PKO Bank Polski (FRA:P9O) Total Liabilities: €123,530 Mil (As of Mar. 2026)


FRA:P9O PKO Bank Polski SA FRA:P9O
79 GF Score
Price €24.65
GF Value €16.96
Valuation Significantly Overvalued
! 7 Warning Signs
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What is PKO Bank Polski Total Liabilities?

PKO Bank Polski FRA:P9O +0.41% 79 Total Liabilities is €123,530 Mil as of Mar. 2026. GuruFocus rates FRA:P9O with a GF Score™ of 79/100 and a GF Value™ of €16.96 (Significantly Overvalued). The stock has 7 warning signs investors should review.

PKO Bank Polski's Total Liabilities for the quarter that ended in Mar. 2026 was €123,530 Mil.

PKO Bank Polski's quarterly Total Liabilities increased from Sep. 2025 (€115,510.21 Mil) to Dec. 2025 (€121,355.49 Mil) and increased from Dec. 2025 (€121,355.49 Mil) to Mar. 2026 (€123,529.85 Mil).

PKO Bank Polski's annual Total Liabilities increased from Dec. 2023 (€104,140.54 Mil) to Dec. 2024 (€109,390.34 Mil) and increased from Dec. 2024 (€109,390.34 Mil) to Dec. 2025 (€121,355.49 Mil).

PKO Bank Polski Total Liabilities Historical Data

* Premium members only.

The historical data trend for PKO Bank Polski's Total Liabilities can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PKO Bank Polski Total Liabilities Chart

PKO Bank Polski Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Total Liabilities
Get a 7-Day Free Trial Premium Member Only Premium Member Only 88,000.17 91,550.55 104,140.54 109,390.34 121,355.49

PKO Bank Polski Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Total Liabilities Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 110,113.97 114,597.81 115,510.21 121,355.49 123,529.85
FRA:P9O
79GF Score
PKO Bank Polski SA FRA:P9O
Total Liabilities is just one metric. See GF Score™, valuation, warning signs, and more.
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PKO Bank Polski Total Liabilities Calculation

Total Liabilities are the liabilities that the company has to pay others. It is a part of the balance sheet of a company that shareholders do not own, and would be obligated to pay back if the company liquidated.

PKO Bank Polski's Total Liabilities for the fiscal year that ended in Dec. 2025 is calculated as

Total Liabilities=Total Assets (A: Dec. 2025 )-Total Equity (A: Dec. 2025 )
=134889.577-13534.092
=121,355

PKO Bank Polski's Total Liabilities for the quarter that ended in Mar. 2026 is calculated as

Total Liabilities=Total Assets (Q: Mar. 2026 )-Total Equity (Q: Mar. 2026 )
=137379.722-13849.871
=123,530

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Total Liabilities →
What does a Total Liabilities of €123,530 Mil mean?
PKO Bank Polski (FRA:P9O) has a Total Liabilities of €123,530 Mil as of Mar. 2026. The total amount of liabilities as recorded on a company's balance sheet. View historical data for PKO Bank Polski and its competitors.
Is PKO Bank Polski's Total Liabilities too high?
PKO Bank Polski's current Total Liabilities is €123,530 Mil. Overall, PKO Bank Polski has a GF Score™ of 79/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does PKO Bank Polski's Total Liabilities compare to PNC?
PKO Bank Polski's Total Liabilities of €123,530 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Total Liabilities for a Banks company?
A good Total Liabilities depends on the Banks industry context. However, Total Liabilities should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Total Liabilities mean?
A high Total Liabilities can signal that a stock is expensive relative to its fundamentals. The total amount of liabilities as recorded on a company's balance sheet. View historical data for PKO Bank Polski and its competitors. PKO Bank Polski's current Total Liabilities is €123,530 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PKO Bank Polski stock overvalued right now?
Based on GuruFocus' analysis, PKO Bank Polski (FRA:P9O) is currently considered Significantly Overvalued. The stock's GF Value™ is €16.96, compared to a current price of €24.65 — trading 45.3% above its estimated fair value. The current Total Liabilities is €123,530 Mil. PKO Bank Polski's overall GF Score™ is 79/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Total Liabilities calculated?
Total Liabilities is calculated from a company's financial statements. For PKO Bank Polski (FRA:P9O), the current Total Liabilities is €123,530 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PKO Bank Polski (FRA:P9O) Overvalued in 2026?

Based on GuruFocus' analysis, PKO Bank Polski stock appears to be overvalued. The current stock price of €24.65 is trading 45.3% above its estimated GF Value™ of €16.96. GuruFocus considers PKO Bank Polski to be Significantly Overvalued.

Key valuation signals for FRA:P9O:

  • Total Liabilities: €123,530 Mil
  • GF Value™: €16.96 vs. price of €24.65 (45.3% above fair value)
  • GF Score™: 79/100 with 7 warning signs

No single metric tells the full story. See the FRA:P9O stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

PKO Bank Polski Business Description

Address Swietokrzyska 36, Warsaw, POL, 00-116
PKO Bank Polski SA is a universal banking group operating predominantly in Poland. Its various products and service offerings include retail deposits, mortgage loans, consumer finance, corporate deposits, corporate loans, and asset management, among others. The majority of its net revenue is net interest income, overwhelmingly derived from customer loans. Along with its subsidiaries, the company operates in three main segments: Retail, Corporate and Investment, and Transfer Center and Other. Maximum revenue is generated from the Retail segment, which offers various services to individuals as part of retail, private, and mortgage banking, and to legal entities as part of corporate banking.
79GF Score

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Total Liabilities is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€24.65
Price
€16.96
GF Value