PSBKF (Postalvings Bank Of China Co) Interest Income: $67,270 Mil (TTM As of Dec. 2025)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

PSBKF Postal Savings Bank Of China Co Ltd PSBKF
75 GF Score
Price $0.67
GF Value $0.62
! 6 Warning Signs
View Full Analysis

What is Postalvings Bank Of China Co Interest Income?

Postalvings Bank Of China Co PSBKF 75 Interest Income is $67,270 Mil as of Dec. 2025. GuruFocus rates PSBKF with a GF Score™ of 75/100 and a GF Value™ of $0.62. The stock has 6 warning signs investors should review.

Interest Income is the interest earned on cash temporarily held in savings accounts, certificates of deposits, or other investments. Postalvings Bank Of China Co's interest income for the three months ended in Dec. 2025 was $16,811 Mil. Its interest income for the trailing twelve months (TTM) ended in Dec. 2025 was $67,270 Mil.

Postalvings Bank Of China Co Interest Income Historical Data

* Premium members only.

The historical data trend for Postalvings Bank Of China Co's Interest Income can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Postalvings Bank Of China Co Interest Income Chart

Postalvings Bank Of China Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Income
Get a 7-Day Free Trial Premium Member Only Premium Member Only 70,897.43 68,023.58 69,791.74 69,806.89 68,279.05

Postalvings Bank Of China Co Quarterly Data
Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Jun26
Interest Income Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 16,672.09 16,823.16 16,963.71 16,811.11 0.00
PSBKF
75GF Score
Postal Savings Bank Of China Co Ltd PSBKF
Interest Income is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Postalvings Bank Of China Co Interest Income Calculation

Interest Income is the interest earned on cash temporarily held in savings accounts, certificates of deposits, or other investments.

Interest Income for the trailing twelve months (TTM) ended in Dec. 2025 adds up the quarterly data reported by the company within the most recent 12 months, which was $67,270 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Interest Income →
What does a Interest Income of $67,270 Mil mean?
Postalvings Bank Of China Co (PSBKF) has a Interest Income of $67,270 Mil as of Dec. 2025. Interest Income is the amount a company receives on savings accounts and certificates of deposits. View historical data on Postalvings Bank Of China Co and its competitors.
Is Postalvings Bank Of China Co's Interest Income too high?
Postalvings Bank Of China Co's current Interest Income is $67,270 Mil. Overall, Postalvings Bank Of China Co has a GF Score™ of 75/100, reflecting its overall financial health beyond just this single metric.
How does Postalvings Bank Of China Co's Interest Income compare to competitors?
Postalvings Bank Of China Co's Interest Income of $67,270 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Income for a Banks company?
A good Interest Income depends on the Banks industry context. However, Interest Income should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Income mean?
A high Interest Income can signal that a stock is expensive relative to its fundamentals. Interest Income is the amount a company receives on savings accounts and certificates of deposits. View historical data on Postalvings Bank Of China Co and its competitors. Postalvings Bank Of China Co's current Interest Income is $67,270 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Postalvings Bank Of China Co stock overvalued right now?
Postalvings Bank Of China Co (PSBKF) has a current Interest Income of $67,270 Mil. The stock's GF Value™ is $0.62, compared to a current price of $0.67 — trading 7.9% above its estimated fair value. The current Interest Income is $67,270 Mil. Postalvings Bank Of China Co's overall GF Score™ is 75/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Income calculated?
Interest Income is calculated from a company's financial statements. For Postalvings Bank Of China Co (PSBKF), the current Interest Income is $67,270 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Postalvings Bank Of China Co (PSBKF) Overvalued in 2026?

Based on GuruFocus' analysis, Postalvings Bank Of China Co stock appears to be overvalued. The current stock price of $0.67 is trading 7.9% above its estimated GF Value™ of $0.62.

Key valuation signals for PSBKF:

  • Interest Income: $67,270 Mil
  • GF Value™: $0.62 vs. price of $0.67 (7.9% above fair value)
  • GF Score™: 75/100 with 6 warning signs

No single metric tells the full story. See the PSBKF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Postalvings Bank Of China Co Business Description

Address No. 3 Financial Street, Xicheng District, Beijing, CHN, 100808
Postal Savings Bank of China Co Ltd is a banking group conducting its operating activities in the People's Republic of China (PRC), and the principal activities include: personal and corporate financial services, treasury operations, and other business activities. The Group's main operating segments are: Personal banking, Corporate banking, Treasury, and Others. The majority of its revenue is generated from the Personal and Corporate banking businesses, which provide various financial products and services to individuals, corporations, government agencies, and financial institutions. The various services offered include current account settlement, deposits, personal loans, credit cards and debit cards, foreign currency, and wealth management products, etc.
75GF Score

Get the complete analysis for PSBKF

Interest Income is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$0.67
Price
$0.62
GF Value