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NCR AtleosNATL +0.09%49 EV-to-OCF is 21.32 as of Aug. 08, 2026, which is 37% above its 10-year median of 15.51. GuruFocus rates NATL with a GF Score™ of 49/100 and a GF Value™ of $29.17 (Significantly Overvalued). The stock has 5 warning signs investors should review. Among 2,878 Software companies, NCR Atleos ranks worse than 78.7% on this metric.
EV-to-OCF is calculated as enterprise value divided by its cash flow from operations. As of today, NCR Atleos's Enterprise Value is $5,949 Mil.
NCR Atleos's Cash Flow from Operations for the trailing twelve months (TTM) ended in Jun. 2026 was $279 Mil. Therefore, NCR Atleos's EV-to-OCF for today is 21.32.
The historical rank and industry rank for NCR Atleos's EV-to-OCF or its related term are showing as below:
NATL'
s EV-to-OCF Range Over the Past 10 Years
Min: 9.42 Med: 15.51 Max: 27.25
Current: 21.32
During the past 6 years, the highest EV-to-OCF of NCR Atleos was 27.25. The lowest was 9.42. And the median was 15.51.
NATL's EV-to-OCF is ranked worse than 78.7% of 2878
companies
in the Software industry
Industry Median: 6.705
vs NATL: 21.32
EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
NCR Atleos's share price for today is $46.58.
NCR Atleos's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $2.580.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Cash Flow from Operations is an important financial metric because it represents the cash generated from operating activities at a company's disposal. Companies with a low EV-to-OCF ratio, combined with a strong balance sheet are generally considered as undervalued.
NCR Atleos EV-to-OCF Related Terms
NCR Atleos EV-to-OCF Historical Data
* Premium members only.
The historical data trend for NCR Atleos's EV-to-OCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Software - Application subindustry, NCR Atleos's EV-to-OCF, along with its competitors' market caps and EV-to-OCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
NCR Atleos EV-to-OCF vs Software Industry
For the Software industry and Technology sector, NCR Atleos's EV-to-OCF distribution charts can be found below:
* The bar in red indicates where NCR Atleos's EV-to-OCF falls into.
NCR Atleos's current Enterprise Value is $5,949 Mil.
NCR Atleos's Cash Flow from Operations for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $279 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
NCR Atleos (NATL) has a EV-to-OCF of 21.32 as of Aug. 08, 2026. This is 37% above median its historical median of 15.51. Over the past decade, NCR Atleos' EV-to-OCF has ranged from 9.42 to 27.25. According to the industry distribution chart, NCR Atleos ranks #2265 out of 2878 companies in the Software industry, placing it in the top 78.7%.
Is NCR Atleos' EV-to-OCF too high?
NCR Atleos' current EV-to-OCF of 21.32 is 37% above median its 10-year median of 15.51. Over the past 10 years, this metric has ranged from a low of 9.42 to a high of 27.25. The Software industry median EV-to-OCF is 6.71. NCR Atleos' value of 21.32 is 218% above this industry median. Based on the distribution chart, NCR Atleos ranks #2265 out of 2878 companies in the Software industry, which is in the bottom quartile relative to peers. Overall, NCR Atleos has a GF Score™ of 49/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does NCR Atleos' EV-to-OCF compare to CCC and QTWO?
According to the Software industry distribution chart, NCR Atleos ranks #2265 out of 2878 companies for EV-to-OCF. This places NCR Atleos in the lower half of its industry. The industry median EV-to-OCF is 6.71. NCR Atleos' value of 21.32 is 218% above this benchmark. Historically, NCR Atleos' own EV-to-OCF has ranged from 9.42 to 27.25 over the past decade. While the company's 10-year median is 15.51 vs. the industry median of 6.71, NCR Atleos has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-OCF for a Software company?
The median EV-to-OCF among Software companies is 6.71, based on 2,878 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-OCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-OCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. NCR Atleos's current EV-to-OCF of 21.32 is 218% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-OCF mean?
A high EV-to-OCF can signal that a stock is expensive relative to its fundamentals. For the Software industry, the median EV-to-OCF is 6.71 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. NCR Atleos's current EV-to-OCF is 21.32, which is 37% above median its own 10-year median of 15.51. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is NCR Atleos stock overvalued right now?
Based on GuruFocus' analysis, NCR Atleos (NATL) is currently considered Significantly Overvalued. The stock's GF Value™ is $29.17, compared to a current price of $46.58 — trading 59.7% above its estimated fair value. The current EV-to-OCF is 21.32, which is 37% above median its 10-year median of 15.51 and 218% above the Software industry median of 6.71. NCR Atleos' overall GF Score™ is 49/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-OCF calculated?
EV-to-OCF is calculated from a company's financial statements. For NCR Atleos (NATL), the current EV-to-OCF is 21.32 as of Aug. 08, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is NCR Atleos (NATL) Overvalued in 2026?
Based on GuruFocus' analysis, NCR Atleos stock appears to be overvalued.
The current stock price of $46.58 is trading 59.7% above its estimated GF Value™ of $29.17.
GuruFocus considers NCR Atleos to be Significantly Overvalued.
Key valuation signals for NATL:
EV-to-OCF: 21.32 (37% above median its 10-year median of 15.51)
GF Value™: $29.17 vs. price of $46.58 (59.7% above fair value)
Industry Position: 218% above the Software median (#2265 of 2878)
No single metric tells the full story. See the NATL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
NCR Atleos Corp is a financial technology company providing self-directed banking solutions to a customer base including financial institutions, merchants, manufacturers, retailers, and consumers. Self-directed banking is a rapidly growing, secular trend that allows banking customers to transact seamlessly between various channels, all for the same transaction. Their comprehensive solutions enable the acceleration of self-directed banking through ATM and interactive teller machine (ITM) technology, including software, services, hardware, and its proprietary Allpoint network. Atleos manages its operations in the following segments: Self-Service Banking, which generates maximum revenue, Network, and Telecommunications and Technology. Geographically, it derives maximum revenue from the U.S.
49GF Score
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