NATL (NCR Atleos) Interest Expense: $-266 Mil (TTM As of Mar. 2026)


NATL NCR Atleos Corp NATL
49 GF Score
Price $43.41
GF Value $28.57
Valuation Significantly Overvalued
! 5 Warning Signs
View Full Analysis

What is NCR Atleos Interest Expense?

NCR Atleos NATL +1.24% 49 Interest Expense is $-266 Mil as of Mar. 2026. GuruFocus rates NATL with a GF Score™ of 49/100 and a GF Value™ of $28.57 (Significantly Overvalued). The stock has 5 warning signs investors should review.

Interest Expense is the amount reported by a company or individual as an expense for borrowed money. NCR Atleos's interest expense for the three months ended in Mar. 2026 was $ -63 Mil. Its interest expense for the trailing twelve months (TTM) ended in Mar. 2026 was $-266 Mil.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income(EBIT) by its Interest Expense. NCR Atleos's Operating Income for the three months ended in Mar. 2026 was $ 84 Mil. NCR Atleos's Interest Expense for the three months ended in Mar. 2026 was $ -63 Mil. NCR Atleos's Interest Coverage for the quarter that ended in Mar. 2026 was 1.33. The higher the ratio, the stronger the company's financial strength is. Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


NCR Atleos  (NYSE:NATL) Interest Expense Explanation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense. The higher, the better.

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

NCR Atleos's Interest Expense for the three months ended in Mar. 2026 was $-63 Mil. Its Operating Income for the three months ended in Mar. 2026 was $84 Mil. And its Long-Term Debt & Capital Lease Obligation for the three months ended in Mar. 2026 was $2,849 Mil.

NCR Atleos's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Interest Coverage=-1* Operating Income (Q: Mar. 2026 )/Interest Expense (Q: Mar. 2026 )
=-1*84/-63
=1.33

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's financial strength is.


NCR Atleos Interest Expense Historical Data

* Premium members only.

The historical data trend for NCR Atleos's Interest Expense can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

NCR Atleos Interest Expense Chart

NCR Atleos Annual Data
Trend Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Expense
Get a 7-Day Free Trial -49.00 -31.00 -90.00 -309.00 -270.00

NCR Atleos Quarterly Data
Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Interest Expense Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -67.00 -69.00 -68.00 -66.00 -63.00
NATL
49GF Score
NCR Atleos Corp NATL
Interest Expense is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

NCR Atleos Interest Expense Calculation

Interest Expense is the amount reported by a company or individual as an expense for borrowed money.

Interest Expense for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $-266 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Interest Expense →
What does a Interest Expense of $-266 Mil mean?
NCR Atleos (NATL) has a Interest Expense of $-266 Mil as of Mar. 2026. Interest Expense is the amount a company pays on its long-term debt. View historical data on NCR Atleos and its competitors.
Is NCR Atleos' Interest Expense too high?
NCR Atleos' current Interest Expense is $-266 Mil. Overall, NCR Atleos has a GF Score™ of 49/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does NCR Atleos' Interest Expense compare to RNG and QTWO?
NCR Atleos' Interest Expense of $-266 Mil can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Expense for a Software company?
A good Interest Expense depends on the Software industry context. However, Interest Expense should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Expense mean?
A high Interest Expense can signal that a stock is expensive relative to its fundamentals. Interest Expense is the amount a company pays on its long-term debt. View historical data on NCR Atleos and its competitors. NCR Atleos's current Interest Expense is $-266 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is NCR Atleos stock overvalued right now?
Based on GuruFocus' analysis, NCR Atleos (NATL) is currently considered Significantly Overvalued. The stock's GF Value™ is $28.57, compared to a current price of $43.41 — trading 51.9% above its estimated fair value. The current Interest Expense is $-266 Mil. NCR Atleos' overall GF Score™ is 49/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Expense calculated?
Interest Expense is calculated from a company's financial statements. For NCR Atleos (NATL), the current Interest Expense is $-266 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is NCR Atleos (NATL) Overvalued in 2026?

Based on GuruFocus' analysis, NCR Atleos stock appears to be overvalued. The current stock price of $43.41 is trading 51.9% above its estimated GF Value™ of $28.57. GuruFocus considers NCR Atleos to be Significantly Overvalued.

Key valuation signals for NATL:

  • Interest Expense: $-266 Mil
  • GF Value™: $28.57 vs. price of $43.41 (51.9% above fair value)
  • GF Score™: 49/100 with 5 warning signs

No single metric tells the full story. See the NATL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


NCR Atleos Business Description

Other Exchanges Y2G:Germany
Address 864 Spring Street NW, Atlanta, GA, USA, 30308
NCR Atleos Corp is a financial technology company providing self-directed banking solutions to a customer base including financial institutions, merchants, manufacturers, retailers, and consumers. Self-directed banking is a rapidly growing, secular trend that allows banking customers to transact seamlessly between various channels, all for the same transaction. Their comprehensive solutions enable the acceleration of self-directed banking through ATM and interactive teller machine (ITM) technology, including software, services, hardware, and its proprietary Allpoint network. Atleos manages its operations in the following segments: Self-Service Banking, which generates maximum revenue, Network, and Telecommunications and Technology. Geographically, it derives maximum revenue from the U.S.
49GF Score

Get the complete analysis for NATL

Interest Expense is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$43.41
Price
$28.57
GF Value