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PKO Bank Polski's book value per share for the quarter that ended in Mar. 2026 was €10.95.
During the past 12 months, PKO Bank Polski's average Book Value Per Share Growth Rate was 8.10% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was 17.90% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was 9.40% per year.
During the past 10 years, the average Book Value Per Share Growth Rate was 5.20% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the book value growth rate using book value per share data.
During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of PKO Bank Polski was 20.40% per year. The lowest was -4.90% per year. And the median was 8.70% per year.
PKO Bank Polski's current price is €24.10. Its book value per share for the quarter that ended in Mar. 2026 was €10.95. Hence, today's PB Ratio of PKO Bank Polski is 2.20.
During the past 13 years, the highest P/B Ratio of PKO Bank Polski was 2.36. The lowest was 0.53. And the median was 1.29.
Warning Sign:
PKO Bank Polski SA stock PB Ratio (=2.23) is close to 10-year high of 2.36.
PKO Bank Polski (FRA:P9O) Book Value per Share Explanation
Usually a company's book value and Tangible Book per Share may not reflect its true value. The assets may be carried on the balance sheets at the original cost minus depreciation. This may underestimate the true economic values of the assets. It also may over-estimate their true economic value because the assets can become obsolete.
For financial companies such as banks and insurance companies, their assets may be reported in current market value of the assets owned. Book values of financial companies are more accurate indicator of the economic value of the company.
PKO Bank Polski Book Value per Share Related Terms
PKO Bank Polski Book Value per Share Historical Data
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The historical data trend for PKO Bank Polski's Book Value per Share can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, PKO Bank Polski's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
PKO Bank Polski PB Ratio vs Banks Industry
For the Banks industry and Financial Services sector, PKO Bank Polski's PB Ratio distribution charts can be found below:
* The bar in red indicates where PKO Bank Polski's PB Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PKO Bank Polski (FRA:P9O) has a Book Value per Share of €10.95 as of Mar. 2026. Book value per share gives the per-share value of a company's stockholder equity. View historical data on PKO Bank Polski and its competitors.
Is PKO Bank Polski's Book Value per Share too high?
PKO Bank Polski's current Book Value per Share is €10.95. Overall, PKO Bank Polski has a GF Score™ of 79/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does PKO Bank Polski's Book Value per Share compare to PNC?
PKO Bank Polski's Book Value per Share of €10.95 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Book Value per Share for a Banks company?
A good Book Value per Share depends on the Banks industry context. However, Book Value per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Book Value per Share mean?
A high Book Value per Share can signal that a stock is expensive relative to its fundamentals. Book value per share gives the per-share value of a company's stockholder equity. View historical data on PKO Bank Polski and its competitors. PKO Bank Polski's current Book Value per Share is €10.95. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PKO Bank Polski stock overvalued right now?
Based on GuruFocus' analysis, PKO Bank Polski (FRA:P9O) is currently considered Significantly Overvalued. The stock's GF Value™ is €16.34, compared to a current price of €24.10 — trading 47.5% above its estimated fair value. The current Book Value per Share is €10.95. PKO Bank Polski's overall GF Score™ is 79/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Book Value per Share calculated?
Book Value per Share is calculated from a company's financial statements. For PKO Bank Polski (FRA:P9O), the current Book Value per Share is €10.95 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is PKO Bank Polski (FRA:P9O) Overvalued in 2026?
Based on GuruFocus' analysis, PKO Bank Polski stock appears to be overvalued.
The current stock price of €24.10 is trading 47.5% above its estimated GF Value™ of €16.34.
GuruFocus considers PKO Bank Polski to be Significantly Overvalued.
Key valuation signals for FRA:P9O:
Book Value per Share: €10.95
GF Value™: €16.34 vs. price of €24.10 (47.5% above fair value)
No single metric tells the full story. See the FRA:P9O stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
PKO Bank Polski SA is a universal banking group operating predominantly in Poland. Its various products and service offerings include retail deposits, mortgage loans, consumer finance, corporate deposits, corporate loans, and asset management, among others. The majority of its net revenue is net interest income, overwhelmingly derived from customer loans. Along with its subsidiaries, the company operates in three main segments: Retail, Corporate and Investment, and Transfer Center and Other. Maximum revenue is generated from the Retail segment, which offers various services to individuals as part of retail, private, and mortgage banking, and to legal entities as part of corporate banking.
79GF Score
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