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NCR AtleosNATL -0.11%49 Equity-to-Asset is 0.08 as of Jun. 2026, which is 14% above its 10-year median of 0.07. GuruFocus rates NATL with a GF Score™ of 49/100 and a GF Value™ of $29.29 (Significantly Overvalued). The stock has 5 warning signs investors should review. Among 2,892 Software companies, NCR Atleos ranks worse than 89.76% on this metric.
Equity to Asset ratio is calculated as total stockholders equity divided by total asset. NCR Atleos's Total Stockholders Equity for the quarter that ended in Jun. 2026 was $464 Mil. NCR Atleos's Total Assets for the quarter that ended in Jun. 2026 was $5,664 Mil.
Therefore, NCR Atleos's Equity to Asset Ratio for the quarter that ended in Jun. 2026 was 0.08.
The historical rank and industry rank for NCR Atleos's Equity-to-Asset or its related term are showing as below:
NATL'
s Equity-to-Asset Range Over the Past 10 Years
Min: 0.04 Med: 0.07 Max: 0.58
Current: 0.08
During the past 6 years, the highest Equity to Asset Ratio of NCR Atleos was 0.58. The lowest was 0.04. And the median was 0.07.
NATL's Equity-to-Asset is ranked worse than 89.76% of 2892
companies
in the Software industry
Industry Median: 0.56
vs NATL: 0.08
Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.
For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.
NCR Atleos Equity-to-Asset Related Terms
NCR Atleos Equity-to-Asset Historical Data
* Premium members only.
The historical data trend for NCR Atleos's Equity-to-Asset can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
NATL vs CCC, QTWO, MNDY: Equity-to-Asset Comparison
For the Software - Application subindustry, NCR Atleos's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
NCR Atleos Equity-to-Asset vs Software Industry
For the Software industry and Technology sector, NCR Atleos's Equity-to-Asset distribution charts can be found below:
* The bar in red indicates where NCR Atleos's Equity-to-Asset falls into.
Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.
NCR Atleos's Equity to Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
NCR Atleos (NATL) has a Equity-to-Asset of 0.08 as of Jun. 2026. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on NCR Atleos and its competitors. This is 14% above median its historical median of 0.07. Over the past decade, NCR Atleos' Equity-to-Asset has ranged from 0.04 to 0.58. According to the industry distribution chart, NCR Atleos ranks #2596 out of 2892 companies in the Software industry, placing it in the top 89.8%.
Is NCR Atleos' Equity-to-Asset too high?
NCR Atleos' current Equity-to-Asset of 0.08 is 14% above median its 10-year median of 0.07. Over the past 10 years, this metric has ranged from a low of 0.04 to a high of 0.58. The Software industry median Equity-to-Asset is 0.56. NCR Atleos' value of 0.08 is 85.7% below this industry median. Based on the distribution chart, NCR Atleos ranks #2596 out of 2892 companies in the Software industry, which is in the bottom quartile relative to peers. Overall, NCR Atleos has a GF Score™ of 49/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does NCR Atleos' Equity-to-Asset compare to CCC and QTWO?
According to the Software industry distribution chart, NCR Atleos ranks #2596 out of 2892 companies for Equity-to-Asset. This places NCR Atleos in the lower half of its industry. The industry median Equity-to-Asset is 0.56. NCR Atleos' value of 0.08 is 85.7% below this benchmark. Historically, NCR Atleos' own Equity-to-Asset has ranged from 0.04 to 0.58 over the past decade. While the company's 10-year median is 0.07 vs. the industry median of 0.56, NCR Atleos has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for a Software company?
The median Equity-to-Asset among Software companies is 0.56, based on 2,892 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. NCR Atleos's current Equity-to-Asset of 0.08 is 85.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on NCR Atleos and its competitors. For the Software industry, the median Equity-to-Asset is 0.56 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. NCR Atleos's current Equity-to-Asset is 0.08, which is 14% above median its own 10-year median of 0.07. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is NCR Atleos stock overvalued right now?
Based on GuruFocus' analysis, NCR Atleos (NATL) is currently considered Significantly Overvalued. The stock's GF Value™ is $29.29, compared to a current price of $46.93 — trading 60.2% above its estimated fair value. The current Equity-to-Asset is 0.08, which is 14% above median its 10-year median of 0.07 and 85.7% below the Software industry median of 0.56. NCR Atleos' overall GF Score™ is 49/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For NCR Atleos (NATL), the current Equity-to-Asset is 0.08 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is NCR Atleos (NATL) Overvalued in 2026?
Based on GuruFocus' analysis, NCR Atleos stock appears to be overvalued.
The current stock price of $46.93 is trading 60.2% above its estimated GF Value™ of $29.29.
GuruFocus considers NCR Atleos to be Significantly Overvalued.
Key valuation signals for NATL:
Equity-to-Asset: 0.08 (14% above median its 10-year median of 0.07)
GF Value™: $29.29 vs. price of $46.93 (60.2% above fair value)
Industry Position: 85.7% below the Software median (#2596 of 2892)
No single metric tells the full story. See the NATL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
NCR Atleos Corp is a financial technology company providing self-directed banking solutions to a customer base including financial institutions, merchants, manufacturers, retailers, and consumers. Self-directed banking is a rapidly growing, secular trend that allows banking customers to transact seamlessly between various channels, all for the same transaction. Their comprehensive solutions enable the acceleration of self-directed banking through ATM and interactive teller machine (ITM) technology, including software, services, hardware, and its proprietary Allpoint network. Atleos manages its operations in the following segments: Self-Service Banking, which generates maximum revenue, Network, and Telecommunications and Technology. Geographically, it derives maximum revenue from the U.S.
49GF Score
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