with a GF Score™ of 62/100 and a GF Value™ of €3.80. The stock has 6 warning signs investors should review. Among 21 Banks companies, North Pacific Bank ranks worse than 4761900% on this metric.

In calculating the Net Current Asset Value (NCAV), Benjamin Graham means a company's current assets (such as cash, marketable securities, and inventories) minus its total liabilities (including preferred stock, minority interest, and long-term debt).

North Pacific Bank's net current asset value per share for the quarter that ended in Mar. 2026 was €0.00.

The historical rank and industry rank for North Pacific Bank's Net Current Asset Value or its related term are showing as below:

FRA:2PT's Price-to-Net-Current-Asset-Value is not ranked *
in the Banks industry.
Industry Median: 1.18
* Ranked among companies with meaningful Price-to-Net-Current-Asset-Value only.

North Pacific Bank  (FRA:2PT) Net Current Asset Value Explanation

Benjamin Graham first discussed net current asset value (NCAV) in the 1934 edition of "Security Analysis", which he coauthored with David Dodd. In the book, (net) current asset value is defined as:" current assets alone, minus all liabilities and claims ahead of the issue."

The common definition of NCAV is: NCAV = current assets – [total liabilities + minority interest + preferred stock]

Net current assets exclude not only the intangible assets but also the fixed and miscellaneous assets. In addition, Graham believed that preferred stock belongs on the liability side of the balance sheet, not as part of capital and surplus. In "Security Analysis", preferred stock is dubbed "an imperfect creditorship position" that is best placed on the balance sheet alongside funded debt.

One research study, covering the years 1970 through 1983 showed that portfolios picked at the beginning of each year, and held for one year, returned 29.4 percent, on average, over the 13-year period, compared to 11.5 percent for the S&P 500 Index. Other studies of Graham’s strategy produced similar results.

Benjamin Graham looked for companies whose market values were less than two-thirds of their Net-Net Working Capital. They are collected under our Net-Net screener.


North Pacific Bank Net Current Asset Value Related Terms


North Pacific Bank Net Current Asset Value Historical Data

* Premium members only.

The historical data trend for North Pacific Bank's Net Current Asset Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

North Pacific Bank Net Current Asset Value Chart

North Pacific Bank Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Net Current Asset Value
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North Pacific Bank Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Net Current Asset Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

North Pacific Bank Net Current Asset Value Competitor Comparison

For the Banks - Regional subindustry, North Pacific Bank's Price-to-Net-Current-Asset-Value, along with its competitors' market caps and Price-to-Net-Current-Asset-Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


North Pacific Bank Price-to-Net-Current-Asset-Value vs Banks Industry

For the Banks industry and Financial Services sector, North Pacific Bank's Price-to-Net-Current-Asset-Value distribution charts can be found below:

* The bar in red indicates where North Pacific Bank's Price-to-Net-Current-Asset-Value falls into.


FRA:2PT
62GF Score
North Pacific Bank Ltd FRA:2PT
Net Current Asset Value is just one metric. See GF Score™, valuation, warning signs, and more.
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North Pacific Bank Net Current Asset Value Calculation

North Pacific Bank's Net Current Asset Value (NCAV) per share for the fiscal year that ended in Mar. 2026 is calculated as

Net Current Asset Value Per Share(A: Mar. 2026 )
=(Total Current Assets-Total Liabilities-Minority Interest-Preferred Stock)/Shares Outstanding (EOP)
=(N/A-70208.813-22.464-0)/374.117
=N/A

North Pacific Bank's Net Current Asset Value (NCAV) per share for the quarter that ended in Mar. 2026 is calculated as

Net Current Asset Value Per Share(Q: Mar. 2026 )
=(Total Current Assets-Total Liabilities-Minority Interest-Preferred Stock)/Shares Outstanding (EOP)
=(N/A-70208.813-22.464-0)/374.117
=N/A

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Net Current Asset Value of €0.00 mean?
North Pacific Bank (FRA:2PT) has a Net Current Asset Value of €0.00 as of Mar. 2026. Ben Graham's net current asset value equals the per-share value of total current assets less total liabilities. View historical data on North Pacific Bank and its competitors. According to the industry distribution chart, North Pacific Bank ranks #999999 out of 21 companies in the Banks industry.
Is North Pacific Bank's Net Current Asset Value too high?
North Pacific Bank's current Net Current Asset Value is €0.00. Based on the distribution chart, North Pacific Bank ranks #999999 out of 21 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, North Pacific Bank has a GF Score™ of 62/100, reflecting its overall financial health beyond just this single metric.
How does North Pacific Bank's Net Current Asset Value compare to competitors?
According to the Banks industry distribution chart, North Pacific Bank ranks #999999 out of 21 companies for Net Current Asset Value. This places North Pacific Bank in the lower half of its industry. The industry median Net Current Asset Value is 1.18. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Current Asset Value for a Banks company?
The median Net Current Asset Value among Banks companies is 1.18, based on 21 companies in the industry. Companies in the top quartile (top 25%) have a Net Current Asset Value significantly above this median, while those in the bottom quartile fall well below. However, Net Current Asset Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Current Asset Value mean?
A high Net Current Asset Value can signal that a stock is expensive relative to its fundamentals. Ben Graham's net current asset value equals the per-share value of total current assets less total liabilities. View historical data on North Pacific Bank and its competitors. For the Banks industry, the median Net Current Asset Value is 1.18 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. North Pacific Bank's current Net Current Asset Value is €0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is North Pacific Bank stock overvalued right now?
North Pacific Bank (FRA:2PT) has a current Net Current Asset Value of €0.00. The stock's GF Value™ is €3.80, compared to a current price of €5.65 — trading 48.7% above its estimated fair value. The current Net Current Asset Value is €0.00. North Pacific Bank's overall GF Score™ is 62/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Current Asset Value calculated?
Net Current Asset Value is calculated from a company's financial statements. For North Pacific Bank (FRA:2PT), the current Net Current Asset Value is €0.00 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is North Pacific Bank (FRA:2PT) Overvalued in 2026?

Based on GuruFocus' analysis, North Pacific Bank stock appears to be overvalued. The current stock price of €5.65 is trading 48.7% above its estimated GF Value™ of €3.80.

Key valuation signals for FRA:2PT:

  • Net Current Asset Value: €0.00
  • GF Value™: €3.80 vs. price of €5.65 (48.7% above fair value)
  • GF Score™: 62/100 with 6 warning signs

No single metric tells the full story. See the FRA:2PT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


North Pacific Bank Business Description

Other Exchanges 8524:Japan
Address 7, Odori Nishi 3-chome, Chuo-Ku, Sapporo, JPN, 060-8661
North Pacific Bank Ltd is engaged in the provision of banking products and services. The firm offers time deposit, reserve deposit, government/ public bonds, asset management support services, smartphone-based services, including real-time updates on account balances and transactions, including deposits and withdrawals, along with cashless payment based on QR codes.
62GF Score

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Net Current Asset Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€5.65
Price
€3.80
GF Value