NATL (NCR Atleos) FCF Margin %: -4.41% (As of Mar. 2026)


NATL NCR Atleos Corp NATL
49 GF Score
Price $43.41
GF Value $28.57
Valuation Significantly Overvalued
! 5 Warning Signs
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What is NCR Atleos FCF Margin %?

NCR Atleos NATL +1.24% 49 FCF Margin % is -4.41% as of Mar. 2026. GuruFocus rates NATL with a GF Score™ of 49/100 and a GF Value™ of $28.57 (Significantly Overvalued). The stock has 5 warning signs investors should review. Among 2,815 Software companies, NCR Atleos ranks worse than 51.87% on this metric.

FCF Margin % is calculated as Free Cash Flow divided by its Revenue. NCR Atleos's Free Cash Flow for the three months ended in Mar. 2026 was $-46 Mil. NCR Atleos's Revenue for the three months ended in Mar. 2026 was $1,043 Mil. Therefore, NCR Atleos's FCF Margin % for the quarter that ended in Mar. 2026 was -4.41%.

As of today, NCR Atleos's current FCF Yield % is 2.25%.

The historical rank and industry rank for NCR Atleos's FCF Margin % or its related term are showing as below:

NATL' s FCF Margin % Range Over the Past 10 Years
Min: 1.63   Med: 5.05   Max: 12.7
Current: 1.63


During the past 6 years, the highest FCF Margin % of NCR Atleos was 12.70%. The lowest was 1.63%. And the median was 5.05%.

NATL's FCF Margin % is ranked worse than
51.87% of 2815 companies
in the Software industry
Industry Median: 2.41 vs NATL: 1.63


NCR Atleos FCF Margin % Related Terms


NCR Atleos FCF Margin % Historical Data

* Premium members only.

The historical data trend for NCR Atleos's FCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

NCR Atleos FCF Margin % Chart

NCR Atleos Annual Data
Trend Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
FCF Margin %
Get a 7-Day Free Trial 9.52 4.29 5.33 4.76 4.59

NCR Atleos Quarterly Data
Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
FCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 8.38 -5.25 -1.61 16.84 -4.41

NATL vs RNG, QTWO, ADEA: FCF Margin % Comparison

For the Software - Application subindustry, NCR Atleos's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


NCR Atleos FCF Margin % vs Software Industry

For the Software industry and Technology sector, NCR Atleos's FCF Margin % distribution charts can be found below:

* The bar in red indicates where NCR Atleos's FCF Margin % falls into.


NATL
49GF Score
NCR Atleos Corp NATL
FCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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NCR Atleos FCF Margin % Calculation

FCF margin is the ratio of Free Cash Flow divided by net sales or Revenue, usually presented in percent.

NCR Atleos's FCF Margin for the fiscal year that ended in Dec. 2025 is calculated as

FCF Margin=Free Cash Flow (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=200/4354
=4.59 %

NCR Atleos's FCF Margin for the quarter that ended in Mar. 2026 is calculated as

FCF Margin=Free Cash Flow (Q: Mar. 2026 )/Revenue (Q: Mar. 2026 )
=-46/1043
=-4.41 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Margin % →
What does a FCF Margin % of -4.41% mean?
NCR Atleos (NATL) has a FCF Margin % of -4.41% as of Mar. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on NCR Atleos and its competitors. Over the past decade, NCR Atleos' FCF Margin % has ranged from 1.63 to 12.70. According to the industry distribution chart, NCR Atleos ranks #1460 out of 2815 companies in the Software industry, placing it in the top 51.9%.
Is NCR Atleos' FCF Margin % too high?
NCR Atleos' current FCF Margin % is -4.41%. Over the past 10 years, this metric has ranged from a low of 1.63 to a high of 12.70. Based on the distribution chart, NCR Atleos ranks #1460 out of 2815 companies in the Software industry, which is below the industry midpoint. Overall, NCR Atleos has a GF Score™ of 49/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does NCR Atleos' FCF Margin % compare to RNG and QTWO?
According to the Software industry distribution chart, NCR Atleos ranks #1460 out of 2815 companies for FCF Margin %. This places NCR Atleos in the lower half of its industry. The industry median FCF Margin % is 2.41. Historically, NCR Atleos' own FCF Margin % has ranged from 1.63 to 12.70 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Software company?
The median FCF Margin % among Software companies is 2.41, based on 2,815 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on NCR Atleos and its competitors. For the Software industry, the median FCF Margin % is 2.41 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. NCR Atleos's current FCF Margin % is -4.41%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is NCR Atleos stock overvalued right now?
Based on GuruFocus' analysis, NCR Atleos (NATL) is currently considered Significantly Overvalued. The stock's GF Value™ is $28.57, compared to a current price of $43.41 — trading 51.9% above its estimated fair value. The current FCF Margin % is -4.41%. NCR Atleos' overall GF Score™ is 49/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For NCR Atleos (NATL), the current FCF Margin % is -4.41% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is NCR Atleos (NATL) Overvalued in 2026?

Based on GuruFocus' analysis, NCR Atleos stock appears to be overvalued. The current stock price of $43.41 is trading 51.9% above its estimated GF Value™ of $28.57. GuruFocus considers NCR Atleos to be Significantly Overvalued.

Key valuation signals for NATL:

  • FCF Margin %: -4.41%
  • GF Value™: $28.57 vs. price of $43.41 (51.9% above fair value)
  • GF Score™: 49/100 with 5 warning signs

No single metric tells the full story. See the NATL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


NCR Atleos Business Description

Other Exchanges Y2G:Germany
Address 864 Spring Street NW, Atlanta, GA, USA, 30308
NCR Atleos Corp is a financial technology company providing self-directed banking solutions to a customer base including financial institutions, merchants, manufacturers, retailers, and consumers. Self-directed banking is a rapidly growing, secular trend that allows banking customers to transact seamlessly between various channels, all for the same transaction. Their comprehensive solutions enable the acceleration of self-directed banking through ATM and interactive teller machine (ITM) technology, including software, services, hardware, and its proprietary Allpoint network. Atleos manages its operations in the following segments: Self-Service Banking, which generates maximum revenue, Network, and Telecommunications and Technology. Geographically, it derives maximum revenue from the U.S.
49GF Score

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FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$43.41
Price
$28.57
GF Value