NATL (NCR Atleos) ROE % Adjusted to Book Value: 2.71% (As of Mar. 2026)


NATL NCR Atleos Corp NATL
49 GF Score
Price $43.41
GF Value $28.57
Valuation Significantly Overvalued
! 5 Warning Signs
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What is NCR Atleos ROE % Adjusted to Book Value?

NCR Atleos NATL +1.24% 49 ROE % Adjusted to Book Value is 2.71% as of Mar. 2026. GuruFocus rates NATL with a GF Score™ of 49/100 and a GF Value™ of $28.57 (Significantly Overvalued). The stock has 5 warning signs investors should review.

NCR Atleos's ROE % for the quarter that ended in Mar. 2026 was 22.03%. NCR Atleos's PB Ratio for the quarter that ended in Mar. 2026 was 8.12. NCR Atleos's ROE % Adjusted to Book Value for the quarter that ended in Mar. 2026 was 2.71%.


NCR Atleos ROE % Adjusted to Book Value Related Terms


NCR Atleos ROE % Adjusted to Book Value Historical Data

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The historical data trend for NCR Atleos's ROE % Adjusted to Book Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

NCR Atleos ROE % Adjusted to Book Value Chart

NCR Atleos Annual Data
Trend Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
ROE % Adjusted to Book Value
Get a 7-Day Free Trial 0.00 0.00 -1.10 3.24 7.47

NCR Atleos Quarterly Data
Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
ROE % Adjusted to Book Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3.22 9.62 3.48 13.00 2.71

NATL vs RNG, QTWO, ADEA: ROE % Adjusted to Book Value Comparison

For the Software - Application subindustry, NCR Atleos's ROE % Adjusted to Book Value, along with its competitors' market caps and ROE % Adjusted to Book Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


NCR Atleos ROE % Adjusted to Book Value vs Software Industry

For the Software industry and Technology sector, NCR Atleos's ROE % Adjusted to Book Value distribution charts can be found below:

* The bar in red indicates where NCR Atleos's ROE % Adjusted to Book Value falls into.


NATL
49GF Score
NCR Atleos Corp NATL
ROE % Adjusted to Book Value is just one metric. See GF Score™, valuation, warning signs, and more.
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NCR Atleos ROE % Adjusted to Book Value Calculation

NCR Atleos's ROE % Adjusted to Book Value for the fiscal year that ended in Dec. 2025 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=52.09% / 6.97
=7.47%

NCR Atleos's ROE % Adjusted to Book Value for the quarter that ended in Mar. 2026 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=22.03% / 8.12
=2.71%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a ROE % Adjusted to Book Value of 2.71% mean?
NCR Atleos (NATL) has a ROE % Adjusted to Book Value of 2.71% as of Mar. 2026. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on NCR Atleos and its competitors.
Is NCR Atleos' ROE % Adjusted to Book Value too high?
NCR Atleos' current ROE % Adjusted to Book Value is 2.71%. Overall, NCR Atleos has a GF Score™ of 49/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does NCR Atleos' ROE % Adjusted to Book Value compare to RNG and QTWO?
NCR Atleos' ROE % Adjusted to Book Value of 2.71% can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % Adjusted to Book Value for a Software company?
A good ROE % Adjusted to Book Value depends on the Software industry context. However, ROE % Adjusted to Book Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % Adjusted to Book Value mean?
A high ROE % Adjusted to Book Value can signal that a stock is expensive relative to its fundamentals. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on NCR Atleos and its competitors. NCR Atleos's current ROE % Adjusted to Book Value is 2.71%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is NCR Atleos stock overvalued right now?
Based on GuruFocus' analysis, NCR Atleos (NATL) is currently considered Significantly Overvalued. The stock's GF Value™ is $28.57, compared to a current price of $43.41 — trading 51.9% above its estimated fair value. The current ROE % Adjusted to Book Value is 2.71%. NCR Atleos' overall GF Score™ is 49/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % Adjusted to Book Value calculated?
ROE % Adjusted to Book Value is calculated from a company's financial statements. For NCR Atleos (NATL), the current ROE % Adjusted to Book Value is 2.71% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is NCR Atleos (NATL) Overvalued in 2026?

Based on GuruFocus' analysis, NCR Atleos stock appears to be overvalued. The current stock price of $43.41 is trading 51.9% above its estimated GF Value™ of $28.57. GuruFocus considers NCR Atleos to be Significantly Overvalued.

Key valuation signals for NATL:

  • ROE % Adjusted to Book Value: 2.71%
  • GF Value™: $28.57 vs. price of $43.41 (51.9% above fair value)
  • GF Score™: 49/100 with 5 warning signs

No single metric tells the full story. See the NATL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


NCR Atleos Business Description

Other Exchanges Y2G:Germany
Address 864 Spring Street NW, Atlanta, GA, USA, 30308
NCR Atleos Corp is a financial technology company providing self-directed banking solutions to a customer base including financial institutions, merchants, manufacturers, retailers, and consumers. Self-directed banking is a rapidly growing, secular trend that allows banking customers to transact seamlessly between various channels, all for the same transaction. Their comprehensive solutions enable the acceleration of self-directed banking through ATM and interactive teller machine (ITM) technology, including software, services, hardware, and its proprietary Allpoint network. Atleos manages its operations in the following segments: Self-Service Banking, which generates maximum revenue, Network, and Telecommunications and Technology. Geographically, it derives maximum revenue from the U.S.
49GF Score

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ROE % Adjusted to Book Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$43.41
Price
$28.57
GF Value