PSBKF (Postalvings Bank Of China Co) Retained Earnings: $40,513 Mil (As of Dec. 2025)

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PSBKF Postal Savings Bank Of China Co Ltd PSBKF
75 GF Score
Price $0.67
GF Value $0.62
! 6 Warning Signs
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What is Postalvings Bank Of China Co Retained Earnings?

Postalvings Bank Of China Co PSBKF 75 Retained Earnings is $40,513 Mil as of Dec. 2025. GuruFocus rates PSBKF with a GF Score™ of 75/100 and a GF Value™ of $0.62. The stock has 6 warning signs investors should review.

Retained earnings is the accumulated portion of net income that is not distributed to shareholders. Postalvings Bank Of China Co's retained earnings for the quarter that ended in Dec. 2025 was $40,513 Mil.

Postalvings Bank Of China Co's quarterly retained earnings increased from Jun. 2025 ($41,089 Mil) to Sep. 2025 ($45,246 Mil) but then declined from Sep. 2025 ($45,246 Mil) to Dec. 2025 ($40,513 Mil).

Postalvings Bank Of China Co's annual retained earnings increased from Dec. 2023 ($34,916 Mil) to Dec. 2024 ($36,170 Mil) and increased from Dec. 2024 ($36,170 Mil) to Dec. 2025 ($40,513 Mil).


Postalvings Bank Of China Co  (OTCPK:PSBKF) Retained Earnings Explanation

Historically profitable companies sometimes have negative retained earnings. This is because they have cumulatively paid out more to shareholders than they reported in profits.

For example, in 2011, Microsoft had negative retained earnings. This does not mean the company lost more money than it made over the years. It just means it paid out more money than it earned.

If a company has negative retained earnings, investors should check the 10-year financial results. They should not assume that negative retained earnings prove a company has generally lost money in the past.

Of course, many companies with negative retained earnings have indeed lost money in the past.

Retained Earnings: Warren Buffett's Secret.

One of the most important indicators of durable competitive advantage. Net earnings can be paid out as dividends, used to buy back shares or retained for growth.

If the company loses more than it has accumulated, retained earnings is negative.

If a company isn't adding to its retained earnings, it isn't growing its net worth.

Rate of growth of retained earnings is good indicator whether it's benefiting from a competitive advantage.

Microsoft is negative because it chose to buyback stock and pay dividends.

The more earnings retained, the faster it grows and increases growth rate for future earnings.


Postalvings Bank Of China Co Retained Earnings Historical Data

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The historical data trend for Postalvings Bank Of China Co's Retained Earnings can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Postalvings Bank Of China Co Retained Earnings Chart

Postalvings Bank Of China Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Retained Earnings
Get a 7-Day Free Trial Premium Member Only Premium Member Only 31,218.50 32,301.45 34,915.55 36,170.01 40,513.12

Postalvings Bank Of China Co Quarterly Data
Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Jun26
Retained Earnings Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 38,956.18 41,089.08 45,246.16 40,513.12 47,448.12
PSBKF
75GF Score
Postal Savings Bank Of China Co Ltd PSBKF
Retained Earnings is just one metric. See GF Score™, valuation, warning signs, and more.
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Postalvings Bank Of China Co Retained Earnings Calculation

Retained Earnings is the accumulated portion of net income that is not distributed to shareholders. Because the net income was not distributed to shareholders, shareholders' equity is increased by the same amount.

Of course, if a company loses, it is called retained losses, or accumulated losses.

Frequently Asked Questions Learn more about Retained Earnings →
What does a Retained Earnings of $40,513 Mil mean?
Postalvings Bank Of China Co (PSBKF) has a Retained Earnings of $40,513 Mil as of Dec. 2025. Retained earnings is the amount of net income not issued to shareholders. View historical data on Postalvings Bank Of China Co and its competitors.
Is Postalvings Bank Of China Co's Retained Earnings too high?
Postalvings Bank Of China Co's current Retained Earnings is $40,513 Mil. Overall, Postalvings Bank Of China Co has a GF Score™ of 75/100, reflecting its overall financial health beyond just this single metric.
How does Postalvings Bank Of China Co's Retained Earnings compare to competitors?
Postalvings Bank Of China Co's Retained Earnings of $40,513 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Retained Earnings for a Banks company?
A good Retained Earnings depends on the Banks industry context. However, Retained Earnings should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Retained Earnings mean?
A high Retained Earnings can signal that a stock is expensive relative to its fundamentals. Retained earnings is the amount of net income not issued to shareholders. View historical data on Postalvings Bank Of China Co and its competitors. Postalvings Bank Of China Co's current Retained Earnings is $40,513 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Postalvings Bank Of China Co stock overvalued right now?
Postalvings Bank Of China Co (PSBKF) has a current Retained Earnings of $40,513 Mil. The stock's GF Value™ is $0.62, compared to a current price of $0.67 — trading 7.9% above its estimated fair value. The current Retained Earnings is $40,513 Mil. Postalvings Bank Of China Co's overall GF Score™ is 75/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Retained Earnings calculated?
Retained Earnings is calculated from a company's financial statements. For Postalvings Bank Of China Co (PSBKF), the current Retained Earnings is $40,513 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Postalvings Bank Of China Co (PSBKF) Overvalued in 2026?

Based on GuruFocus' analysis, Postalvings Bank Of China Co stock appears to be overvalued. The current stock price of $0.67 is trading 7.9% above its estimated GF Value™ of $0.62.

Key valuation signals for PSBKF:

  • Retained Earnings: $40,513 Mil
  • GF Value™: $0.62 vs. price of $0.67 (7.9% above fair value)
  • GF Score™: 75/100 with 6 warning signs

No single metric tells the full story. See the PSBKF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Postalvings Bank Of China Co Business Description

Address No. 3 Financial Street, Xicheng District, Beijing, CHN, 100808
Postal Savings Bank of China Co Ltd is a banking group conducting its operating activities in the People's Republic of China (PRC), and the principal activities include: personal and corporate financial services, treasury operations, and other business activities. The Group's main operating segments are: Personal banking, Corporate banking, Treasury, and Others. The majority of its revenue is generated from the Personal and Corporate banking businesses, which provide various financial products and services to individuals, corporations, government agencies, and financial institutions. The various services offered include current account settlement, deposits, personal loans, credit cards and debit cards, foreign currency, and wealth management products, etc.
75GF Score

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Retained Earnings is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$0.67
Price
$0.62
GF Value