PSBKF (Postalvings Bank Of China Co) 3-Year Share Buyback Ratio: -9.10% (As of Dec. 2025)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

PSBKF Postal Savings Bank Of China Co Ltd PSBKF
75 GF Score
Price $0.67
GF Value $0.62
! 6 Warning Signs
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What is Postalvings Bank Of China Co 3-Year Share Buyback Ratio?

Postalvings Bank Of China Co PSBKF 75 3-Year Share Buyback Ratio is -9.10 as of Dec. 2025. GuruFocus rates PSBKF with a GF Score™ of 75/100 and a GF Value™ of $0.62. The stock has 6 warning signs investors should review. Among 1,036 Banks companies, Postalvings Bank Of China Co ranks worse than 88.13% on this metric.

Shares Outstanding (EOP) are shares that have been authorized, issued, and purchased by investors and are held by them.

3-Year Share Buyback Ratio measures the average annual proportion of a company's outstanding shares repurchased over the past three years. It is calculated as the annualized percentage change in shares outstanding from three years ago to the current year. A positive ratio may indicate share buybacks over the period, while a zero or negative ratio may reflect no repurchases or potential share issuance. Postalvings Bank Of China Co's current 3-Year Share Buyback Ratio was -9.10%.

The historical rank and industry rank for Postalvings Bank Of China Co's 3-Year Share Buyback Ratio or its related term are showing as below:

PSBKF' s 3-Year Share Buyback Ratio Range Over the Past 10 Years
Min: -9.1   Med: -2.4   Max: 0
Current: -9.1

During the past 11 years, Postalvings Bank Of China Co's highest 3-Year Share Buyback Ratio was 0.00%. The lowest was -9.10%. And the median was -2.40%.

PSBKF's 3-Year Share Buyback Ratio is ranked worse than
88.13% of 1036 companies
in the Banks industry
Industry Median: -0.2 vs PSBKF: -9.10

Postalvings Bank Of China Co (OTCPK:PSBKF) 3-Year Share Buyback Ratio Explanation

A negative number means the company might be issuing new shares. A positive number indicates that the company is buying back shares.


Be Aware

Investors usually like share buybacks. But as pointed by Warren Buffett, only if a company buys back shares at the prices below the stock's intrinsic value, it rewards remaining shareholders. If a company buys its overvalued stocks back, it destroys shareholder value.


Postalvings Bank Of China Co 3-Year Share Buyback Ratio Related Terms


Postalvings Bank Of China Co 3-Year Share Buyback Ratio Competitor Comparison

For the Banks - Regional subindustry, Postalvings Bank Of China Co's 3-Year Share Buyback Ratio, along with its competitors' market caps and 3-Year Share Buyback Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Postalvings Bank Of China Co 3-Year Share Buyback Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Postalvings Bank Of China Co's 3-Year Share Buyback Ratio distribution charts can be found below:

* The bar in red indicates where Postalvings Bank Of China Co's 3-Year Share Buyback Ratio falls into.


PSBKF
75GF Score
Postal Savings Bank Of China Co Ltd PSBKF
3-Year Share Buyback Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Postalvings Bank Of China Co 3-Year Share Buyback Ratio Calculation

This is the annualized percentage change in shares outstanding from three years ago to the current year. The annualized percentage change is calculated with expontential compound based on the latest four years of annual data on Shares Outstanding (EOP).

Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average dividends per share growth rate.

What does a 3-Year Share Buyback Ratio of -9.10 mean?
Postalvings Bank Of China Co (PSBKF) has a 3-Year Share Buyback Ratio of -9.10 as of Dec. 2025. The 3-Year Share Buyback Ratio measures the average annual proportion of a company's outstanding shares repurchased over the past three years. It is calculated as the annualized percentage change in shares outstanding from three years ago to the current year. View historical data for Postalvings Bank Of China Co and its competitors. According to the industry distribution chart, Postalvings Bank Of China Co ranks #913 out of 1036 companies in the Banks industry, placing it in the top 88.1%.
Is Postalvings Bank Of China Co's 3-Year Share Buyback Ratio too high?
Postalvings Bank Of China Co's current 3-Year Share Buyback Ratio is -9.10. Based on the distribution chart, Postalvings Bank Of China Co ranks #913 out of 1036 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Postalvings Bank Of China Co has a GF Score™ of 75/100, reflecting its overall financial health beyond just this single metric.
How does Postalvings Bank Of China Co's 3-Year Share Buyback Ratio compare to competitors?
According to the Banks industry distribution chart, Postalvings Bank Of China Co ranks #913 out of 1036 companies for 3-Year Share Buyback Ratio. This places Postalvings Bank Of China Co in the lower half of its industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year Share Buyback Ratio for a Banks company?
A good 3-Year Share Buyback Ratio depends on the Banks industry context. However, 3-Year Share Buyback Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year Share Buyback Ratio mean?
A high 3-Year Share Buyback Ratio can signal that a stock is expensive relative to its fundamentals. The 3-Year Share Buyback Ratio measures the average annual proportion of a company's outstanding shares repurchased over the past three years. It is calculated as the annualized percentage change in shares outstanding from three years ago to the current year. View historical data for Postalvings Bank Of China Co and its competitors. Postalvings Bank Of China Co's current 3-Year Share Buyback Ratio is -9.10. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Postalvings Bank Of China Co stock overvalued right now?
Postalvings Bank Of China Co (PSBKF) has a current 3-Year Share Buyback Ratio of -9.10. The stock's GF Value™ is $0.62, compared to a current price of $0.67 — trading 7.9% above its estimated fair value. The current 3-Year Share Buyback Ratio is -9.10. Postalvings Bank Of China Co's overall GF Score™ is 75/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year Share Buyback Ratio calculated?
3-Year Share Buyback Ratio is calculated from a company's financial statements. For Postalvings Bank Of China Co (PSBKF), the current 3-Year Share Buyback Ratio is -9.10 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Postalvings Bank Of China Co (PSBKF) Overvalued in 2026?

Based on GuruFocus' analysis, Postalvings Bank Of China Co stock appears to be overvalued. The current stock price of $0.67 is trading 7.9% above its estimated GF Value™ of $0.62.

Key valuation signals for PSBKF:

  • 3-Year Share Buyback Ratio: -9.10
  • GF Value™: $0.62 vs. price of $0.67 (7.9% above fair value)
  • GF Score™: 75/100 with 6 warning signs

No single metric tells the full story. See the PSBKF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Postalvings Bank Of China Co Business Description

Address No. 3 Financial Street, Xicheng District, Beijing, CHN, 100808
Postal Savings Bank of China Co Ltd is a banking group conducting its operating activities in the People's Republic of China (PRC), and the principal activities include: personal and corporate financial services, treasury operations, and other business activities. The Group's main operating segments are: Personal banking, Corporate banking, Treasury, and Others. The majority of its revenue is generated from the Personal and Corporate banking businesses, which provide various financial products and services to individuals, corporations, government agencies, and financial institutions. The various services offered include current account settlement, deposits, personal loans, credit cards and debit cards, foreign currency, and wealth management products, etc.
75GF Score

Get the complete analysis for PSBKF

3-Year Share Buyback Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$0.67
Price
$0.62
GF Value