NCR AtleosNATL +0.36%49 Peter Lynch Fair Value is $73.14 as of Jul. 12, 2026, which is 13965% above its 10-year median of 0.52. GuruFocus rates NATL with a GF Score™ of 49/100 and a GF Value™ of $28.61 (Significantly Overvalued). The stock has 5 warning signs investors should review. Among 679 Software companies, NCR Atleos ranks better than 81.74% on this metric.
Peter Lynch Fair Value applies to growing companies. The ideal range for the growth rate is between 10 - 20% a year. Peter Lynch thinks that the fair P/E value for a growth company equals its growth rate, that is PEG = 1. The earnings here is trailing twelve month (TTM) earnings. For non-bank companies, the growth rate we use is the average growth rate for EBITDA per share over the past 5 years. For Banks, the growth rate we use is the average growth rate for Book Value per share over the past 5 years. If 5-Year Growth Rate is greater than 25% a year, we use 25. If 5-Year Growth Rate is smaller than 5% a year, we do not calculate Peter Lynch Fair Value.
Here, as of today, NCR Atleos's PEG is 1. NCR Atleos's 5-Year TTM EBITDA Growth Rate is 17.71.
NCR Atleos's EPS without NRI for the trailing twelve months (TTM) ended in Mar. 2026 was $4.13. Therefore, the Peter Lynch Fair Value for today is $73.14.
As of today (2026-07-12), NCR Atleos's share price is $44.93. NCR Atleos's Peter Lynch fair value is $73.14. Therefore, NCR Atleos's Price to Peter Lynch Fair Value Ratio for today is 0.61.
The historical rank and industry rank for NCR Atleos's Peter Lynch Fair Value or its related term are showing as below:
NATL'
s Price-to-Peter-Lynch-Fair-Value Range Over the Past 10 Years
Min: 0.52 Med: 0.52 Max: 0.61
Current: 0.61
During the past 6 years, the highest Price to Peter Lynch Fair Value Ratio of NCR Atleos was 0.61. The lowest was 0.52. And the median was 0.52.
NATL's Price-to-Peter-Lynch-Fair-Value is ranked better than 81.74% of 679
companies
in the Software industry
Industry Median: 1.22
vs NATL: 0.61
Note: Please don't confuse Peter Lynch Fair Value with the value reached in Peter Lynch Chart.
NCR Atleos (NYSE:NATL) Peter Lynch Fair Value Explanation
Peter Lynch Fair Value applies to growing companies. The ideal range for the growth rate is between 10 - 20% a year.
Peter Lynch thinks that the fair P/E value for a growth company equals its growth rate, that is PEG = 1. The earnings here is trailing twelve month (TTM) earnings. For non-bank companies, the growth rate we use is the average growth rate for EBITDA per share over the past 5 years. For Banks, the growth rate we use is the average growth rate for Book Value per share over the past 5 years.
Please don't confuse Peter Lynch Fair Value with the value reached in Peter Lynch Chart. In Peter Lynch chart, a fixed P/E ratio of 15 is used to draw the Earnings Line. Therefore the value reached has a P/E ratio of 15. But in Peter Lynch Fair Value calculation, P/E equals to the growth rate of EBITDA per share over the past 5 years, which is 17.71 instead of 15 in this case.
NCR Atleos's Price to Peter Lynch Fair Value Ratio for today is calculated as
Price to Peter Lynch Fair Value
=
Share Price
/
Peter Lynch Fair Value
=
44.93
/
73.14
=
0.61
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
NCR Atleos Peter Lynch Fair Value Related Terms
NCR Atleos Peter Lynch Fair Value Historical Data
* Premium members only.
The historical data trend for NCR Atleos's Peter Lynch Fair Value can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
NATL vs RNG, QTWO, ADEA: Peter Lynch Fair Value Comparison
For the Software - Application subindustry, NCR Atleos's Price-to-Peter-Lynch-Fair-Value, along with its competitors' market caps and Price-to-Peter-Lynch-Fair-Value data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
NCR Atleos Price-to-Peter-Lynch-Fair-Value vs Software Industry
For the Software industry and Technology sector, NCR Atleos's Price-to-Peter-Lynch-Fair-Value distribution charts can be found below:
* The bar in red indicates where NCR Atleos's Price-to-Peter-Lynch-Fair-Value falls into.
NCR Atleos's EPS without NRI for the trailing twelve months (TTM) uses the latest annual data, which was $4.13.
* Note that for companies that do not have enough quarterly data to calculate the 5-Year TTM EBITDA Growth Rate, we use the annual data for the calculation.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
** Please be aware that the 5-Year TTM EBITDA Growth Rate is calculated based on TTM data over the last 5 years. For quarterly reported companies, the TTM data adds up the quarterly data reported by the company within the most recent 12 months. For companies that report semi-annually, annually, or do not have enough quarterly data, GuruFocus uses the annual data as the TTM data.
If 5-Year Earnings Growth Rate is greater than 25% a year, we use 25.
If 5-Year Earnings Growth Rate is smaller than 5% a year, we do not calculate Peter Lynch Fair Value.
