North Pacific Bank (FRA:2PT) ROE % Adjusted to Book Value: 6.52% (As of Mar. 2026)


FRA:2PT North Pacific Bank Ltd FRA:2PT
63 GF Score
Price €5.35
GF Value €3.81
! 6 Warning Signs
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What is North Pacific Bank ROE % Adjusted to Book Value?

North Pacific Bank FRA:2PT 63 ROE % Adjusted to Book Value is 6.52% as of Mar. 2026. GuruFocus rates FRA:2PT with a GF Score™ of 63/100 and a GF Value™ of €3.81. The stock has 6 warning signs investors should review.

North Pacific Bank's ROE % for the quarter that ended in Mar. 2026 was 5.28%. North Pacific Bank's PB Ratio for the quarter that ended in Mar. 2026 was 0.81. North Pacific Bank's ROE % Adjusted to Book Value for the quarter that ended in Mar. 2026 was 6.52%.

North Pacific Bank ROE % Adjusted to Book Value Related Terms

North Pacific Bank ROE % Adjusted to Book Value Historical Data

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The historical data trend for North Pacific Bank's ROE % Adjusted to Book Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

North Pacific Bank ROE % Adjusted to Book Value Chart

North Pacific Bank Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
ROE % Adjusted to Book Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only 13.05 8.96 7.70 10.08 7.70

North Pacific Bank Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
ROE % Adjusted to Book Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 16.20 11.78 9.95 10.63 6.52

North Pacific Bank ROE % Adjusted to Book Value Competitor Comparison

For the Banks - Regional subindustry, North Pacific Bank's ROE % Adjusted to Book Value, along with its competitors' market caps and ROE % Adjusted to Book Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

North Pacific Bank ROE % Adjusted to Book Value vs Banks Industry

For the Banks industry and Financial Services sector, North Pacific Bank's ROE % Adjusted to Book Value distribution charts can be found below:

* The bar in red indicates where North Pacific Bank's ROE % Adjusted to Book Value falls into.


FRA:2PT
63GF Score
North Pacific Bank Ltd FRA:2PT
ROE % Adjusted to Book Value is just one metric. See GF Score™, valuation, warning signs, and more.
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North Pacific Bank ROE % Adjusted to Book Value Calculation

North Pacific Bank's ROE % Adjusted to Book Value for the fiscal year that ended in Mar. 2026 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=6.24% / 0.81
=7.70%

North Pacific Bank's ROE % Adjusted to Book Value for the quarter that ended in Mar. 2026 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=5.28% / 0.81
=6.52%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a ROE % Adjusted to Book Value of 6.52% mean?
North Pacific Bank (FRA:2PT) has a ROE % Adjusted to Book Value of 6.52% as of Mar. 2026. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on North Pacific Bank and its competitors.
Is North Pacific Bank's ROE % Adjusted to Book Value too high?
North Pacific Bank's current ROE % Adjusted to Book Value is 6.52%. Overall, North Pacific Bank has a GF Score™ of 63/100, reflecting its overall financial health beyond just this single metric.
How does North Pacific Bank's ROE % Adjusted to Book Value compare to competitors?
North Pacific Bank's ROE % Adjusted to Book Value of 6.52% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % Adjusted to Book Value for a Banks company?
A good ROE % Adjusted to Book Value depends on the Banks industry context. However, ROE % Adjusted to Book Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % Adjusted to Book Value mean?
A high ROE % Adjusted to Book Value can signal that a stock is expensive relative to its fundamentals. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on North Pacific Bank and its competitors. North Pacific Bank's current ROE % Adjusted to Book Value is 6.52%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is North Pacific Bank stock overvalued right now?
North Pacific Bank (FRA:2PT) has a current ROE % Adjusted to Book Value of 6.52%. The stock's GF Value™ is €3.81, compared to a current price of €5.35 — trading 40.4% above its estimated fair value. The current ROE % Adjusted to Book Value is 6.52%. North Pacific Bank's overall GF Score™ is 63/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % Adjusted to Book Value calculated?
ROE % Adjusted to Book Value is calculated from a company's financial statements. For North Pacific Bank (FRA:2PT), the current ROE % Adjusted to Book Value is 6.52% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is North Pacific Bank (FRA:2PT) Overvalued in 2026?

Based on GuruFocus' analysis, North Pacific Bank stock appears to be overvalued. The current stock price of €5.35 is trading 40.4% above its estimated GF Value™ of €3.81.

Key valuation signals for FRA:2PT:

  • ROE % Adjusted to Book Value: 6.52%
  • GF Value™: €3.81 vs. price of €5.35 (40.4% above fair value)
  • GF Score™: 63/100 with 6 warning signs

No single metric tells the full story. See the FRA:2PT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

North Pacific Bank Business Description

Other Exchanges 8524:Japan
Address 7, Odori Nishi 3-chome, Chuo-Ku, Sapporo, JPN, 060-8661
North Pacific Bank Ltd is engaged in the provision of banking products and services. The firm offers time deposit, reserve deposit, government/ public bonds, asset management support services, smartphone-based services, including real-time updates on account balances and transactions, including deposits and withdrawals, along with cashless payment based on QR codes.
63GF Score

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ROE % Adjusted to Book Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€5.35
Price
€3.81
GF Value