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PKO Bank PolskiFRA:P9O +2.05%74 EV-to-OCF is 250.93 as of Aug. 22, 2026, which is 6269% above its 10-year median of 3.94. GuruFocus rates FRA:P9O with a GF Score™ of 74/100 and a GF Value™ of €17.26 (Significantly Overvalued). The stock has 7 warning signs investors should review. Among 1,495 Banks companies, PKO Bank Polski ranks worse than 99.4% on this metric.
EV-to-OCF is calculated as enterprise value divided by its cash flow from operations. As of today, PKO Bank Polski's Enterprise Value is €37,757 Mil.
PKO Bank Polski's Cash Flow from Operations for the trailing twelve months (TTM) ended in Jun. 2026 was €150 Mil. Therefore, PKO Bank Polski's EV-to-OCF for today is 250.93.
The historical rank and industry rank for PKO Bank Polski's EV-to-OCF or its related term are showing as below:
FRA:P9O'
s EV-to-OCF Range Over the Past 10 Years
Min: -17.03 Med: 3.94 Max: 258.87
Current: 258.87
During the past 13 years, the highest EV-to-OCF of PKO Bank Polski was 258.87. The lowest was -17.03. And the median was 3.94.
FRA:P9O's EV-to-OCF is ranked worse than 99.4% of 1495
companies
in the Banks industry
Industry Median: 3.9
vs FRA:P9O: 258.87
EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
PKO Bank Polski's PE Ratio (TTM) for today is calculated as:
PKO Bank Polski's share price for today is €26.665.
PKO Bank Polski's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €2.063.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Cash Flow from Operations is an important financial metric because it represents the cash generated from operating activities at a company's disposal. Companies with a low EV-to-OCF ratio, combined with a strong balance sheet are generally considered as undervalued.
PKO Bank Polski EV-to-OCF Related Terms
PKO Bank Polski EV-to-OCF Historical Data
* Premium members only.
The historical data trend for PKO Bank Polski's EV-to-OCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, PKO Bank Polski's EV-to-OCF, along with its competitors' market caps and EV-to-OCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
PKO Bank Polski EV-to-OCF vs Banks Industry
For the Banks industry and Financial Services sector, PKO Bank Polski's EV-to-OCF distribution charts can be found below:
* The bar in red indicates where PKO Bank Polski's EV-to-OCF falls into.
PKO Bank Polski's current Enterprise Value is €37,757 Mil.
PKO Bank Polski's Cash Flow from Operations for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €150 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PKO Bank Polski (FRA:P9O) has a EV-to-OCF of 250.93 as of Aug. 22, 2026. This is 6269% above median its historical median of 3.94. According to the industry distribution chart, PKO Bank Polski ranks #1486 out of 1495 companies in the Banks industry, placing it in the top 99.4%.
Is PKO Bank Polski's EV-to-OCF too high?
PKO Bank Polski's current EV-to-OCF of 250.93 is 6269% above median its 10-year median of 3.94. The Banks industry median EV-to-OCF is 3.90. PKO Bank Polski's value of 250.93 is 6334.1% above this industry median. Based on the distribution chart, PKO Bank Polski ranks #1486 out of 1495 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, PKO Bank Polski has a GF Score™ of 74/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does PKO Bank Polski's EV-to-OCF compare to PNC?
According to the Banks industry distribution chart, PKO Bank Polski ranks #1486 out of 1495 companies for EV-to-OCF. This places PKO Bank Polski in the lower half of its industry. The industry median EV-to-OCF is 3.90. PKO Bank Polski's value of 250.93 is 6334.1% above this benchmark. While the company's 10-year median is 3.94 vs. the industry median of 3.90, PKO Bank Polski has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-OCF for a Banks company?
The median EV-to-OCF among Banks companies is 3.90, based on 1,495 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-OCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-OCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PKO Bank Polski's current EV-to-OCF of 250.93 is 6334.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-OCF mean?
A high EV-to-OCF can signal that a stock is expensive relative to its fundamentals. For the Banks industry, the median EV-to-OCF is 3.90 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PKO Bank Polski's current EV-to-OCF is 250.93, which is 6269% above median its own 10-year median of 3.94. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PKO Bank Polski stock overvalued right now?
Based on GuruFocus' analysis, PKO Bank Polski (FRA:P9O) is currently considered Significantly Overvalued. The stock's GF Value™ is €17.26, compared to a current price of €26.67 — trading 54.5% above its estimated fair value. The current EV-to-OCF is 250.93, which is 6269% above median its 10-year median of 3.94 and 6334.1% above the Banks industry median of 3.90. PKO Bank Polski's overall GF Score™ is 74/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-OCF calculated?
EV-to-OCF is calculated from a company's financial statements. For PKO Bank Polski (FRA:P9O), the current EV-to-OCF is 250.93 as of Aug. 22, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is PKO Bank Polski (FRA:P9O) Overvalued in 2026?
Based on GuruFocus' analysis, PKO Bank Polski stock appears to be overvalued.
The current stock price of €26.67 is trading 54.5% above its estimated GF Value™ of €17.26.
GuruFocus considers PKO Bank Polski to be Significantly Overvalued.
Key valuation signals for FRA:P9O:
EV-to-OCF: 250.93 (6269% above median its 10-year median of 3.94)
GF Value™: €17.26 vs. price of €26.67 (54.5% above fair value)
Industry Position: 6334.1% above the Banks median (#1486 of 1495)
No single metric tells the full story. See the FRA:P9O stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
PKO Bank Polski SA is a universal banking group operating predominantly in Poland. Its various products and service offerings include retail deposits, mortgage loans, consumer finance, corporate deposits, corporate loans, and asset management, among others. The majority of its net revenue is net interest income, overwhelmingly derived from customer loans. Along with its subsidiaries, the company operates in three main segments: Retail, Corporate and Investment, and Transfer Center and Other. Maximum revenue is generated from the Retail segment, which offers various services to individuals as part of retail, private, and mortgage banking, and to legal entities as part of corporate banking.
74GF Score
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