Please note that we use the 5-year average growth rate of EBITDA per share as the growth rate for non-bank companies, as EBITDA growth is subject to less manipulations than net earnings per share. For banks, we use the 5-year average growth rate of Book Value per share as the growth rate. The reason is that EBITDA is not applicable to Banks and Book value is a relative important measurement for Banks. In the calculation, PEG=1 because Peter Lynch thinks that the fair P/E ratio of the growth stock is equal to its earnings growth rate.
What does a Peter Lynch Fair Value of $73.14 mean?
NCR Atleos (NATL) has a Peter Lynch Fair Value of $73.14 as of Jul. 12, 2026. Peter Lynch Fair Value is the stock value based on a company's current earnings and five-year earnings growth, assuming a PEG of one. View historical data on NCR Atleos and its competitors. This is 13965% above median its historical median of 0.52. Over the past decade, NCR Atleos' Peter Lynch Fair Value has ranged from 0.52 to 0.61. According to the industry distribution chart, NCR Atleos ranks #124 out of 679 companies in the Software industry, placing it in the top 18.3%.
Is NCR Atleos' Peter Lynch Fair Value too high?
NCR Atleos' current Peter Lynch Fair Value of $73.14 is 13965% above median its 10-year median of 0.52. Over the past 10 years, this metric has ranged from a low of 0.52 to a high of 0.61. The Software industry median Peter Lynch Fair Value is 1.22. NCR Atleos' value of $73.14 is 5895.1% above this industry median. Based on the distribution chart, NCR Atleos ranks #124 out of 679 companies in the Software industry, which is in the top quartile — a strong position relative to peers. Overall, NCR Atleos has a GF Score™ of 49/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does NCR Atleos' Peter Lynch Fair Value compare to RNG and QTWO?
According to the Software industry distribution chart, NCR Atleos ranks #124 out of 679 companies for Peter Lynch Fair Value. This places NCR Atleos in the top 18% of its industry — outperforming the majority of peers. The industry median Peter Lynch Fair Value is 1.22. NCR Atleos' value of $73.14 is 5895.1% above this benchmark. Historically, NCR Atleos' own Peter Lynch Fair Value has ranged from 0.52 to 0.61 over the past decade. While the company's 10-year median is 0.52 vs. the industry median of 1.22, NCR Atleos has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Peter Lynch Fair Value for a Software company?
The median Peter Lynch Fair Value among Software companies is 1.22, based on 679 companies in the industry. Companies in the top quartile (top 25%) have a Peter Lynch Fair Value significantly above this median, while those in the bottom quartile fall well below. However, Peter Lynch Fair Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. NCR Atleos's current Peter Lynch Fair Value of $73.14 is 5895.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Peter Lynch Fair Value mean?
A high Peter Lynch Fair Value can signal that a stock is expensive relative to its fundamentals. Peter Lynch Fair Value is the stock value based on a company's current earnings and five-year earnings growth, assuming a PEG of one. View historical data on NCR Atleos and its competitors. For the Software industry, the median Peter Lynch Fair Value is 1.22 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. NCR Atleos's current Peter Lynch Fair Value is $73.14, which is 13965% above median its own 10-year median of 0.52. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is NCR Atleos stock overvalued right now?
Based on GuruFocus' analysis, NCR Atleos (NATL) is currently considered Significantly Overvalued. The stock's GF Value™ is $28.61, compared to a current price of $44.93 — trading 57% above its estimated fair value. The current Peter Lynch Fair Value is $73.14, which is 13965% above median its 10-year median of 0.52 and 5895.1% above the Software industry median of 1.22. NCR Atleos' overall GF Score™ is 49/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Peter Lynch Fair Value calculated?
Peter Lynch Fair Value is calculated from a company's financial statements. For NCR Atleos (NATL), the current Peter Lynch Fair Value is $73.14 as of Jul. 12, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is NCR Atleos (NATL) Overvalued in 2026?
Based on GuruFocus' analysis, NCR Atleos stock appears to be overvalued.
The current stock price of $44.93 is trading 57% above its estimated GF Value™ of $28.61.
GuruFocus considers NCR Atleos to be Significantly Overvalued.
Key valuation signals for NATL:
Peter Lynch Fair Value: $73.14 (13965% above median its 10-year median of 0.52)
GF Value™: $28.61 vs. price of $44.93 (57% above fair value)
Industry Position: 5895.1% above the Software median (#124 of 679)
No single metric tells the full story. See the NATL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
NCR Atleos Corp is a financial technology company providing self-directed banking solutions to a customer base including financial institutions, merchants, manufacturers, retailers, and consumers. Self-directed banking is a rapidly growing, secular trend that allows banking customers to transact seamlessly between various channels, all for the same transaction. Their comprehensive solutions enable the acceleration of self-directed banking through ATM and interactive teller machine (ITM) technology, including software, services, hardware, and its proprietary Allpoint network. Atleos manages its operations in the following segments: Self-Service Banking, which generates maximum revenue, Network, and Telecommunications and Technology. Geographically, it derives maximum revenue from the U.S.
49GF Score
Get the complete analysis for NATL
Peter Lynch Fair Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
NATL has been successfully added to your 
