NCR AtleosNATL +1.24%49 Net Margin % is 2.11% as of Mar. 2026, which is 31% below its 10-year median of 3.06. GuruFocus rates NATL with a GF Score™ of 49/100 and a GF Value™ of $28.57 (Significantly Overvalued). The stock has 5 warning signs investors should review. Among 2,823 Software companies, NCR Atleos ranks better than 54.94% on this metric.
Net margin is calculated as Net Income divided by its Revenue. NCR Atleos's Net Income for the
three
months ended in Mar. 2026 was $22 Mil. NCR Atleos's Revenue for the
three
months ended in Mar. 2026 was $1,043 Mil. Therefore, NCR Atleos's net margin for the quarter that ended in Mar. 2026 was 2.11%.
The historical rank and industry rank for NCR Atleos's Net Margin % or its related term are showing as below:
NATL'
s Net Margin % Range Over the Past 10 Years
Min: -3.58 Med: 3.06 Max: 6.39
Current: 3.98
NATL's Net Margin % is ranked better than 54.94% of 2823
companies
in the Software industry
Industry Median: 2.53
vs NATL: 3.98
NCR Atleos (NYSE:NATL) Net Margin % Explanation
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
NCR Atleos Net Margin % Related Terms
NCR Atleos Net Margin % Historical Data
* Premium members only.
The historical data trend for NCR Atleos's Net Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Software - Application subindustry, NCR Atleos's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
NCR Atleos Net Margin % vs Software Industry
For the Software industry and Technology sector, NCR Atleos's Net Margin % distribution charts can be found below:
* The bar in red indicates where NCR Atleos's Net Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
NCR Atleos (NATL) has a Net Margin % of 2.11% as of Mar. 2026. Net margin is the ratio of total net income to net sales. View historical data on NCR Atleos and its competitors. This is 31% below median its historical median of 3.06. According to the industry distribution chart, NCR Atleos ranks #1272 out of 2823 companies in the Software industry, placing it in the top 45.1%.
Is NCR Atleos' Net Margin % too high?
NCR Atleos' current Net Margin % of 2.11% is 31% below median its 10-year median of 3.06. The Software industry median Net Margin % is 2.53. NCR Atleos' value of 2.11% is 16.6% below this industry median. Based on the distribution chart, NCR Atleos ranks #1272 out of 2823 companies in the Software industry, which is above the industry midpoint. Overall, NCR Atleos has a GF Score™ of 49/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does NCR Atleos' Net Margin % compare to RNG and QTWO?
According to the Software industry distribution chart, NCR Atleos ranks #1272 out of 2823 companies for Net Margin %. This puts NCR Atleos in the upper half of its industry. The industry median Net Margin % is 2.53. NCR Atleos' value of 2.11% is 16.6% below this benchmark. While the company's 10-year median is 3.06 vs. the industry median of 2.53, NCR Atleos has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for a Software company?
The median Net Margin % among Software companies is 2.53, based on 2,823 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. NCR Atleos's current Net Margin % of 2.11% is 16.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on NCR Atleos and its competitors. For the Software industry, the median Net Margin % is 2.53 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. NCR Atleos's current Net Margin % is 2.11%, which is 31% below median its own 10-year median of 3.06. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is NCR Atleos stock overvalued right now?
Based on GuruFocus' analysis, NCR Atleos (NATL) is currently considered Significantly Overvalued. The stock's GF Value™ is $28.57, compared to a current price of $43.41 — trading 51.9% above its estimated fair value. The current Net Margin % is 2.11%, which is 31% below median its 10-year median of 3.06 and 16.6% below the Software industry median of 2.53. NCR Atleos' overall GF Score™ is 49/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For NCR Atleos (NATL), the current Net Margin % is 2.11% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is NCR Atleos (NATL) Overvalued in 2026?
Based on GuruFocus' analysis, NCR Atleos stock appears to be overvalued.
The current stock price of $43.41 is trading 51.9% above its estimated GF Value™ of $28.57.
GuruFocus considers NCR Atleos to be Significantly Overvalued.
Key valuation signals for NATL:
Net Margin %: 2.11% (31% below median its 10-year median of 3.06)
GF Value™: $28.57 vs. price of $43.41 (51.9% above fair value)
Industry Position: 16.6% below the Software median (#1272 of 2823)
No single metric tells the full story. See the NATL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
NCR Atleos Corp is a financial technology company providing self-directed banking solutions to a customer base including financial institutions, merchants, manufacturers, retailers, and consumers. Self-directed banking is a rapidly growing, secular trend that allows banking customers to transact seamlessly between various channels, all for the same transaction. Their comprehensive solutions enable the acceleration of self-directed banking through ATM and interactive teller machine (ITM) technology, including software, services, hardware, and its proprietary Allpoint network. Atleos manages its operations in the following segments: Self-Service Banking, which generates maximum revenue, Network, and Telecommunications and Technology. Geographically, it derives maximum revenue from the U.S.
49GF Score
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