PKO Bank Polski (FRA:P9O) Beginning Cash Position: €5,480 Mil (As of Mar. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

FRA:P9O PKO Bank Polski SA FRA:P9O
79 GF Score
Price €24.61
GF Value €16.72
Valuation Significantly Overvalued
! 7 Warning Signs
View Full Analysis

What is PKO Bank Polski Beginning Cash Position?

PKO Bank Polski FRA:P9O -1.58% 79 Beginning Cash Position is €5,480 Mil as of Mar. 2026. GuruFocus rates FRA:P9O with a GF Score™ of 79/100 and a GF Value™ of €16.72 (Significantly Overvalued). The stock has 7 warning signs investors should review.

PKO Bank Polski's Beginning Cash Position for the quarter that ended in Mar. 2026 was €5,480 Mil.

PKO Bank Polski's quarterly Beginning Cash Position declined from Sep. 2025 (€6,578 Mil) to Dec. 2025 (€5,885 Mil) and declined from Dec. 2025 (€5,885 Mil) to Mar. 2026 (€5,480 Mil).

PKO Bank Polski's annual Beginning Cash Position increased from Dec. 2023 (€6,072 Mil) to Dec. 2024 (€6,907 Mil) but then declined from Dec. 2024 (€6,907 Mil) to Dec. 2025 (€6,240 Mil).


PKO Bank Polski Beginning Cash Position Related Terms


PKO Bank Polski Beginning Cash Position Historical Data

* Premium members only.

The historical data trend for PKO Bank Polski's Beginning Cash Position can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PKO Bank Polski Beginning Cash Position Chart

PKO Bank Polski Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Beginning Cash Position
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2,217.81 4,749.51 6,072.05 6,906.96 6,239.86

PKO Bank Polski Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Beginning Cash Position Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 6,239.86 4,760.71 6,578.21 5,884.59 5,480.17
FRA:P9O
79GF Score
PKO Bank Polski SA FRA:P9O
Beginning Cash Position is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

PKO Bank Polski Beginning Cash Position Calculation

Beginning Cash Position is the cash and equivalents balance at the beginning of the accounting period, as indicated on the Cash Flow statement.

What does a Beginning Cash Position of €5,480 Mil mean?
PKO Bank Polski (FRA:P9O) has a Beginning Cash Position of €5,480 Mil as of Mar. 2026. Beginning Cash Position is the cash and equivalents balance at the beginning of the accounting period, as indicated on the Cash Flow statement. View historical data on PKO Bank Polski and its competitors.
Is PKO Bank Polski's Beginning Cash Position too high?
PKO Bank Polski's current Beginning Cash Position is €5,480 Mil. Overall, PKO Bank Polski has a GF Score™ of 79/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does PKO Bank Polski's Beginning Cash Position compare to PNC?
PKO Bank Polski's Beginning Cash Position of €5,480 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Beginning Cash Position for a Banks company?
A good Beginning Cash Position depends on the Banks industry context. However, Beginning Cash Position should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Beginning Cash Position mean?
A high Beginning Cash Position can signal that a stock is expensive relative to its fundamentals. Beginning Cash Position is the cash and equivalents balance at the beginning of the accounting period, as indicated on the Cash Flow statement. View historical data on PKO Bank Polski and its competitors. PKO Bank Polski's current Beginning Cash Position is €5,480 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PKO Bank Polski stock overvalued right now?
Based on GuruFocus' analysis, PKO Bank Polski (FRA:P9O) is currently considered Significantly Overvalued. The stock's GF Value™ is €16.72, compared to a current price of €24.61 — trading 47.2% above its estimated fair value. The current Beginning Cash Position is €5,480 Mil. PKO Bank Polski's overall GF Score™ is 79/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Beginning Cash Position calculated?
Beginning Cash Position is calculated from a company's financial statements. For PKO Bank Polski (FRA:P9O), the current Beginning Cash Position is €5,480 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PKO Bank Polski (FRA:P9O) Overvalued in 2026?

Based on GuruFocus' analysis, PKO Bank Polski stock appears to be overvalued. The current stock price of €24.61 is trading 47.2% above its estimated GF Value™ of €16.72. GuruFocus considers PKO Bank Polski to be Significantly Overvalued.

Key valuation signals for FRA:P9O:

  • Beginning Cash Position: €5,480 Mil
  • GF Value™: €16.72 vs. price of €24.61 (47.2% above fair value)
  • GF Score™: 79/100 with 7 warning signs

No single metric tells the full story. See the FRA:P9O stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


PKO Bank Polski Business Description

Address Swietokrzyska 36, Warsaw, POL, 00-116
PKO Bank Polski SA is a universal banking group operating predominantly in Poland. Its various products and service offerings include retail deposits, mortgage loans, consumer finance, corporate deposits, corporate loans, and asset management, among others. The majority of its net revenue is net interest income, overwhelmingly derived from customer loans. Along with its subsidiaries, the company operates in three main segments: Retail, Corporate and Investment, and Transfer Center and Other. Maximum revenue is generated from the Retail segment, which offers various services to individuals as part of retail, private, and mortgage banking, and to legal entities as part of corporate banking.
79GF Score

Get the complete analysis for FRA:P9O

Beginning Cash Position is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€24.61
Price
€16.72
GF Value