North Pacific Bank (FRA:2PT) OCF Margin %: 0.00% (As of Mar. 2026)


FRA:2PT North Pacific Bank Ltd FRA:2PT
63 GF Score
Price €5.35
GF Value €3.78
! 6 Warning Signs
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What is North Pacific Bank OCF Margin %?

North Pacific Bank FRA:2PT +4.90% 63 OCF Margin % is 0.00% as of Mar. 2026. GuruFocus rates FRA:2PT with a GF Score™ of 63/100 and a GF Value™ of €3.78. The stock has 6 warning signs investors should review. Among 1,501 Banks companies, North Pacific Bank ranks worse than 96.74% on this metric.

OCF Margin % is calculated as Cash Flow from Operations divided by its Revenue. North Pacific Bank's Cash Flow from Operations for the three months ended in Mar. 2026 was €0 Mil. North Pacific Bank's Revenue for the three months ended in Mar. 2026 was €468 Mil. Therefore, North Pacific Bank's OCF Margin % for the quarter that ended in Mar. 2026 was 0.00%.

As of today, North Pacific Bank's current OCF Yield % is -98.59%.

The historical rank and industry rank for North Pacific Bank's OCF Margin % or its related term are showing as below:

FRA:2PT' s OCF Margin % Range Over the Past 10 Years
Min: -1197.33   Med: 99.63   Max: 1548.78
Current: -185.03

During the past 13 years, the highest OCF Margin % of North Pacific Bank was 1548.78%. The lowest was -1197.33%. And the median was 99.63%.

FRA:2PT's OCF Margin % is ranked worse than
96.74% of 1501 companies
in the Banks industry
Industry Median: 29.44 vs FRA:2PT: -185.03

North Pacific Bank OCF Margin % Related Terms

North Pacific Bank OCF Margin % Historical Data

* Premium members only.

The historical data trend for North Pacific Bank's OCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

North Pacific Bank OCF Margin % Chart

North Pacific Bank Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
OCF Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1,548.78 -1,197.33 826.23 -51.98 -190.39

North Pacific Bank Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
OCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

North Pacific Bank OCF Margin % Competitor Comparison

For the Banks - Regional subindustry, North Pacific Bank's OCF Margin %, along with its competitors' market caps and OCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

North Pacific Bank OCF Margin % vs Banks Industry

For the Banks industry and Financial Services sector, North Pacific Bank's OCF Margin % distribution charts can be found below:

* The bar in red indicates where North Pacific Bank's OCF Margin % falls into.


FRA:2PT
63GF Score
North Pacific Bank Ltd FRA:2PT
OCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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North Pacific Bank OCF Margin % Calculation

OCF Margin % is the ratio of Cash Flow from Operations divided by net sales or Revenue, usually presented in percent.

North Pacific Bank's OCF Margin for the fiscal year that ended in Mar. 2026 is calculated as

OCF Margin=Cash Flow from Operations (A: Mar. 2026 )/Revenue (A: Mar. 2026 )
=-2044.861/1074.025
=-190.39 %

North Pacific Bank's OCF Margin for the quarter that ended in Mar. 2026 is calculated as

OCF Margin=Cash Flow from Operations (Q: Mar. 2026 )/Revenue (Q: Mar. 2026 )
=0/467.887
=0.00 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about OCF Margin % →
What does a OCF Margin % of 0.00% mean?
North Pacific Bank (FRA:2PT) has a OCF Margin % of 0.00% as of Mar. 2026. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on North Pacific Bank and its competitors. According to the industry distribution chart, North Pacific Bank ranks #1452 out of 1501 companies in the Banks industry, placing it in the top 96.7%.
Is North Pacific Bank's OCF Margin % too high?
North Pacific Bank's current OCF Margin % is 0.00%. Based on the distribution chart, North Pacific Bank ranks #1452 out of 1501 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, North Pacific Bank has a GF Score™ of 63/100, reflecting its overall financial health beyond just this single metric.
How does North Pacific Bank's OCF Margin % compare to competitors?
According to the Banks industry distribution chart, North Pacific Bank ranks #1452 out of 1501 companies for OCF Margin %. This places North Pacific Bank in the lower half of its industry. The industry median OCF Margin % is 29.44. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Margin % for a Banks company?
The median OCF Margin % among Banks companies is 29.44, based on 1,501 companies in the industry. Companies in the top quartile (top 25%) have a OCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, OCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Margin % mean?
A high OCF Margin % can signal that a stock is expensive relative to its fundamentals. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on North Pacific Bank and its competitors. For the Banks industry, the median OCF Margin % is 29.44 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. North Pacific Bank's current OCF Margin % is 0.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is North Pacific Bank stock overvalued right now?
North Pacific Bank (FRA:2PT) has a current OCF Margin % of 0.00%. The stock's GF Value™ is €3.78, compared to a current price of €5.35 — trading 41.5% above its estimated fair value. The current OCF Margin % is 0.00%. North Pacific Bank's overall GF Score™ is 63/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Margin % calculated?
OCF Margin % is calculated from a company's financial statements. For North Pacific Bank (FRA:2PT), the current OCF Margin % is 0.00% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is North Pacific Bank (FRA:2PT) Overvalued in 2026?

Based on GuruFocus' analysis, North Pacific Bank stock appears to be overvalued. The current stock price of €5.35 is trading 41.5% above its estimated GF Value™ of €3.78.

Key valuation signals for FRA:2PT:

  • OCF Margin %: 0.00%
  • GF Value™: €3.78 vs. price of €5.35 (41.5% above fair value)
  • GF Score™: 63/100 with 6 warning signs

No single metric tells the full story. See the FRA:2PT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

North Pacific Bank Business Description

Other Exchanges 8524:Japan
Address 7, Odori Nishi 3-chome, Chuo-Ku, Sapporo, JPN, 060-8661
North Pacific Bank Ltd is engaged in the provision of banking products and services. The firm offers time deposit, reserve deposit, government/ public bonds, asset management support services, smartphone-based services, including real-time updates on account balances and transactions, including deposits and withdrawals, along with cashless payment based on QR codes.
63GF Score

Get the complete analysis for FRA:2PT

OCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€5.35
Price
€3.78
GF Value