PSBKF (Postalvings Bank Of China Co) EV-to-OCF: -4.48 (As of Sep. 03, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

PSBKF Postal Savings Bank Of China Co Ltd PSBKF
76 GF Score
Price $0.67
GF Value $0.64
! 6 Warning Signs
View Full Analysis

What is Postalvings Bank Of China Co EV-to-OCF?

Postalvings Bank Of China Co PSBKF 76 EV-to-OCF is -4.48 as of Sep. 03, 2026. GuruFocus rates PSBKF with a GF Score™ of 76/100 and a GF Value™ of $0.64. The stock has 6 warning signs investors should review. Among 1,488 Banks companies, Postalvings Bank Of China Co ranks better than 83.4% on this metric.

EV-to-OCF is calculated as enterprise value divided by its cash flow from operations. As of today, Postalvings Bank Of China Co's Enterprise Value is $-258,182 Mil. Postalvings Bank Of China Co's Cash Flow from Operations for the trailing twelve months (TTM) ended in Dec. 2025 was $57,640 Mil. Therefore, Postalvings Bank Of China Co's EV-to-OCF for today is -4.48.

The historical rank and industry rank for Postalvings Bank Of China Co's EV-to-OCF or its related term are showing as below:

PSBKF' s EV-to-OCF Range Over the Past 10 Years
Min: -14.49   Med: -3.6   Max: 19.02
Current: -4.55

During the past 11 years, the highest EV-to-OCF of Postalvings Bank Of China Co was 19.02. The lowest was -14.49. And the median was -3.60.

PSBKF's EV-to-OCF is ranked better than
83.4% of 1488 companies
in the Banks industry
Industry Median: 4.015 vs PSBKF: -4.55

EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

As of today (2026-09-03), Postalvings Bank Of China Co's stock price is $0.6691. Postalvings Bank Of China Co's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was $0.101. Therefore, Postalvings Bank Of China Co's PE Ratio (TTM) for today is 6.62.


Postalvings Bank Of China Co  (OTCPK:PSBKF) EV-to-OCF Explanation

EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

Postalvings Bank Of China Co's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=0.6691/0.101
=6.62

Postalvings Bank Of China Co's share price for today is $0.6691.
Postalvings Bank Of China Co's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 adds up the quarterly data reported by the company within the most recent 12 months, which was $0.101.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Cash Flow from Operations is an important financial metric because it represents the cash generated from operating activities at a company's disposal. Companies with a low EV-to-OCF ratio, combined with a strong balance sheet are generally considered as undervalued.


Postalvings Bank Of China Co EV-to-OCF Related Terms


Postalvings Bank Of China Co EV-to-OCF Historical Data

* Premium members only.

The historical data trend for Postalvings Bank Of China Co's EV-to-OCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Postalvings Bank Of China Co EV-to-OCF Chart

Postalvings Bank Of China Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EV-to-OCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only -9.32 -2.57 -4.64 -3.22 -3.17

Postalvings Bank Of China Co Quarterly Data
Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Jun26
EV-to-OCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -5.51 -3.65 -2.41 -3.17 0.00

Postalvings Bank Of China Co EV-to-OCF Competitor Comparison

For the Banks - Regional subindustry, Postalvings Bank Of China Co's EV-to-OCF, along with its competitors' market caps and EV-to-OCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Postalvings Bank Of China Co EV-to-OCF vs Banks Industry

For the Banks industry and Financial Services sector, Postalvings Bank Of China Co's EV-to-OCF distribution charts can be found below:

* The bar in red indicates where Postalvings Bank Of China Co's EV-to-OCF falls into.


PSBKF
76GF Score
Postal Savings Bank Of China Co Ltd PSBKF
EV-to-OCF is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Postalvings Bank Of China Co EV-to-OCF Calculation

Postalvings Bank Of China Co's EV-to-OCF for today is calculated as:

EV-to-OCF=Enterprise Value (Today)/Cash Flow from Operations (TTM)
=-258182.304/57639.838
=-4.48

Postalvings Bank Of China Co's current Enterprise Value is $-258,182 Mil.
Postalvings Bank Of China Co's Cash Flow from Operations for the trailing twelve months (TTM) ended in Dec. 2025 adds up the quarterly data reported by the company within the most recent 12 months, which was $57,640 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EV-to-OCF →
What does a EV-to-OCF of -4.48 mean?
Postalvings Bank Of China Co (PSBKF) has a EV-to-OCF of -4.48 as of Sep. 03, 2026. According to the industry distribution chart, Postalvings Bank Of China Co ranks #247 out of 1488 companies in the Banks industry, placing it in the top 16.6%.
Is Postalvings Bank Of China Co's EV-to-OCF too high?
Postalvings Bank Of China Co's current EV-to-OCF is -4.48. Based on the distribution chart, Postalvings Bank Of China Co ranks #247 out of 1488 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Postalvings Bank Of China Co has a GF Score™ of 76/100, reflecting its overall financial health beyond just this single metric.
How does Postalvings Bank Of China Co's EV-to-OCF compare to competitors?
According to the Banks industry distribution chart, Postalvings Bank Of China Co ranks #247 out of 1488 companies for EV-to-OCF. This places Postalvings Bank Of China Co in the top 17% of its industry — outperforming the majority of peers. The industry median EV-to-OCF is 4.02. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-OCF for a Banks company?
The median EV-to-OCF among Banks companies is 4.02, based on 1,488 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-OCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-OCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-OCF mean?
A high EV-to-OCF can signal that a stock is expensive relative to its fundamentals. For the Banks industry, the median EV-to-OCF is 4.02 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Postalvings Bank Of China Co's current EV-to-OCF is -4.48. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Postalvings Bank Of China Co stock overvalued right now?
Postalvings Bank Of China Co (PSBKF) has a current EV-to-OCF of -4.48. The stock's GF Value™ is $0.64, compared to a current price of $0.67 — trading 4.5% above its estimated fair value. The current EV-to-OCF is -4.48. Postalvings Bank Of China Co's overall GF Score™ is 76/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-OCF calculated?
EV-to-OCF is calculated from a company's financial statements. For Postalvings Bank Of China Co (PSBKF), the current EV-to-OCF is -4.48 as of Sep. 03, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Postalvings Bank Of China Co (PSBKF) Overvalued in 2026?

Based on GuruFocus' analysis, Postalvings Bank Of China Co stock appears to be overvalued. The current stock price of $0.67 is trading 4.5% above its estimated GF Value™ of $0.64.

Key valuation signals for PSBKF:

  • EV-to-OCF: -4.48
  • GF Value™: $0.64 vs. price of $0.67 (4.5% above fair value)
  • GF Score™: 76/100 with 6 warning signs

No single metric tells the full story. See the PSBKF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Postalvings Bank Of China Co Business Description

Address No. 3 Financial Street, Xicheng District, Beijing, CHN, 100808
Postal Savings Bank of China Co Ltd is a banking group conducting its operating activities in the People's Republic of China (PRC), and the principal activities include: personal and corporate financial services, treasury operations, and other business activities. The Group's main operating segments are: Personal banking, Corporate banking, Treasury, and Others. The majority of its revenue is generated from the Personal and Corporate banking businesses, which provide various financial products and services to individuals, corporations, government agencies, and financial institutions. The various services offered include current account settlement, deposits, personal loans, credit cards and debit cards, foreign currency, and wealth management products, etc.
76GF Score

Get the complete analysis for PSBKF

EV-to-OCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$0.67
Price
$0.64
GF Value